Everything Breaks' Standard Powertrain: Coverage With Weight
Published July 1st, 2023
When it comes to your vehicle, you want to make sure that you have the necessary warranty coverage that fits your budget. If your car coverage needs are not extensive and affordability is a priority, you may choose to focus on powertrain warranties. That's where Everything Breaks' Standard Powertrain plan comes in. This plan comes with some useful benefits and offers coverage for many of the important parts of your vehicle's powertrain, including the engine, transmission, and drive axle. But does it tick all the boxes for you?
In this post, we will go over everything you need to know about Everything Breaks' Standard Powertrain plan. From what it covers to what is excluded, we will cover all the details so that you can make an informed decision about whether this plan is right for you. We'll also compare it to other extended warranties on the market and discuss its costs and exclusions.
If you're in the market for an auto warranty that covers your vehicle's powertrain, you may want to consider Everything Breaks' Standard Powertrain Plan. The coverage it provides can give you peace of mind and protect you from unexpected repair costs. Read on to learn more about this plan and how it may fit your requirements.
The Standard Powertrain Plan: What You Need to Know
Everything Breaks provides budget-friendly extended auto warranty options for vehicles, among a large number of other products. They have a reputation for excellent customer service and hassle-free claim processing that is backed up by Better Business Bureau.
They offer five tiers of auto warranty plans: Critical Coverage, Standard Powertrain, Enhanced Powertrain, Deluxe, and Top-Line. Their Standard Powertrain plan is the most affordable one and offers traditional warranty coverage on repairs and other services. If you want to have their cheapest coverage that acts more like an assistance package than a warranty, you would choose Critical Coverage. That plan may also be the only one available to California residents. However, we think that Standard Powertrain provides you with more compelling protection.
This plan provides moderate coverage for powertrain components for up to 250,000 miles. It can be purchased at a monthly rate of $59.88. You may also choose to buy it for a full-year term, at a price of $717.88, or for three years at $2,154.88.
What is a powertrain warranty?
Most providers typically offer this auto warranty type at the entry level. It covers the cost of repairs or replacements for the different parts of a vehicle's powertrain, which typically include the engine, transmission, drivetrain, and their components. The powertrain is essential for the proper functioning of a vehicle, and it has a lot of moving parts, some of which are more delicate than others. This level of warranty can come in handy if any of these parts stop working the way they’re intended, as they may be really expensive to replace.
Powertrain warranties do not cover “wear and tear" items such as the battery, clutch, or certain drive belts and fluids. Everything Breaks offers two levels of powertrain coverage, of which Standard Powertrain is the lower tier. Would it fit your car's needs? Let's analyze.
What does Standard Powertrain specifically cover?
Everything Breaks' Standard Powertrain plan offers limited warranty coverage for major parts that may be very expensive to service out of pocket. The specific parts covered are the engine, transmission, and drive axle, but it's important to note that not all components of these parts are addressed. However, you can expect to be covered for all internal lubricated components of those parts, as well as the timing gear, water pumps, super/turbochargers, torque converters, vacuum modulators, drive shafts, and so on.
With this plan, you would be covered for parts and labor costs after paying a low deductible of $100. The benefits are the same as for most of the other plans and include 24/7 emergency roadside assistance (including towing assistance), a trip interruption fund for breakdowns far away from home, and limited rental car reimbursement. Unlike the Critical Coverage plan, this can be transferred to a new owner.
With this coverage, you may find some peace of mind knowing that your vehicle's most important components are protected from unexpected repairs and expenses. Of course, as with any plan, there are some limits and exclusions that you can find spelled out in the contract.
What is excluded from the plan?
This powertrain warranty excludes normal wear and tear, maintenance items, aftermarket modifications, accidents, and misuse. You would also not be covered for certain items that are included in the more premium Enhanced Powertrain plan. These include the transfer case, some A/C components, and some electrical components like manually operated switches, windshield wiper motors, and starter motors, among others.
In the event of a breakdown, you might expect to be fully covered for all your repairs, but a basic policy like this may not suit your requirements. It's crucial to understand those details before purchasing a plan, and you should consider upgrading to additional coverage for other vehicle parts if you find it necessary.
Who Could Benefit From the Standard Powertrain Plan?
This warranty policy covers the main components of a car’s powertrain with some other useful benefits, making it a valuable addition to many vehicles. This plan can be a good option for older vehicles, without higher-tech electrical parts, that are driven frequently or that are used for work purposes. You would consider this plan if you own a well-used sedan, SUV, or compact car and think you could need repairs for your engine, transmission, or axles in the future. The Standard Powertrain plan is designed for drivers who want a simple, straightforward warranty that covers only the most critical components of their vehicle.
The components of the powertrain can be some of the most important and expensive parts of a vehicle. With this type of warranty, you can have coverage for these critical components, which can save you thousands of dollars in repair costs. Additionally, having a powertrain warranty can increase the resale value of your vehicle, as it shows potential buyers that the vehicle has been well maintained and protected. Luckily, this plan is transferable to a new owner.
How Does Everything Breaks' Standard Powertrain Compare?
The Everything Breaks Standard Powertrain warranty covers essential parts of the vehicle, but its parts coverage is quite limited compared to other warranties offered. As we discussed above, the transfer case, A/C, and some electrical components will not be covered in this plan, but they are covered in the Enhanced Powertrain plan. You might find that you have a fairly complex or newer car and that you actually need the bumper-to-bumper protection that the highest-tier policies of Everything Breaks offer. We suggest you take your time to peruse their website and find out which plan is suitable for you.
Many of the other warranty providers offer wider coverage in their powertrain plans, although usually at a higher rate. For example, if you peruse those lower-plan contracts at Carshield, Endurance, or Olive, you will find limited coverage for transfer units and electrical components, although the extent to which those are covered varies a lot. However, A/C is often covered in the next plan tier up at those other providers, as it is at Everything Breaks, and those premium or "Plus" powertrain plans are where you will find protection for a much larger number of electrical, braking system, steering, and engine cooling components. You may even find coverage for suspension components in such a policy, as you do at Olive, but you should not expect to.
We think the take-home message here is that the Standard Powertrain plan is a good starting point for warranty coverage. It doesn't pretend to be comprehensive coverage, but the trade-off for the fairly basic protection it provides is its competitively low price and easy term-period choices. In our opinion, Everything Breaks offers affordability and flexibility first through their five policy tiers, and there may be a lot of value there for you.
A Basic Plan for Important Costs
The Everything Breaks Standard Powertrain plan is appropriate coverage for those with few coverage requirements but who are looking to have peace of mind while driving. It covers a good range of components and service types you may require during your car's lifetime. With options for different term lengths and a high number of miles covered, you may feel comfortable choosing it and find it works best for you and your vehicle. Additionally, the costs are very competitive compared to other warranties on the market, and they allow you to cancel at any time if you decide the plan no longer works for you.
Of course, this plan might not satisfy your needs. You might need protection for other parts, like the A/C or electrical components. In that case, we recommend you look into the other extended warranties at Everything Breaks, then do your comparison research with other providers. We think there is an auto warranty policy out there that will fit your needs perfectly.