Auto Warranty
Top Companies in 2026
American Auto Shield vs AutoAssure
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- Broad range of coverage options
- Flexible repair facility choice
- Roadside, rental, and trip interruption benefits
- Online claims and self-service support
- Lodging and meal payments
- Unlimited claims
- Choose any mechanic
- No standard pricing published online
- Coverage and terms vary by contract
- Mixed customer feedback on claims
- FTC settlement and regulatory history
- Lots of customer complaints
- Do not cover pre-existing conditions
- All benefits have a limited allowance
- On alert on Better Business Bureau
- Unclear if still selling plans
Founded in 2002 and headquartered in Lakewood, Colorado, American Auto Shield is a vehicle service contract administrator that works with dealerships, lenders, marketers, and other partners. They currently present eight coverage options, ranging from focused Powertrain protection to broad Diamond exclusionary coverage, along with two dedicated options for electric vehicles. Their Powertrain coverage is advertised for eligible vehicles with up to 250,000 miles, while the broader Electric Vehicle contract can include optional high-voltage battery coverage. Depending on the contract, additional benefits and options may include roadside assistance, rental car reimbursement, trip interruption coverage, rideshare protection, and coverage for certain luxury electronics. Contract holders can also use eligible licensed repair facilities, and sample contracts are available online for greater visibility into coverage terms and exclusions. Customer feedback remains mixed, with positive reviews mentioning successful claims and helpful representatives, while critical feedback frequently focuses on claim denials, authorization delays, and coverage disputes. American Auto Shield also has more than two decades of experience in vehicle service contract administration, alongside a regulatory history that includes their 2024 FTC settlement.
There's some ambiguity around AutoAssure's current status in providing car warranties, as various sources offer conflicting information. Presently, attempts to visit AutoAssure's website lead to redirection to Endurance's site. This situation calls for caution among consumers thinking about acquiring car warranties from AutoAssure.
- BBB Rating : (Unaccredited)
- Maximum Mileage : 250,000 Miles
- Money-Back Guarantee : Undisclosed
- Number of Plans Available : 8
- Waiting Period : Varies by contract
- Operating Status : Active
- Deductible Range : Quote-based
- BBB Rating : C+
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : 30-day money-back guarantee
- Number of Plans Available : 4
- Waiting Period : Undisclosed
- Operating Status : Absorbed by Endurance in 2016
- Two dedicated electric vehicle coverage options
- Powertrain coverage for eligible vehicles up to 250K miles
- Optional high-voltage EV battery coverage
- Sample vehicle service contracts available online
- Lodging and meal payments
- Unlimited claims
- Choose your preferred repair shop
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- High-mileage
- Exclusionary—Undisclosed
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare—Undisclosed
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount—Undisclosed
- Month-to-month payments—Undisclosed
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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