Allstate vs Everything Breaks

Everything Breaks vs. Allstate 

Everything Breaks, and Allstate are two companies that give customers peace of mind while driving by providing extended auto warranties. While their core services are the same, there are key factors that differentiate them as providers. Read on for an exploration of the critical differences between Everything Breaks and Allstate to help you make an informed decision regarding the protection of your vehicle. 

Everything Breaks has a competitive edge as they provide nationwide coverage, while Allstate has limits on the areas of coverage, not providing their services in California and Massachusetts. 

Both companies offer five Vehicle Service Contracts (VSCs) to protect customers from unexpected repair costs. These plans range from powertrain to exclusionary coverage, with benefits such as rental car reimbursement, roadside assistance, easy cancellations, and more. The significant difference between both is the maximum mileage covered. 

Everything Breaks covers cars with up to 250,000 miles on them, while Allstate covers cars with up to 125,000 miles on them, making older vehicles eligible. Furthermore, Allstate provides optional benefits for customers who want exclusive tire and wheel coverage or windshield and dent repair coverage. 

Both providers have their own pros and cons. Everything Breaks has extensive additional benefits, and their plans are transferable but have a maximum duration of three years of coverage and a high cancellation fee of $75. On the other hand, Allstate also has extensive benefits and trip interruption reimbursement, but they have a low mileage limit and a lack of plan transparency. 

As for pricing, Everything Breaks offers monthly, yearly, and three-year payment options to accommodate different budgets. They are also transparent with their prices and state that you are expected to pay between $29 to $109 monthly, or $329.88 to $1,197.88 per year. Allstate does not advertise the prices of their VSCs online and states that they are quote-based, meaning that different factors like vehicle age and model affect the prices. 

Additionally, both companies have simplified the claims process for customers as much as possible by allowing them to go to a repair facility of choice when experiencing a breakdown and only having to contact claims administrators for approval before repair begins. As mentioned, they also provide rental car reimbursements in case repairs take longer than expected. 

Regarding their online presence, Everything Breaks showcases an impressive rating of A+ on the BBB website and has received positive feedback for its responsive customer service, straightforward claims process, affordable plans, and peace of mind. However, their negative reviews surround the inability to cancel warranty plans, pressing sales reps, and not getting the coverage customers expected. 

Allstate's reputation in the insurance industry often extends to their extended auto warranty offerings, which have an A+ rating on Trustpilot. Their reliable customer representatives, level of cost savings, and level of service are a testament to this reputation. However, they have garnered an F rating on the BBB, which can result from a lack of information as there are very few complaints about them. Those who have complained did so about slow customer service response times and limited coverage plans. 

In conclusion, whether you opt for Everything Breaks, known for high-mileage coverage and flexible payment options, or Allstate, with their flexible coverage plans and trip interruption reimbursements, having an extended auto warranty can provide peace of mind and protect your investment on the road. Carefully assess your vehicle requirements and budget to make an informed decision. 

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