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Everything Breaks vs Toco

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Pros
  • Nationwide coverage
  • 24/7 roadside assistance
  • Rental car reimbursement
  • Transferable
  • Easy cancelations
  • Flexible period contracts
Pros
  • Trip interruption reimbursement
  • Extensive mileage coverage
  • Hybrid vehicle coverage
  • In-house plan management and distribution
  • Inclusion of high-tech components
Cons
  • Maximum duration only covers 3 years at a time
  • High cancellation fee of $75
  • Complex terms and conditions
Cons
  • Geographic limitations
  • Non-transferable contracts
  • Rigid deductible terms
  • Limited freedom of choice
Summary

Everything Breaks offers extended warranties that encompass a wide range of items, spanning many types of electronics and vehicles. Their auto warranties feature flexible payment options and easy transferability; and you even may add extra paid options to coverage.

Summary

Toco offers comprehensive coverage, flexible payment options, and easy claims processing. Toco sells and manages its plans internally. They are also accredited with an A+ rating from the BBB! Some additional benefits of Toco's extended auto warranty are 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage.

Quick Stats
  • BBB Rating : A+
  • Cancelation Option : Available
  • Maintenance Coverage : Unavailable
  • Money-Back Guarantee : 30-days money back
  • Number of Plans Available : 5
  • Repair Shop Choice : Choice of any ASE certified mechanic or dealer
  • Term Limits : 3 years
  • Waiting Period : 30 days/1,000 miles
  • Operating Status : Active
  • Business Started : 2014
  • Online Quote : True
Quick Stats
  • BBB Rating : A+
  • Cancelation Option : Available
  • Maintenance Coverage : Available
  • Money-Back Guarantee : Unavailable
  • Number of Plans Available : 4
  • Repair Shop Choice : Use any repair facility
  • Term Limits : Undisclosed
  • Waiting Period : Undisclosed
  • Operating Status : Active
  • Business Started : 2013
  • Online Quote : False
Selling Points
  • Very affordable plan options
  • Car theft rewards to incentivize others to find your car in the event of a theft
  • Auto repair discounts
  • Covers vehicles up to 20 years old or 250,000 miles
Selling Points
  • Coverage of up to 250,000 miles on the odometer
  • Plans available for high tech components and technology packages
  • Covers hybrid cars
  • Variety of plans that can be tailored to individual needs
Customer Support
  • Phone
  • Email
  • FAQs
  • Undisclosed
    Help Guides
  • Live Chat
  • Mobile Application
  • Ticket
Customer Support
  • Phone
  • Email
  • FAQs
  • Help Guides
  • Live Chat
  • Mobile Application
  • Ticket
Payment Options
  • Major Credit Cards
  • Major Debit Cards
  • Undisclosed
    Cash
  • Check
  • ACH Transactions
  • PayPal
  • Undisclosed
    Apple Pay
  • Undisclosed
    Google Pay
  • Money Order
  • Wire Transfer
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Payment Options
  • Major Credit Cards
  • Major Debit Cards
  • Undisclosed
    Cash
  • Undisclosed
    Check
  • Undisclosed
    ACH Transactions
  • PayPal
  • Undisclosed
    Apple Pay
  • Undisclosed
    Google Pay
  • Undisclosed
    Money Order
  • Undisclosed
    Wire Transfer
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees

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