Auto Warranty
Top Companies in 2026
Continental Warranty vs Protection Direct
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- Nationwide coverage across the U.S. and Canada
- Transferable protection
- Variety of deductible options
- Rental car reimbursement
- Month-to-month payment structure instead of traditional long-term contracts
- Nationwide access to licensed and ASE-certified repair facilities
- Roadside assistance, towing, rental car, and trip interruption benefits included with many plans
- Publicly advertised starting monthly pricing
- Only available through dealerships
- No sample contracts, website with limited information
- Majority of their plans do not come with roadside assistance
- Mixed customer reviews across BBB, Yelp, and other review platforms
- Coverage details, deductibles, and waiting periods vary by contract
- Marketing practices generate a significant portion of customer complaints
Continental Warranty was established in 1999. With many years of expertise in the extended warranty sector, they have earned a reputation for offering dependable coverage nationwide. This firm was formed in Delaware and has since spread their services to consumers nationwide via its dealerships. Since 2001, the Better Business Bureau (BBB) has granted them an A+ rating and certification. They offer service contracts nationwide, providing coverage options throughout the US and Canada. While the plans offer comprehensive coverage, additional features such as roadside assistance, turbocharger coverage, GPS coverage, and others come at an extra cost. The company has an A+ grade with the BBB, but many review websites have low scores from customers. The BBB gives it a 1.67 rating, Birdeye gives it a 2.3 rating, and Yelp gives it a 1.8 rating. Customer feedback shows that owners of vehicles have mixed views about the business. Customers are either happy that the company saved them money or upset that they weren't covered for fixes they thought they would be.
Protection Direct is a vehicle service contract provider founded in 2006 and headquartered in the Illinois–Missouri region, with operations centered in Sauget and Belleville, Illinois. They offer mechanical breakdown protection for vehicles across a wide range of mileage levels, including options for drivers with vehicles exceeding 150,000 miles. Their coverage lineup is organized by mileage tiers, allowing customers to choose plans that align with their vehicle's age and condition rather than a one-size-fits-all approach.
One of the provider's distinguishing features is their month-to-month payment model, which differs from the traditional long-term contracts commonly found in the vehicle service contract industry. Depending on the plan selected, customers may also receive benefits such as roadside assistance, towing, rental car reimbursement, trip interruption coverage, and access to licensed repair facilities nationwide.
The company maintains an A+ rating with the Better Business Bureau, though they are not BBB-accredited. Customer feedback varies considerably across review platforms, with some reviewers reporting positive repair experiences and others raising concerns about marketing communications and customer service interactions. This combination of flexible coverage options, high-mileage eligibility, and mixed public feedback makes Protection Direct a provider worth examining more closely before making a purchasing decision.
- BBB Rating : A+
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : Available
- Number of Plans Available : 5
- Waiting Period : Undisclosed
- Operating Status : Active
- BBB Rating : N/R (unaccredited)
- Maximum Mileage : 150,000+ miles
- Number of Plans Available : 3
- Waiting Period : Contract-specific; listed on the declaration page (time and mileage requirements vary)
- Operating Status : Active
- Deductible Range : Quote-based (varies by contract)
- Flexible coverage plans with selectable deductibles
- Wide variety of plans offered
- Covers luxury vehicles
- Mileage-based coverage plans designed specifically for low-, mid-, and high-mileage vehicles
- Protection options for vehicles that exceed 150,000 miles
- Coverage remains active through a recurring monthly payment model rather than a fixed-term contract
- Broad repair facility flexibility without reliance on a restricted service network
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare—Undisclosed
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits—Undisclosed
- Transferable
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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