American Auto Shield: For Autos, ATVs, and More!
American Auto Shield: For Autos, ATVs, and More!

Pros
Cons
Quick Stats
American Auto Shield (AAS) has been providing top-level vehicle service contracts since 2002. AAS provides auto, ATV, motorcycle, and off-road motorcycle coverage for lenders, marketers, agents, dealers, and membership organizations. With AAS, claim filing is available 24/7 with online support for its customers. Read on for more.
About American Auto Shield
American Auto Shield has earned a 3.6/5 rating from a total of 1,484 reviews on Trustpilot, with 59% of them being excellent. AAS isn't accredited or rated by the Better Business Bureau, which is a shame, but online customer reviews have praised the friendly and quick customer service.
AAS’s 19 years of service have enabled it to provide comprehensive coverage and vehicle contracts for more than just automobiles. Thus, not only are cars covered but also motorcycles and ATVs. In addition, AAS showcases sample contracts for its coverages to be as transparent as possible with its potential customers.
American Auto Shield Coverage Plans
AAS offers eight coverage plans for automobiles, motorcycles, and ATVs. The Diamond plan is the most inclusive, while the Platinum and Deluxe plans cover named components. Less-comprehensive plans for moderate coverage include the Aluminum, Bronze, and Tech Plus plans; the former covering named components, and the latter are designed for special needs.
The last two plans offer basic coverage: Powertrain and PT Gold. The powertrain plan is more affordable, while PT Gold offers more coverage.
Coverage Types:
Plan Type |
Diamond |
Platinum |
Deluxe |
Bronze |
Aluminum |
Tech Plus |
PT Gold |
Powertrain |
---|---|---|---|---|---|---|---|---|
Coverage Type |
Exclusionary |
Component |
Component |
Exclusionary |
Component |
Component |
Expanded |
Enhanced |
Coverage Level |
Highest plan level |
Best named Component |
Downsized component |
Wrap |
Downsized component |
Electronics only coverage |
Powertrain + Expanded |
Powertrain high mile |
American Auto Shield offers service contracts for cars that are up to 25 years old with a mileage of up to 250,000, which is comparatively higher than most extended warranty companies are willing to cover.
AAS also provides some additional benefits with its coverage plans, such as roadside assistance, rental cars, and trip interruption. Roadside assistance is administered by Roadside Protect, Inc. Roadside assistance includes towing, emergency tires, lockouts, batteries, fuel delivery, and winching.
AAS will provide rental car coverage from a licensed vehicle rental company if your vehicle has experienced an authorized breakdown and must remain at the repair facility for at least four hours. Also, trip interruption benefits cover motel and restaurant costs if your car breaks down and you're more than 100 miles from home and it has to stay at a repair shop overnight because of an authorized problem.
With American Auto Shield, you can submit a claim online anytime your vehicle experiences a breakdown. As you log in to your AAS account, you can view your claim status, history, milestones, and payments.
American Auto Shield Mechanical Breakdown Insurance
AAS offers four plans for mechanical breakdown insurance for vehicles with mileage up to 120,000 miles from the time of sale.
Plan Name |
Elite |
Premium |
Plus |
Standard |
---|---|---|---|---|
Coverage Type |
Exclusionary |
Component |
Component |
High Milage |
Coverage Level |
Highest plan level |
Best named Component |
Downsized component |
Powertrain High Mile |
Vehicle Age |
Current model year + 5 years |
Current model year + 10 years |
Current model year + 10 years |
Current model year + 10 years |
Milage |
Up to 60,000 starting miles |
Up to 120,000 starting miles |
Up to 120,000 starting miles |
Up to 120,000 starting miles |
The standard plan for mechanical breakdown insurance covers the following:
- Engine Components
- Turbocharger/Supercharger Components
- Transmission Components
- Transfer Case Components
- Drive Axle Components
The Plus plan includes coverage from the Standard plan in addition to:
- Steering and Braking Components
- Air Conditioning Components
- Electrical Components
The Premium plans add to the coverages listed above the following:
- Fuel Delivery System Components
- Heating/Cooling Components
- Interior and Exterior Components
- Luxury Components
The Elite plan covers all vehicle parts except the ones mentioned under the Exclusions section of the policy, in addition to parts covered under the manufacturer’s warranty.
Pricing & Customer Support
You can contact the AAS customer support team by phone to request a quote for your extended warranty plan, as prices are not advertised to the public on the website.
For Claims:
For Support:
Phone: 303.420.7488
Toll-Free: 800.531.1925
Website: support.americanautoshield.com
Email: [email protected]
Conclusion
American Auto Shield is a great option for anyone who wants extended warranties for older vehicles and vehicles with high mileage. It offers highly customized coverage plans that fit your needs, in addition to offering extended warranties for motorcycles and ATVs, which many customers find appealing.
FAQs
Yes, roadside assistance is available with every coverage plan, it includes: towing, emergency tire, lockout, battery, fuel delivery, and winching.
Yes, you can transfer your warranty coverage plan to the new owner of your vehicle, contact American Auto Shield to know more information regarding how to do it.
Yes, besides extended warranty coverage plans, AAS offers mechanical breakdown insurances.
Every coverage plan earns you 24/7 roadside assistance, in addition to trip interruption reimbursements for motels and restaurants and rental cars if your vehicle experiences an authorized breakdown and has to stay at the repair shop for over four hours.
AAS offers eight different coverage plans for extended warranties in addition to four plans for mechanical breakdown insurance.
Plans are not advertised to the public, you will have to contact AAS's team to get a quote. Prices may vary depending on your vehicle's make, model, age, and component coverages.
AAS offers coverage plans for vehicles that are up to 25 years old.
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