Auto Warranty
Top Companies in 2026
Everything Breaks vs Ox Car Care
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- Five coverage levels ranging from basic powertrain to exclusionary protection
- Online quote process available without requiring an immediate sales call
- Roadside assistance, rental reimbursement, and trip interruption benefits, included with plans
- Coverage available for certain hybrid vehicle components on higher-tier plans
- BBB-accredited provider with publicly available contract documents
- 24/7 roadside assistance
- Flexible installment plans
- May cover rideshares or modified vehicles
- Customer reviews frequently mention claims and communication challenges
- Standard pricing is not published online
- Cancellation fees may apply depending on contract circumstances
- Premium plans can come with a higher price tag
- Some plan information is not disclosed on the website
Everything Breaks is a Dallas, Texas-based vehicle service contract provider founded in 2014. They offer a range of protection plans designed to help drivers manage the cost of unexpected vehicle repairs after factory warranty coverage expires. Unlike many competitors that focus on long-term agreements, they are known for their renewable month-to-month coverage model, giving customers an alternative approach to vehicle protection. Their lineup includes five coverage levels, ranging from basic powertrain protection to exclusionary coverage that protects most mechanical and electrical components unless specifically excluded in the contract. Additional benefits may include roadside assistance, rental car reimbursement, trip interruption coverage, and access to licensed repair facilities. The provider also makes sample contracts publicly available, allowing prospective customers to review coverage terms, exclusions, and contract requirements before purchasing a plan. Everything Breaks is accredited by the Better Business Bureau and holds an A+ BBB rating. Customer feedback across platforms such as BBB, Trustpilot, and Yelp presents a mixed picture, with reviewers praising helpful customer service representatives while others report concerns related to claims handling, communication, billing, and cancellations. This combination of flexible coverage options, contract transparency, and varied customer experiences makes the provider worth a closer look before making a coverage decision.
Ox Car Care is dedicated to reducing the high costs of car repairs, and offers plans customized to different needs that come with features like choosing your own repair shop, covering major parts, 24/7 roadside assistance, and more, all at affordable prices.
- BBB Rating : A+
- Money-Back Guarantee : Available (Full refund within 30 days if no claims have been filed)
- Number of Plans Available : 5
- Waiting Period : 30 days/1,000 miles
- Operating Status : Active
- Deductible Range : $100
- BBB Rating : A+
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : 30-day money-back guarantee
- Number of Plans Available : 3
- Waiting Period : Claims: 30 Days from purchase date & 1,000 additional miles from starting odometer
- Operating Status : Active
- Renewable month-to-month vehicle service contracts instead of traditional multi-year agreements
- Public access to sample contracts before purchase, allowing shoppers to review terms and exclusions in advance
- Vehicle, home, appliance, and electronics protection available through the same provider
- Flexible coverage structure designed to accommodate both lower-mileage and higher-mileage vehicles
- Customizable plans
- Affordable compared to other services on the market
- You have the flexibility to get covered repairs done at either a dealership or at any repair facility that holds certification from the National Institute for Automotive Service Excellence (ASE)
- They administer their own contracts for their main plans
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare—Undisclosed
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare—Undisclosed
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits
- Transferable—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network—Undisclosed
- Mobile app for claims
- Online claims portal—Undisclosed
- Trip interruption coverage
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage—Undisclosed
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
Ox Car Care vs. Everything Breaks
Both Ox Car Care and Everything Breaks are popular choices for extended auto warranties. We'll be comparing both to help you make your decision.
With Ox Car Care, you can start by requesting a free quote by adding your vehicle information and contact information on their website. Based on your vehicle’s information, they will give you a quote and suggest the best plan for your vehicle.
Some of the benefits Ox Car Care provides for their extended warranties include: the option to use a U.S. ASE-certified repair facility of your choosing; 24/7 roadside assistance; and in many of their contracts, they include a rental car service, meaning they will provide a rental car or reimburse you for using a rental car during repairs. Additionally, every Ox plan comes with: free oil changes, free tire rotations, and free alignment checks.
With Everything Breaks, you can get a free quote for an extended car warranty by calling; they have live agents standing by ready to give you a quote in 3 easy steps. Depending on the time frame you need your coverage for, they offer monthly plans, 1 - year plans, and 3 - year plans. They have 5 different types of plans that vary from critical coverage all the way to a top-line plan, helping you find the plan that works best for you.
Just like Ox Car Care, Everything Breaks also offers 24/7 roadside assistance. Everything Breaks also gives you the choice of an ASE certified mechanic or dealer to repair your car and offers rental car reimbursement.
Both Ox Car Care and Everything Breaks offer affordable plans, and both have A+ ratings from the BBB (Better Business Bureau). They both also have a good customer experience and offer a 30-day money-back guarantee. Everything Breaks provides flexible payments, and Ox Car Care offers adjustable payment plans.
Choosing a warranty provider can be difficult, especially when trying to compare plans and companies. In this case, both companies have a good reputation and offer good benefits. Between the two, we suggest digging deeper and making this decision based on the plan that best suits your needs. Start by checking out the plans each of them offers, and by getting a quote from each company, it will help you decide which would be best to go with. What each plan covers, the pricing, and the additional perks will help you make this decision. Keep in mind to make sure the plan you choose covers the repairs you believe you will most likely have to deal with.
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