Auto Warranty
Top Companies in 2026
Guardian Auto Shield vs Penn Warranty Corporation
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- Strong customer service
- Low deductibles
- Coverage for luxury cars
- Nationwide coverage
- 24/7 customer support
- Roadside assistance
- Rental car reimbursement
- Limited added benefits
- No sample contracts
- Information on plans not available on website
- Contract terms are not transparent
- Complicated claims process
Guardian Auto Shield, once a prominent figure in the auto warranty industry, shut down in 2023. During their operation, they positioned themselves as a reputable extended auto warranty provider. Founded in 2015 and headquartered in California, the company was dedicated to providing excellent vehicle protection through their extended auto warranty contracts. Noteworthy features that enhanced Guardian's offerings encompass extensive coverage for diverse vehicle makes, a customer-focused approach emphasizing robust customer service, low deductibles, and a plan that is optimal for luxury vehicles. The company's emphasis on affordability made it an appealing choice for budget-conscious consumers. While Guardian excelled in simple claims processes, certain drawbacks existed, such as an absence of sample contracts and fewer additional benefits than competitors. The lack of clear information about coverage and pricing on the company's website raised concerns about its transparency. It is important to note that Guardian Auto Shield is now out of business. Despite their closure, their vast experience and dedication to personalized coverage plans made them a compelling option for those seeking reliable vehicle protection in their operational days.
Penn Warranty Corporation is known for their commitment to customer service and providing reliable coverage options. They offer different plans to accommodate varying needs and budgets, allowing customers to choose the level of coverage that suits them best. Like other companies in the extended auto warranty industry, Penn Warranty aims to assist drivers in managing and mitigating the financial impact of unexpected vehicle repairs. They are an extended auto warranty company that has been in business for over 30 years. They offer a variety of plans to fit most budgets.
They are backed by an A-rated insurer, but they have a complicated claim process. They have received numerous conflicting reviews, ranging from positive to negative, with most customers expressing dissatisfaction with their experiences. According to some of the good reviews, customers appreciate the lower cost, the option to choose their own repair business, and roadside help. The negative feedback, on the other hand, varied from restricted coverage and bad customer service to customers believing their contracts were dishonest.
- BBB Rating : N/R
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : Yes
- Number of Plans Available : 3
- Waiting Period : 30 days
- Operating Status : Inactive
- BBB Rating : A+
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : Undisclosed
- Number of Plans Available : 5
- Waiting Period : 30 Days
- Operating Status : Active
- 24/7 Roadside assistance
- 24/7 customer support
- 48-month-long contract
- Free Quotes
- Offers coverage for new, remanufactured, aftermarket, and sometimes used parts, depending on their cost and availability
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage—Undisclosed
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online—Undisclosed
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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