Auto Warranty
Top Companies in 2026
CarShield vs Everything Breaks
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- Affordable prices
- 24/7 roadside assistance
- Trip interruption reimbursement
- Transferable warranties
- Accepts high-mileage vehicles
- Five coverage levels ranging from basic powertrain to exclusionary protection
- Online quote process available without requiring an immediate sales call
- Roadside assistance, rental reimbursement, and trip interruption benefits, included with plans
- Coverage available for certain hybrid vehicle components on higher-tier plans
- BBB-accredited provider with publicly available contract documents
- May not cover hybrid vehicles
- May not cover entire cost of repairs
- Strained relationship with BBB
- Doesn't offer services in California
- Customer reviews frequently mention claims and communication challenges
- Standard pricing is not published online
- Cancellation fees may apply depending on contract circumstances
CarShield is one of the most well-known brands in the vehicle service contract industry. They offer a variety of cost-effective packages and a very high mileage limit. With CarShield, you can choose the coverage that best fits your needs and budget. And because CarShield has a high mileage limit, you can rest assured that your car will be protected for years to come.
Everything Breaks is a Dallas, Texas-based vehicle service contract provider founded in 2014. They offer a range of protection plans designed to help drivers manage the cost of unexpected vehicle repairs after factory warranty coverage expires. Unlike many competitors that focus on long-term agreements, they are known for their renewable month-to-month coverage model, giving customers an alternative approach to vehicle protection. Their lineup includes five coverage levels, ranging from basic powertrain protection to exclusionary coverage that protects most mechanical and electrical components unless specifically excluded in the contract. Additional benefits may include roadside assistance, rental car reimbursement, trip interruption coverage, and access to licensed repair facilities. The provider also makes sample contracts publicly available, allowing prospective customers to review coverage terms, exclusions, and contract requirements before purchasing a plan. Everything Breaks is accredited by the Better Business Bureau and holds an A+ BBB rating. Customer feedback across platforms such as BBB, Trustpilot, and Yelp presents a mixed picture, with reviewers praising helpful customer service representatives while others report concerns related to claims handling, communication, billing, and cancellations. This combination of flexible coverage options, contract transparency, and varied customer experiences makes the provider worth a closer look before making a coverage decision.
- BBB Rating : D
- Maximum Mileage : 300,000 miles
- Money-Back Guarantee : Yes
- Number of Plans Available : 7
- Waiting Period : 25 to 40 days
- Operating Status : Active
- BBB Rating : A+
- Money-Back Guarantee : Available (Full refund within 30 days if no claims have been filed)
- Number of Plans Available : 5
- Waiting Period : 30 days/1,000 miles
- Operating Status : Active
- Deductible Range : $100
- Affordable plans that can be tailored to your budget and coverage needs
- Monthly & term period contracts
- Coverage for most vehicle types (cars, EVs, trucks, SUVs, motorcycles, and all-terrain vehicles (ATVs))
- Covers luxury vehicle and high-end components
- Cars with up to 300,000 miles are covered
- Easy-to-use mobile app
- Get a discount of up to $360 yearly
- Renewable month-to-month vehicle service contracts instead of traditional multi-year agreements
- Public access to sample contracts before purchase, allowing shoppers to review terms and exclusions in advance
- Vehicle, home, appliance, and electronics protection available through the same provider
- Flexible coverage structure designed to accommodate both lower-mileage and higher-mileage vehicles
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare—Undisclosed
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network—Undisclosed
- Mobile app for claims
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support
- —Undisclosed
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
Everything Breaks vs. CarShield
When it comes to protecting your vehicle from unexpected repair costs, an extended auto warranty is your best option. Two providers are trusted partners in this line of business: Everything Breaks and CarShield. While they are both extended auto warranty providers, they differ in various aspects. Keep reading for a comparison of their features, prices, subscription tiers, and more to decide which company is right for you.
Both providers offer five main car coverage plans and include benefits like 24/7 roadside assistance, rental car reimbursement, and towing services. The most significant difference is that CarShield offers two more plans for electric vehicles and ATVs and a plan that includes benefits for vehicles that are not eligible for an extended auto warranty.
Everything Break’s coverage plans are scalable and adapt to any changing needs; however, the cons of their plans include a short duration of three years at a time, a maximum of 240,000 miles, and a high cancellation fee of $75. On the other hand, CarShield’s plans are comprehensive, fit high-mileage vehicles, and have low to no deductibles but may not cover hybrid vehicles and all expenses.
When it comes to pricing, Everything Breaks is as flexible as can be. They provide monthly and yearly payments with transparent pricing, and you can expect to pay anywhere between $29 to $109 monthly, depending on the plan you purchase. While CarShield does not advertise set prices and bases them on a number of factors like vehicle age, mileage, and other factors, they cost an average of $69.99 to $200 per month.
Both providers aim to make the claim process as straightforward as possible. Both providers give you the option to repair your vehicle at any ASE-certified repair facility, and every claim requires approval beforehand, or else you will not be reimbursed. It is essential to read the terms and conditions for each company thoroughly to understand the claims process for the plan you select.
To evaluate the customer experience, independent reviews are crucial to understanding how these companies perform in practice. Everything Breaks has gained positive feedback for its responsive customer service and straightforward claims process. Customers appreciate the company's willingness to address concerns and guide them through claims efficiently. In contrast, the negative reviews surround being unable to cancel warranty plans and the fact that some customers have not received the coverage they were expecting.
CarShield has also received positive reviews for its extensive coverage options, reliability, and extremely responsive customer support. However, some negative reviews mention that there is difficulty canceling plans, that some repair shops do not accept CarShield’s plans, and that coverage is denied for certain parts despite being told they are included.
In summary, both providers are respected in the extended auto warranty industry. If you’re looking for affordable plans, payment flexibility, and online cancellation at any time, then Everything Breaks is your provider. Alternatively, if you are seeking high-mileage comprehensive coverage for a wide variety of vehicle types and conditions, then CarShield is the provider for you.
Ultimately, the decision should be made based on your vehicle's needs, budget, and preference for a more comprehensive protection approach beyond just your vehicle.
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