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American Auto Shield vs ASC Warranty

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Pros
  • Nationwide coverage
  • Transferable warranty
  • Online claim engine
  • Online support center
Pros
  • Nearly four decades of experience in the vehicle service contract industry
  • Nationwide access to participating dealerships and ASE-certified repair shops
  • Roadside assistance and travel-related benefits are included with many plans
  • Transferable contracts that may help preserve resale value
Cons
  • Limited information
Cons
  • Coverage terms and financing options can vary by dealership
  • Some customer complaints involve payout limits and coverage disputes
  • Additional costs, such as diagnostics, fluids, and taxes, may remain the customer's responsibility
Summary

American Auto Shield has been in business for over 20 years and is a trusted administrator of extended auto warranties. They offer a variety of extended auto warranty plans to fit your budget and needs through their selling partners. It covers major and minor components. AAS does not sell auto insurance plans directly. Instead, they offer their knowledge and services to car warranty companies, which then change the terms of their contracts to fit their plans. Because AAS makes management easy, these businesses can quickly handle cases and make sure customers are happy. Look no further than this review if you need car insurance and have a deal from a business that works with AAS. Some people said that the process of getting their cases approved and fixes done went well. Customers like how helpful the customer service reps are. Some customers also said they liked how easy it is to file a claim when their car breaks down.

Summary

ASC Warranty is a vehicle service contract provider founded in 1986 and headquartered in Mountain Home, Arkansas. They primarily distribute coverage through dealerships across the United States and offer several protection levels, ranging from basic drivetrain plans to exclusionary coverage designed to resemble a factory warranty. Their contracts are backed by an A-rated insurance carrier and often include additional benefits such as 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage. One feature that distinguishes the provider is their combination of long industry experience and flexible repair options, allowing customers to use participating dealerships and ASE-certified repair facilities nationwide. Coverage can also be transferred to a subsequent owner under certain conditions, which may add value when selling a vehicle. ASC Warranty is accredited by the Better Business Bureau and holds an A+ rating. Customer feedback on Google Reviews and the BBB is generally favorable, with many reviewers praising the claims process and customer service team. At the same time, some complaints focus on coverage limitations and out-of-pocket expenses. Those factors, along with the company's contract options and pricing structure, are explored in greater detail throughout this review.

Quick Stats
  • BBB Rating : N/R
  • Maximum Mileage : 250,000
  • Money-Back Guarantee : Unavailable
  • Number of Plans Available : 7
  • Waiting Period : 20-40 days
  • Operating Status : Active
Quick Stats
  • BBB Rating : A+
  • Maximum Mileage : 120,000
  • Money-Back Guarantee : Available
  • Number of Plans Available : 4
  • Operating Status : Active
  • Deductible Range : $0–$200 (varies by contract)
Selling Points
  • Covers a variety of vehicles such as motorcycles and ATVs
  • Offers services to vehicles with up to 250,000 miles
  • Variety of coverage options
Selling Points
  • Factory Type Coverage plan uses an exclusionary format similar to a manufacturer's warranty
  • Contracts are backed by an A-rated insurance carrier for added financial security
  • Long-standing BBB accreditation dating back to 1987
  • Coverage is available through a large network of dealerships across the United States
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • Undisclosed
    $0 deductible option
  • Undisclosed
    Commercial/rideshare
  • Undisclosed
    EV/hybrid components
  • Undisclosed
    No waiting period
  • Undisclosed
    Option with free maintenance benefits
  • Undisclosed
    Transferable
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Claims & Repair Experience
  • Undisclosed
    24/7 roadside assistance
  • Undisclosed
    Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Undisclosed
    Mobile app for claims
  • Undisclosed
    Online claims portal
  • Trip interruption coverage
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • Undisclosed
    24/7 customer support
  • Email
  • FAQs / Educational resources
  • Undisclosed
    Live Chat
  • Undisclosed
    Mobile Application
  • Undisclosed
    Online quote without phone
  • Sample contracts online
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Undisclosed
    Pay-in-full discount
  • Month-to-month payments
  • Undisclosed
    Cancellation fee
  • Undisclosed
    Multi-vehicle discount
  • Undisclosed
    Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Undisclosed
    Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
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