Auto Warranty
Top Companies in 2026
Everything Breaks vs Mopar
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- Five coverage levels ranging from basic powertrain to exclusionary protection
- Online quote process available without requiring an immediate sales call
- Roadside assistance, rental reimbursement, and trip interruption benefits, included with plans
- Coverage available for certain hybrid vehicle components on higher-tier plans
- BBB-accredited provider with publicly available contract documents
- Comprehensive trip interruption coverage
- Key fob repairs and replacement reimbursement
- Custom vehicle dashboard
- Flexible deductible
- Customer reviews frequently mention claims and communication challenges
- Standard pricing is not published online
- Cancellation fees may apply depending on contract circumstances
- Limited to dealerships
- Limited coverage
- Limited availability
Everything Breaks is a Dallas, Texas-based vehicle service contract provider founded in 2014. They offer a range of protection plans designed to help drivers manage the cost of unexpected vehicle repairs after factory warranty coverage expires. Unlike many competitors that focus on long-term agreements, they are known for their renewable month-to-month coverage model, giving customers an alternative approach to vehicle protection. Their lineup includes five coverage levels, ranging from basic powertrain protection to exclusionary coverage that protects most mechanical and electrical components unless specifically excluded in the contract. Additional benefits may include roadside assistance, rental car reimbursement, trip interruption coverage, and access to licensed repair facilities. The provider also makes sample contracts publicly available, allowing prospective customers to review coverage terms, exclusions, and contract requirements before purchasing a plan. Everything Breaks is accredited by the Better Business Bureau and holds an A+ BBB rating. Customer feedback across platforms such as BBB, Trustpilot, and Yelp presents a mixed picture, with reviewers praising helpful customer service representatives while others report concerns related to claims handling, communication, billing, and cancellations. This combination of flexible coverage options, contract transparency, and varied customer experiences makes the provider worth a closer look before making a coverage decision.
Mopar®, recognized for its parts and services for Fiat Chrysler Automobiles (FCA), also offers extended auto warranty contracts for FCA vehicles. With flexible plans and a wide range of services, Mopar's extended auto warranty includes convenient features like roadside and towing assistance.
- BBB Rating : A+
- Money-Back Guarantee : Available (Full refund within 30 days if no claims have been filed)
- Number of Plans Available : 5
- Waiting Period : 30 days/1,000 miles
- Operating Status : Active
- Deductible Range : $100
- BBB Rating : F
- Maximum Mileage : 150,000 miles
- Money-Back Guarantee : Available
- Number of Plans Available : 5+
- Waiting Period : Undisclosed
- Operating Status : Active
- Renewable month-to-month vehicle service contracts instead of traditional multi-year agreements
- Public access to sample contracts before purchase, allowing shoppers to review terms and exclusions in advance
- Vehicle, home, appliance, and electronics protection available through the same provider
- Flexible coverage structure designed to accommodate both lower-mileage and higher-mileage vehicles
- Covers EV batteries
- Provides comprehensive access to a complete owner's manual program
- Covers key FOB replacements and repairs, on newer vehicles
- $1000 trip interruption protection for lodging, meals, and car rental
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare—Undisclosed
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network—Undisclosed
- Mobile app for claims
- Online claims portal—Undisclosed
- Trip interruption coverage
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support—Undisclosed
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online—Undisclosed
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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