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CNA National Warranty vs Everything Breaks

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Pros
  • Multiple deductible options
  • Tire and wheel coverage
  • Affordable payment plans
  • Wide range of coverage options
  • Nationwide coverage
  • Travel and lodging reimbursement
  • Transferable contracts
Pros
  • Five coverage levels ranging from basic powertrain to exclusionary protection
  • Online quote process available without requiring an immediate sales call
  • Roadside assistance, rental reimbursement, and trip interruption benefits, included with plans
  • Coverage available for certain hybrid vehicle components on higher-tier plans
  • BBB-accredited provider with publicly available contract documents
Cons
  • No quote engine
  • No sample contract
  • Some contracts might not be renewable
  • Out-of-pocket expenses
  • Not an administrator for all of its products
  • Limitations to extra benefits
  • Not all contracts qualify for transfer or cancelation
Cons
  • Customer reviews frequently mention claims and communication challenges
  • Standard pricing is not published online
  • Cancellation fees may apply depending on contract circumstances
Summary

CNA National is a provider of extended auto warranties with over 30 years of experience in the industry. They offer a wide range of coverage options to fit your needs, including bumper-to-bumper coverage, powertrain coverage, and roadside assistance. You can purchase their extended auto warranty from your local dealership. CNA National is also a 26-time Dealers' Choice Award winner, which is a testament to their high level of customer service. Numerous levels of coverage are available for CNA National Warranty Services to meet individual needs. Roadside assistance, rental car reimbursement, travel and hotel reimbursement, Limp-along support, and wheel protection are all included in certain plans of their policies. Furthermore, they offer coverage for several types of automobiles, ensuring that their services are accessible to various clients.

Summary

Everything Breaks is a Dallas, Texas-based vehicle service contract provider founded in 2014. They offer a range of protection plans designed to help drivers manage the cost of unexpected vehicle repairs after factory warranty coverage expires. Unlike many competitors that focus on long-term agreements, they are known for their renewable month-to-month coverage model, giving customers an alternative approach to vehicle protection. Their lineup includes five coverage levels, ranging from basic powertrain protection to exclusionary coverage that protects most mechanical and electrical components unless specifically excluded in the contract. Additional benefits may include roadside assistance, rental car reimbursement, trip interruption coverage, and access to licensed repair facilities. The provider also makes sample contracts publicly available, allowing prospective customers to review coverage terms, exclusions, and contract requirements before purchasing a plan. Everything Breaks is accredited by the Better Business Bureau and holds an A+ BBB rating. Customer feedback across platforms such as BBB, Trustpilot, and Yelp presents a mixed picture, with reviewers praising helpful customer service representatives while others report concerns related to claims handling, communication, billing, and cancellations. This combination of flexible coverage options, contract transparency, and varied customer experiences makes the provider worth a closer look before making a coverage decision.

Quick Stats
  • BBB Rating : A+
  • Maximum Mileage : Undisclosed
  • Money-Back Guarantee : No
  • Number of Plans Available : 4 with 2 upgrade options
  • Waiting Period : Undisclosed
  • Operating Status : Active
Quick Stats
  • BBB Rating : A+
  • Money-Back Guarantee : Available (Full refund within 30 days if no claims have been filed)
  • Number of Plans Available : 5
  • Waiting Period : 30 days/1,000 miles
  • Operating Status : Active
  • Deductible Range : $100
Selling Points
  • Electric vehicle coverage
  • Limp-along assistance
  • Less exclusions than other warranties (like wear and tear and pre-existing conditions)
Selling Points
  • Renewable month-to-month vehicle service contracts instead of traditional multi-year agreements
  • Public access to sample contracts before purchase, allowing shoppers to review terms and exclusions in advance
  • Vehicle, home, appliance, and electronics protection available through the same provider
  • Flexible coverage structure designed to accommodate both lower-mileage and higher-mileage vehicles
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • Undisclosed
    $0 deductible option
  • Undisclosed
    Commercial/rideshare
  • Undisclosed
    EV/hybrid components
  • Undisclosed
    No waiting period
  • Undisclosed
    Option with free maintenance benefits
  • Undisclosed
    Transferable
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • Undisclosed
    $0 deductible option
  • Undisclosed
    Commercial/rideshare
  • EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Claims & Repair Experience
  • Undisclosed
    24/7 roadside assistance
  • Undisclosed
    Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Undisclosed
    Mobile app for claims
  • Undisclosed
    Online claims portal
  • Trip interruption coverage
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • Undisclosed
    In-network repair network
  • Mobile app for claims
  • Undisclosed
    Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • Undisclosed
    24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Undisclosed
    Mobile Application
  • Undisclosed
    Online quote without phone
  • Sample contracts online
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Undisclosed
    Month-to-month payments
  • Undisclosed
    Cancellation fee
  • Undisclosed
    Multi-vehicle discount
  • Undisclosed
    Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Contract & Payment Terms
  • Undisclosed
    Contract (lump-sum) payments
  • Undisclosed
    Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Undisclosed
    Multi-vehicle discount
  • Undisclosed
    Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
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