Auto Warranty
Top Companies in 2026
American Auto Shield vs Everything Breaks
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- Nationwide coverage
- Transferable warranty
- Online claim engine
- Online support center
- Five coverage levels ranging from basic powertrain to exclusionary protection
- Online quote process available without requiring an immediate sales call
- Roadside assistance, rental reimbursement, and trip interruption benefits, included with plans
- Coverage available for certain hybrid vehicle components on higher-tier plans
- BBB-accredited provider with publicly available contract documents
- Limited information
- Customer reviews frequently mention claims and communication challenges
- Standard pricing is not published online
- Cancellation fees may apply depending on contract circumstances
American Auto Shield has been in business for over 20 years and is a trusted administrator of extended auto warranties. They offer a variety of extended auto warranty plans to fit your budget and needs through their selling partners. It covers major and minor components. AAS does not sell auto insurance plans directly. Instead, they offer their knowledge and services to car warranty companies, which then change the terms of their contracts to fit their plans. Because AAS makes management easy, these businesses can quickly handle cases and make sure customers are happy. Look no further than this review if you need car insurance and have a deal from a business that works with AAS. Some people said that the process of getting their cases approved and fixes done went well. Customers like how helpful the customer service reps are. Some customers also said they liked how easy it is to file a claim when their car breaks down.
Everything Breaks is a Dallas, Texas-based vehicle service contract provider founded in 2014. They offer a range of protection plans designed to help drivers manage the cost of unexpected vehicle repairs after factory warranty coverage expires. Unlike many competitors that focus on long-term agreements, they are known for their renewable month-to-month coverage model, giving customers an alternative approach to vehicle protection. Their lineup includes five coverage levels, ranging from basic powertrain protection to exclusionary coverage that protects most mechanical and electrical components unless specifically excluded in the contract. Additional benefits may include roadside assistance, rental car reimbursement, trip interruption coverage, and access to licensed repair facilities. The provider also makes sample contracts publicly available, allowing prospective customers to review coverage terms, exclusions, and contract requirements before purchasing a plan. Everything Breaks is accredited by the Better Business Bureau and holds an A+ BBB rating. Customer feedback across platforms such as BBB, Trustpilot, and Yelp presents a mixed picture, with reviewers praising helpful customer service representatives while others report concerns related to claims handling, communication, billing, and cancellations. This combination of flexible coverage options, contract transparency, and varied customer experiences makes the provider worth a closer look before making a coverage decision.
- BBB Rating : N/R
- Maximum Mileage : 250,000
- Money-Back Guarantee : Unavailable
- Number of Plans Available : 7
- Waiting Period : 20-40 days
- Operating Status : Active
- BBB Rating : A+
- Money-Back Guarantee : Available (Full refund within 30 days if no claims have been filed)
- Number of Plans Available : 5
- Waiting Period : 30 days/1,000 miles
- Operating Status : Active
- Deductible Range : $100
- Covers a variety of vehicles such as motorcycles and ATVs
- Offers services to vehicles with up to 250,000 miles
- Variety of coverage options
- Renewable month-to-month vehicle service contracts instead of traditional multi-year agreements
- Public access to sample contracts before purchase, allowing shoppers to review terms and exclusions in advance
- Vehicle, home, appliance, and electronics protection available through the same provider
- Flexible coverage structure designed to accommodate both lower-mileage and higher-mileage vehicles
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare—Undisclosed
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare—Undisclosed
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network—Undisclosed
- Mobile app for claims
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support—Undisclosed
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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