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Guardian Auto Shield vs MaxCare

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Pros
  • Strong customer service
  • Low deductibles
  • Coverage for luxury cars
Pros
  • 24/7 emergency roadside assistance
  • Customizable plan
  • Flexible payment options
  • Transferable coverage
  • Nationwide protection
  • Rental car reimbursement
  • Live chat option
Cons
  • Limited added benefits
  • No sample contracts
Cons
  • No sample contract
  • No free quote
  • Can only be purchased through CarMax
  • Can only be bought at the time of vehicle purchase
  • MaxCare is administered by a third-party
Summary

Guardian Auto Shield, once a prominent figure in the auto warranty industry, shut down in 2023. During their operation, they positioned themselves as a reputable extended auto warranty provider. Founded in 2015 and headquartered in California, the company was dedicated to providing excellent vehicle protection through their extended auto warranty contracts. Noteworthy features that enhanced Guardian's offerings encompass extensive coverage for diverse vehicle makes, a customer-focused approach emphasizing robust customer service, low deductibles, and a plan that is optimal for luxury vehicles. The company's emphasis on affordability made it an appealing choice for budget-conscious consumers. While Guardian excelled in simple claims processes, certain drawbacks existed, such as an absence of sample contracts and fewer additional benefits than competitors. The lack of clear information about coverage and pricing on the company's website raised concerns about its transparency. It is important to note that Guardian Auto Shield is now out of business. Despite their closure, their vast experience and dedication to personalized coverage plans made them a compelling option for those seeking reliable vehicle protection in their operational days. 

Summary

MaxCare is an extended auto warranty that is available for all cars purchased from CarMax. This warranty must be purchased at the same time as the car purchase. MaxCare can save you money on repairs and give you peace of mind, knowing your car is covered.

When someone buys a car from CarMax, they get a free limited plan. You can get service for up to 90 days or 4,000 miles with this plan. They can also buy an additional protection called MaxCare. There are now over 200 CarMax stores across the United States. The first one opened in 1993 in Richmond, Virginia. On top of that, the Better Business Bureau (BBB) page gives them an A!
 

Quick Stats
  • BBB Rating : N/R
  • Maximum Mileage : Undisclosed
  • Money-Back Guarantee : Yes
  • Number of Plans Available : 3
  • Waiting Period : 30 days
  • Operating Status : Inactive
Quick Stats
  • BBB Rating : NR
  • Maximum Mileage : 150,000 miles
  • Money-Back Guarantee : 30 days
  • Number of Plans Available : 1
  • Waiting Period : 30 days
  • Operating Status : Active
Selling Points
  • 24/7 Roadside assistance
  • 24/7 customer support
  • 48-month-long contract
  • Free Quotes
Selling Points
  • Flexible payment options
  • Comprehensive roadside assistance tool
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • Undisclosed
    $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • Undisclosed
    No waiting period
  • Undisclosed
    Option with free maintenance benefits
  • Undisclosed
    Transferable
Coverage & Plan Flexibility
  • High-mileage
  • Undisclosed
    Exclusionary
  • Undisclosed
    Powertrain
  • Undisclosed
    $0 deductible option
  • Commercial/rideshare
  • Undisclosed
    EV/hybrid components
  • Undisclosed
    No waiting period
  • Undisclosed
    Option with free maintenance benefits
  • Undisclosed
    Transferable
Claims & Repair Experience
  • Undisclosed
    24/7 roadside assistance
  • Undisclosed
    Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Undisclosed
    Mobile app for claims
  • Undisclosed
    Online claims portal
  • Trip interruption coverage
Claims & Repair Experience
  • Undisclosed
    24/7 roadside assistance
  • Undisclosed
    Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Undisclosed
    Mobile app for claims
  • Undisclosed
    Online claims portal
  • Undisclosed
    Trip interruption coverage
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Undisclosed
    Online quote without phone
  • Sample contracts online
Customer Support & Transparency
  • Phone
  • Undisclosed
    24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Undisclosed
    Mobile Application
  • Undisclosed
    Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Undisclosed
    Month-to-month payments
  • Undisclosed
    Cancellation fee
  • Undisclosed
    Multi-vehicle discount
  • Undisclosed
    Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
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