In our reviews, you’ll find comprehensive description of each company’s features, prices, services, and pros and cons. Credit card processing is an essential service that ensures your customers’ satisfaction by helping them simply and quickly checkout.
Credit Card Processing
Top Credit Card Processing Companies in 2023
THE BEST IN 2023

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Best Credit Card Processing Companies

Because most businesses nowadays rely on credit card processing services to accept credit and debit cards, we reviewed the best credit card processors in the market.
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Find the Best Companies in Credit Card Processing
Customer Support
- excellentFair and transparent rate structure
- Not AvailablePricing
- Based on the payment methodProMerchant
Is a US-based payment processing provider that started its services in 2018, and now, the company has an A rating by the Better Business Bureau.
Pros
Flexible pricing options to choose from
Month-to-month payments option
Some plans offer free hardware
According to the company, there are no upfront fees, application fees, or hidden cost
Cons
The fixed monthly fees can be pricy for small businesses with low amount of transactions
Business size supported
- Small and large businessesCustomer support
- Live chat, knowledge base and ticket systemGift cards
- 1Stax Credit Card Processor Review
Is deemed one of the top payment processing solutions on the market, and it's best suited for companies with more than $5.000 monthly transactions, while the monthly cost depends on the annual income.
Pros
BBB accredited
Transparent pricing
24/7 Customer support
Month-to-month payments
Excellent 24/7 customer support via phone, email, and tickets
Fixed monthly fee instead of a percentage of each transaction
Cons
Higher monthly fixed cost
Fees are based on income
Not a good option for high-risk industries
Customer Support
- excellentFair and transparent rate structure
- Not AvailablePricing
- Starts at $6.95Merchant-One
Is a US-based full-service provider with more than 20 years in the industry and a wide selection of products, including a POS, credit card processor, virtual terminal, and mobile app.
Pros
Has been an accredited business with the Better Business Bureau since 2010
The company can accommodate most business sizes
No contracts are required and some plans can be terminated without any termination fees
Cons
Prices aren't clearly disclosed on the website
Pricier than some other credit card processor providers

Customer Support
- excellentFair and transparent rate structure
- Not AvailablePricing
- As low as $9.95 per monthClover Credit Card Processor
Is one of the leading companies providing top-notch business management solutions, including but not limited to POS systems, eCommerce and restaurant online ordering solutions, and credit card processing technologies.
Pros
Monthly fees are as low as $9.95
Efficient solution for small and growing businesses
Flat-rate pricing structure making it a good pick for small businesses
Cons
Not suitable for businesses that want to use other POS system providers
Customer Support
- excellentFair and transparent rate structure
- Not AvailablePricing
- $79 per monthPayment Depot
Is a US-based company that aims to help businesses find more budget-friendly and simple payment processing options. The business started in 2013 and served a wide range of industries.
Pros
Month to month payments
No setup or application fees
A+ BBB accredited company
Excellent 24/7 customer support
Cons
Not suitable for high risk businesses
Customer Support
- excellentFair and transparent rate structure
- Not AvailablePricing
- Quote-basedCardConnect
A payment processing platform that aims to help businesses grow with its intuitive features.
Pros
Virtual payment terminal
Mobile app
Hosted payment page
Cons
Prices not advertised
Lengthy contracts
Customer Support
- excellentFair and transparent rate structure
- Not AvailablePricing
- Quote-basedEast Commerce Solutions
A company dedicated to providing the best credit card processing solutions and services in the industry.
Pros
Remote deposit capture
Mobile payment processing
A+ BBB rating and accreditation
Cons
Pricier than its competitors
Customer Support
- excellentFair and transparent rate structure
- Not AvailablePricing
- Quote-basedPinpoint Payments
A reputable payment processing provider that offers intuitive solutions for several industries to accept all kinds of payments and protect them from chargebacks with a variety of supporting tools.
Pros
Chargeback protection & management
Cash discount program
Virtual terminal
Cons
Fees & rates not advertised
Customer Support
- excellentFair and transparent rate structure
- Not AvailablePricing
- Based on the industry and business sizePaymentCloud Credit Card processor Review
Is a payment processing solution with hundreds of integrations, specialized account managers, and PCI compliance credit card processors.
Pros
No fees for early termination
Solutions for low, medium, and high risk businesses
Specialized account managers
Fraud prevention tools
Cons
Prices aren't disclosed on the website
Customer Support
- excellentFair and transparent rate structure
- Not AvailablePricing
- Varies based on the transaction amountHelcim Credit Card Processor
Is a full-service provider that allows access to a handful of capabilities, which help process customer payments and manage the business. As we stated above, Helcim stands out by offering flexible plans that accept a multitude of payment options, all managed from one simple and intuitive dashboard.
Pros
Protected and secure payments with Helcim Fraud Defender and data encryption
Multiple payment options include in-person, online, in-app, and over-the-phone payments
Transparent pricing policy and no hidden fees
Cons
Might not be a good option for high-risk industries