Everything Breaks: The Ultimate Car Warranty

About Everything Breaks

Everything Breaks provides protection and coverage for, quite literally, "everything." This company has it all, from individual protection—including smartphones, tablets, TVs, laptops, appliances, and more—to home warranties and auto protection. They've been in the business of providing protection for various consumer products since 2014. They claim to always keep customers in mind when creating their protection plans for anything that might break down in your life, but most especially for your vehicle's extended warranty. This is why their contracts are quite flexible, in addition to their cancellation policy.

Perks of Everything Breaks

This provider touts a few great benefits that we think could be useful to you if you are in the market to extend your car's warranty. Everything Breaks' extended auto warranty is transferable to new owners, so you can be confident that your investment is safeguarded. Also, the online claim process is free and very easy.

Here are what we found to be the main perks and additional benefits of Everything Breaks:

• Can cover cars with up to 250,000 miles on them
• Can cover cars that are up to 20 years old
• Monthly and yearly contracts
• No-cost rental coverage
• 30-day money-back guarantee
• Online cancelation at any time

One of the biggest perks of Everything Breaks, though, is that it is very affordable. There are plans and prices for everyone! 

Cons of Everything Breaks

While this company has a lot of pros, it also has a few drawbacks that we think are worth considering. These include:

• The total duration of their extended warranty coverage is limited to 3 years
• They have a higher cancellation fee than most other providers: $75
• Their terms and conditions can be difficult to navigate and understand

While these disadvantages can be annoying, we still believe this provider has a lot to offer. Let's dive in further to learn more about what an extended auto warranty from this company has to offer you.

Plans & Prices at Everything Breaks

Warranty coverage options are completely scalable with this provider. In addition, if you need help figuring out which coverage will fit you best, all you need to do is call the company and talk to one of their representatives. Then, they can help you find the best option that is most suitable for you after you give them some more information. You can find coverage for every major car manufacturer, too.

In a nutshell, there are three available warranty durations. These include monthly, one-year, and three-year. There are five plans in total that all come with monthly and one-year plan durations. The three-year plan, however, contains only four plans. All plans offer a different level of coverage and protection. Naturally, the higher the protection, the higher the cost. Below, we outline what is covered in the different plans. Please note that only specific parts of these systems are included in all the plans, as outlined in more detail in the sample contracts you can find on the company's website. 

Here are the packages offered by Everything Breaks:

As Seen on TV (Critical Coverage)

This plan costs $29.88 per month or $329.88 per year, and it covers the most core parts of a vehicle. With the Critical Coverage plan, all of the following features are included: cancellation at any time within the terms of the contract, availability anywhere in the U.S., and 50% reimbursement guaranteed for mechanical repairs. This plan is also licensed in all fifty states, even California. Thus, you can be guaranteed coverage nationwide. You can read our full analysis of this plan in our blog post on the Critical Coverage plan.

Standard Powertrain

As for this plan, the cost is $59.88 per month or $717.88 per year. A few benefits include rental car reimbursement for up to $30 daily for up to five days, trip interruption if you are over 100 miles from home, towing service, and roadside assistance. Below are the systems covered by this plan.

• Engine parts
• Transmission parts
• Drive axle

You can read more in-depth about the Standard Powertrain plan, by visiting our blog. If you're looking for more coverage, check out the following plans.

Enhanced Powertrain

This plan covers everything in the previously mentioned Standard Powertrain plan in addition to the extra parts covered below.

• Transfer case
• AC and heating
• Cooling system
• Fuel system
• Electrical systems
• Hybrid components

The Enhanced Powertrain plan costs $69.88 per month or $837.88 per year. You can read more by visiting our blog post, which further details the Enhanced Powertrain coverage.

Deluxe Plan

This package costs $89.88 per month or $1,077.88 per year. It also includes the following, in addition to what the earlier plans covered:

• More engine components
• More transmission components
• More drive axle components
• Air conditioning and heating components
• Suspension components
• Steering components
• Brake components
• Seals and gaskets

You can find out further details on our analysis of this plan by visiting our blog post on the Deluxe Plan.

Top-Line

The Top-Line package costs $99.88 per month or $1,197.88 per year. This includes everything from the plans above, plus exclusionary coverage. This lasts until the car reaches 175,000 odometer miles. This is the top-tier package; thus, all components are covered. As per the contract, there is a $100 deductible per visit. The same goes for the Deluxe, Enhanced Powertrain, and Standard Powertrain plans.

3-Year Plans

Now that we have covered all the plans, it is useful to know that four of them can be purchased as a three-year plan. Since this contract is longer, it will cost less overall each month. This makes it the most budget-friendly option in the long run. However, the critical coverage package is unfortunately not available as a three-year plan. As for the rest, here are their prices over a three-year contract:

• Standard Powertrain: $2,154.88 every three years
• Enhanced Powertrain: $2,514.88 every three years
• Deluxe Plan: $3,234.88 every three years
• Top-Line: $3,594.88 every three years

You can read more about their auto protection plans and find sample contracts on their website.

Who Is Everything Breaks Auto Warranty For?

Plans with this company are ideal for you if you are seeking customizable coverage with additional benefits, such as their loyalty program. They also offer affordable monthly payment plans so that you can pay off your warranty within your budget. While some of their plans may cost a bit above average, their coverage is extensive, protecting your car's major components and your wallet from high repair costs. Their mileage limit is pretty good, at 250,000 miles on some plans, giving you protection even with relatively high mileage. You can also cancel your warranty at any time if you are not satisfied for any reason.

Everything Breaks Car Warranty Reviews

Everything Breaks is accredited by the BBB (Better Business Bureau) and has an A+ rating and 2.75 out of 5 based on more than 80 customer reviews. On Trustpilot, they have a 2.8 out of 5 rating based on more than 70 customer reviews. While reviews are mixed, it is important to take a closer look at them to fully understand what issues their customers are raising.

Positive customer reviews included people being very happy with customer support staff, getting their claims filed quickly, having an affordable plan, and having peace of mind that their car is protected from unexpected repairs. Negative reviews had other things to say. Some people complained about being pressured by sales reps to buy a plan when they weren't ready. Others complained about not being able to cancel their warranty, and as many do with car warranty providers, some shared that they didn't get the coverage they were expecting.

In general, Everything Breaks seems to respond to these complaints, taking them seriously. They cancel claims when requested and provide detailed explanations when coverage is denied. In addition to that, it is important to take negative reviews with a grain of salt. While there is definitely truth to them, there can often be misunderstandings in the fine print of the contract, which is why it's so important to understand the paperwork fully before signing.

Customer Service at Everything Breaks

The Everything Breaks team is known to be helpful and cooperative when it comes to their customers. To get in touch with a customer support representative, simply call 888-994-0914. You may also email the company at [email protected]. Support is available from 6 AM to 11 PM, Monday through Friday. You can also call 866-703-1172 for a free quote.

You can also visit their office in person at 3100 McKinnon St., 4th Floor, Suite 440, in Dallas, Texas. Lastly, you can message them directly on any of their social media pages (Facebook, Twitter, Instagram, and LinkedIn). They offer a YouTube channel with informative, well-rounded content that may address many of your questions. Additionally, their mobile app is accessible on both the App Store and Google Play.

Everything Breaks Alternatives

Although Everything Breaks is a completely viable option, if for whatever reason you are still unsure whether to go forward with it after this review, below you will find some alternative warranty companies that might offer what you’re looking for. Everything Breaks will always be available; however, you may also take the time to look at these similar options we have reviewed as well:

• CarShield
• Endurance
• Carchex

In order to spot a good and legit auto warranty, keep an eye out for the following. The company should pay for repairs for a set amount of time. This set time is usually a couple of years (from 2 to 7), depending on the contract. If your automobile needs to be in the shop for an extended period, some warranties even provide rental car coverage. Several programs also offer a 30-day money-back guarantee if you aren't happy with the warranty. Keep in mind that you should make this decision with the deductible in mind and always read the fine print.

With that being said, they are all great choices. Additionally, there is really no excuse for skipping out on an auto warranty. In the end, it is better to be safe than sorry.

A Conclusive Statement on Everything Breaks

Everyone understands that everything can break. Cars are no exception, no matter what you think. Even with routine upkeep, parts will eventually wear out and require repair or replacement. An extended car warranty can help in this tough situation.

An Everything Breaks warranty plan can provide you with peace of mind. 

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