trusted formEverything Breaks vs GWC Warranty | Several.com
Although we earn commissions from partners, we ensure unbiased evaluations. More on our 'How We Work' page

Everything Breaks vs GWC Warranty

Press [Add to Compare] to Edit, Add or Remove Vendors

Pros
  • Five coverage levels ranging from basic powertrain to exclusionary protection
  • Online quote process available without requiring an immediate sales call
  • Roadside assistance, rental reimbursement, and trip interruption benefits, included with plans
  • Coverage available for certain hybrid vehicle components on higher-tier plans
  • BBB-accredited provider with publicly available contract documents
Pros
  • No waiting period
  • Renewable contracts
  • Transferable contracts
  • High mileage protection
Cons
  • Customer reviews frequently mention claims and communication challenges
  • Standard pricing is not published online
  • Cancellation fees may apply depending on contract circumstances
Cons
  • Limited information about their contracts online
  • Not a direct provider
  • No online quote engine
Summary

Everything Breaks is a Dallas, Texas-based vehicle service contract provider founded in 2014. They offer a range of protection plans designed to help drivers manage the cost of unexpected vehicle repairs after factory warranty coverage expires. Unlike many competitors that focus on long-term agreements, they are known for their renewable month-to-month coverage model, giving customers an alternative approach to vehicle protection. Their lineup includes five coverage levels, ranging from basic powertrain protection to exclusionary coverage that protects most mechanical and electrical components unless specifically excluded in the contract. Additional benefits may include roadside assistance, rental car reimbursement, trip interruption coverage, and access to licensed repair facilities. The provider also makes sample contracts publicly available, allowing prospective customers to review coverage terms, exclusions, and contract requirements before purchasing a plan. Everything Breaks is accredited by the Better Business Bureau and holds an A+ BBB rating. Customer feedback across platforms such as BBB, Trustpilot, and Yelp presents a mixed picture, with reviewers praising helpful customer service representatives while others report concerns related to claims handling, communication, billing, and cancellations. This combination of flexible coverage options, contract transparency, and varied customer experiences makes the provider worth a closer look before making a coverage decision.

Summary

GWC Warranty has a good name in the car insurance business. They were started in 1995. There were more than 11 million claims, and they say they paid more than $3.5 billion. These people sell car repair contracts and have different plans for new and used vehicles. Their motto is "No Worries, Just Drive." They've also made deals with repair shops and stores across the country so that you can get good service wherever you are. They are a good choice for service contracts for your car that keep you from having to pay for fixes you didn't expect. Many consumers have reported favorable experiences with the organization, highlighting its wide coverage, particularly for significant repairs like as engine and gearbox issues. There are, however, some unfavorable reviews to be wary of. Customers have complained about extended wait times for claims to be accepted, as well as specific exclusions that result in unexpected costs. 

Quick Stats
  • BBB Rating : A+
  • Money-Back Guarantee : Available (Full refund within 30 days if no claims have been filed)
  • Number of Plans Available : 5
  • Waiting Period : 30 days/1,000 miles
  • Operating Status : Active
  • Deductible Range : $100
Quick Stats
  • BBB Rating : A+
  • Maximum Mileage : 200,000
  • Money-Back Guarantee : Undisclosed
  • Number of Plans Available : 5
  • Waiting Period : None
  • Operating Status : Active
Selling Points
  • Renewable month-to-month vehicle service contracts instead of traditional multi-year agreements
  • Public access to sample contracts before purchase, allowing shoppers to review terms and exclusions in advance
  • Vehicle, home, appliance, and electronics protection available through the same provider
  • Flexible coverage structure designed to accommodate both lower-mileage and higher-mileage vehicles
Selling Points
  • Most of their plans cover trip interruption reimbursement
  • Available on vehicles with starting mileage as high as 200,000
  • Coverage starts immediately upon vehicle purchase
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • Undisclosed
    $0 deductible option
  • Undisclosed
    Commercial/rideshare
  • EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Undisclosed
    Powertrain
  • Undisclosed
    $0 deductible option
  • Commercial/rideshare
  • Undisclosed
    EV/hybrid components
  • Undisclosed
    No waiting period
  • Undisclosed
    Option with free maintenance benefits
  • Undisclosed
    Transferable
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • Undisclosed
    In-network repair network
  • Mobile app for claims
  • Undisclosed
    Online claims portal
  • Trip interruption coverage
Claims & Repair Experience
  • Undisclosed
    24/7 roadside assistance
  • Undisclosed
    Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Undisclosed
    Mobile app for claims
  • Undisclosed
    Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Undisclosed
    Live Chat
  • Undisclosed
    Mobile Application
  • Undisclosed
    Online quote without phone
  • Undisclosed
    Sample contracts online
Contract & Payment Terms
  • Undisclosed
    Contract (lump-sum) payments
  • Undisclosed
    Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Undisclosed
    Multi-vehicle discount
  • Undisclosed
    Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Undisclosed
    Pay-in-full discount
  • Undisclosed
    Month-to-month payments
  • Undisclosed
    Cancellation fee
  • Undisclosed
    Multi-vehicle discount
  • Undisclosed
    Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Get a Free Quote

Save Big on Auto Warranty

Fill out a quick form to claim special offers on Auto Warranty

image