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Route 66 vs SilverRock

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Pros
  • No deductible
  • Instant coverage
  • Nationwide coverage
  • Emergency roadside assistance
Pros
  • Nationwide network of participating repair facilities
  • Many plans include roadside assistance and rental reimbursement
  • Eligible contracts can be transferred to a new owner
  • Lower deductibles may be available when using in-network repair shops
  • Coverage available through Carvana and DriveTime at the time of vehicle purchase
Cons
  • Lack of transparency
  • Limited availability
Cons
  • Coverage cannot be purchased directly from SilverRock
  • Plan details and benefits vary by retailer and contract
  • No publicly available pricing before the vehicle purchase process
  • Customer reviews frequently mention claim and communication issues
Summary

Established in 1986 and based in Mountain Home, Arkansas, Route 66 Extended Warranty, an Auto Services Company, Inc. subsidiary, stands out in the national extended auto warranty sector. The company aims to provide "Peace of Mind" through comprehensive mechanical breakdown coverage. Advantages of Route 66's extended warranties include instant coverage, no deductibles, nationwide accessibility, and 24-hour emergency roadside assistance. However, drawbacks include limited plan transparency, exclusive availability through financial institutions, and the absence of an online quote service. The company offers three plans—First Street, Main Street, and Easy Street—ranging from $1200 to $3500. Customer reviews vary, offering both positive and negative feedback. They highlight the positive experience of timely reimbursement and express concerns about denied claims and challenges with customer service. The company operates under Auto Services Company, Inc., which holds an A+ rating on the Better Business Bureau. Despite some limitations, Route 66 Extended Warranty remains a comprehensive option for reliable and tailored vehicle coverage. The company caters to a diverse audience, focusing on used car owners, frequent travelers, and new vehicle owners looking to extend factory warranty coverage. 

Summary

SilverRock is a vehicle service contract administrator founded in 2014 and headquartered in Phoenix, Arizona. Rather than selling extended auto warranties directly to consumers, they administer protection plans for vehicles purchased through retailers such as Carvana and DriveTime. Depending on the contract, customers may receive a limited warranty, an optional vehicle service contract, or both, with coverage for many major mechanical and electrical systems. Many plans also include benefits such as roadside assistance, rental reimbursement, transferable coverage, and access to a nationwide network of participating repair facilities.

One feature that distinguishes SilverRock is their close integration with the vehicle buying process. Eligible customers can often add protection when purchasing a vehicle, and participating repair shops can work directly with SilverRock during the claims process. Pricing and contract terms vary based on the retailer, vehicle, and selected coverage, so there is no standard published price.

Customer feedback is mixed across major review platforms. While some policyholders report smooth claims and substantial savings on expensive repairs, others describe claim disputes, communication issues, and inconsistent service experiences. This review takes a closer look at SilverRock's coverage options, contract terms, costs, customer experience, support resources, and overall value to help determine whether their vehicle protection plans are worth considering.

Quick Stats
  • BBB Rating : A+
  • Maximum Mileage : Undisclosed
  • Money-Back Guarantee : Available
  • Number of Plans Available : 3
  • Waiting Period : Instant coverage
  • Operating Status : Active
Quick Stats
  • BBB Rating : B
  • Maximum Mileage : Undisclosed
  • Money-Back Guarantee : Available (contract-dependent cancellation)
  • Number of Plans Available : Varies by retailer
  • Waiting Period : N/A (coverage begins according to the contract effective date)
  • Operating Status : Active
  • Deductible Range : $100–$350 (contract dependent)
Selling Points
  • Instant coverage
  • Instant reimbursement for covered repairs
  • $0 deductibles on all plans
Selling Points
  • Administers both CarvanaCare and DriveCare protection products for major used-car retailers
  • Retailer-integrated claims process with direct payment to participating repair facilities
  • Includes retailer-specific limited warranties alongside optional vehicle service contracts
  • Technology-driven warranty administration designed to support digital vehicle purchases
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • —
    Undisclosed
    $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • —
    Undisclosed
    No waiting period
  • Option with free maintenance benefits
  • —
    Undisclosed
    Transferable
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Claims & Repair Experience
  • —
    Undisclosed
    24/7 roadside assistance
  • —
    Undisclosed
    Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • —
    Undisclosed
    Mobile app for claims
  • —
    Undisclosed
    Online claims portal
  • Trip interruption coverage
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • —
    Undisclosed
    Online quote without phone
  • Sample contracts online
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees

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