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Continental Warranty vs Select Auto Protect

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Pros
  • Repairs can be completed at any qualified licensed repair facility
  • Optional protection products available alongside warranty coverage
  • Contracts can be included with dealership vehicle financing
  • BBB Accredited with an A+ rating
Pros
  • Any ASE-certified repair facility nationwide
  • Direct payment to repair shop upon claim approval
  • No physical inspection required to enroll
  • Free contract transfer to new owner
  • 30-day money-back guarantee
  • 24/7 claims department
  • Monthly payment plans available
Cons
  • Important contract details are not fully disclosed online
  • Coverage can only be purchased through participating dealerships
  • Low customer review scores on major review platforms
Cons
  • No online quotes
  • Pattern of claim denial complaints reported
  • F rating with the Better Business Bureau
  • Cancellation fee and administrative deductions may reduce refund
  • No sample contract available on website
Summary

Founded in 1999 and headquartered in Claymont, Delaware, Continental Warranty is a vehicle service contract provider that partners with dealerships across the United States to offer extended warranty coverage for used vehicles. Their product lineup ranges from basic Powertrain protection to the more comprehensive Ultra Care plan, allowing buyers to choose coverage based on their vehicle, budget, and repair needs. The provider also offers optional protection products such as GAP coverage, tire and wheel protection, windshield repair, and key replacement.

One of Continental Warranty's distinguishing features is the ability for customers to have approved repairs completed at any qualified licensed repair facility after claims authorization, rather than being limited to a specific repair network. They have maintained BBB accreditation since 2001 and currently hold an A+ Better Business Bureau rating, reflecting an established presence in the vehicle service contract industry. At the same time, customer review scores on platforms such as the BBB and Yelp are considerably lower, with many reviewers commenting on their claims experience. This review explores the provider's plans, pricing transparency, contract terms, customer feedback, support resources, and overall value to help determine whether their coverage is the right fit.

Summary

Founded in 2020 and headquartered in Wilmington, Delaware, Select Auto Protect is a direct provider of vehicle service contracts specializing in high-mileage and older vehicle coverage. Unlike many extended warranty companies that impose strict eligibility limits, they accept vehicles of any age and mileage, provided the car is in good working condition at the time of purchase. A major differentiator is their unlimited claims policy, with no stated annual or lifetime cap on approved repairs. The company structures its coverage into three stated-component tiers: Silver, Gold, and Platinum. While the Platinum plan is their most comprehensive offering, Select Auto Protect does not provide an exclusionary bumper-to-bumper contract. Plans include benefits such as 24/7 roadside assistance, rental car reimbursement, trip interruption coverage, and direct payment to ASE-certified repair shops nationwide. Pricing is generally positioned on the more affordable side of the market, with many plans reportedly falling between $1,000 and $3,000. Customer feedback is mixed. Many customers praise the company’s sales experience, affordability, and willingness to cover vehicles rejected elsewhere, while others report inconsistencies in claims processing, communication, and cancellation experiences.

Quick Stats
  • BBB Rating : A+
  • Maximum Mileage : Undisclosed
  • Money-Back Guarantee : Undisclosed
  • Number of Plans Available : 4 primary coverage tiers
  • Waiting Period : Undisclosed
  • Operating Status : Active
  • Deductible Range : Quote-based
Quick Stats
  • BBB Rating : F
  • Maximum Mileage : Unlimited
  • Money-Back Guarantee : Available (30-day)
  • Number of Plans Available : 3
  • Waiting Period : 30-days and 1,000 miles
  • Operating Status : Active
  • Deductible Range : $100 (standard)
Selling Points
  • Coverage is offered through a nationwide network of participating dealerships rather than direct sales
  • Top-tier Ultra Care plan includes optional protection for navigation systems, air suspension, and seals and gaskets
  • Offers additional protection products such as GAP coverage, tire and wheel protection, windshield repair, and key replacement
  • More than 25 years of experience specializing in dealership-backed vehicle service contracts
Selling Points
  • No vehicle age or mileage limits
  • Unlimited claims with no cap on frequency or total number
  • $500 discount on first purchase
  • Replacement guarantee: if a covered part cannot be repaired, they replace it
  • Gas refill service included in all plans
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • Undisclosed
    Commercial/rideshare
  • Undisclosed
    EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • Undisclosed
    In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Undisclosed
    Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees

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