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Complete Car Warranty vs Select Auto Protect

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Pros
  • Multiple coverage levels may be available
  • Coverage options sourced from third-party providers
  • Options for vehicles with expired factory warranties
  • Online quote request process
Pros
  • Any ASE-certified repair facility nationwide
  • Direct payment to repair shop upon claim approval
  • No physical inspection required to enroll
  • Free contract transfer to new owner
  • 30-day money-back guarantee
  • 24/7 claims department
  • Monthly payment plans available
Cons
  • No pricing information is published online
  • Limited details on current plans and coverage
  • No sample contracts are available on the website
  • Limited recent customer feedback
Cons
  • No online quotes
  • Pattern of claim denial complaints reported
  • F rating with the Better Business Bureau
  • Cancellation fee and administrative deductions may reduce refund
  • No sample contract available on website
Summary

Complete Car Warranty is an extended auto warranty marketplace associated with Complete Car LLC that connects drivers with third-party vehicle service contract providers. Public records indicate that the Complete Car Warranty name was in commercial use by 2017, although current company materials do not clearly state a founding year or headquarters. Third-party business listings associate the company with McKinney, Texas.

Rather than offering one standardized set of plans directly, the company helps customers seek vehicle protection from outside providers, with available coverage and contract terms depending on the offer received. Their website highlights unlimited repair claims and the ability to use coverage at dealers and mechanics. Pricing, deductibles, mileage limits, and detailed current plan information are not publicly listed.

Complete Car Warranty is not accredited by the BBB, and recent customer feedback on major review platforms is limited. Older feedback found elsewhere online is mixed, with some customers reporting successful claims and helpful representatives, while others raise concerns about sales practices, coverage expectations, cancellations, and refunds. This review examines these areas in greater detail, including coverage, costs, benefits, drawbacks, and support.

Summary

Founded in 2020 and headquartered in Wilmington, Delaware, Select Auto Protect is a direct provider of vehicle service contracts specializing in high-mileage and older vehicle coverage. Unlike many extended warranty companies that impose strict eligibility limits, they accept vehicles of any age and mileage, provided the car is in good working condition at the time of purchase. A major differentiator is their unlimited claims policy, with no stated annual or lifetime cap on approved repairs. The company structures its coverage into three stated-component tiers: Silver, Gold, and Platinum. While the Platinum plan is their most comprehensive offering, Select Auto Protect does not provide an exclusionary bumper-to-bumper contract. Plans include benefits such as 24/7 roadside assistance, rental car reimbursement, trip interruption coverage, and direct payment to ASE-certified repair shops nationwide. Pricing is generally positioned on the more affordable side of the market, with many plans reportedly falling between $1,000 and $3,000. Customer feedback is mixed. Many customers praise the company’s sales experience, affordability, and willingness to cover vehicles rejected elsewhere, while others report inconsistencies in claims processing, communication, and cancellation experiences.

Quick Stats
  • BBB Rating : N/R
  • Maximum Mileage : Undisclosed
  • Waiting Period : N/A
  • Operating Status : Active
  • Deductible Range : Undisclosed
Quick Stats
  • BBB Rating : F
  • Maximum Mileage : Unlimited
  • Money-Back Guarantee : Available (30-day)
  • Number of Plans Available : 3
  • Waiting Period : 30-days and 1,000 miles
  • Operating Status : Active
  • Deductible Range : $100 (standard)
Selling Points
  • Unlimited repair claims advertised
  • Coverage accepted at dealers and mechanics
  • Marketplace model connects drivers with multiple providers
Selling Points
  • No vehicle age or mileage limits
  • Unlimited claims with no cap on frequency or total number
  • $500 discount on first purchase
  • Replacement guarantee: if a covered part cannot be repaired, they replace it
  • Gas refill service included in all plans
Coverage & Plan Flexibility
  • —
    Undisclosed
    High-mileage
  • —
    Undisclosed
    Exclusionary
  • —
    Undisclosed
    Powertrain
  • —
    Undisclosed
    $0 deductible option
  • —
    Undisclosed
    Commercial/rideshare
  • —
    Undisclosed
    EV/hybrid components
  • —
    Undisclosed
    No waiting period
  • —
    Undisclosed
    Option with free maintenance benefits
  • —
    Undisclosed
    Transferable
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • —
    Undisclosed
    Commercial/rideshare
  • —
    Undisclosed
    EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Claims & Repair Experience
  • —
    Undisclosed
    24/7 roadside assistance
  • Any licensed repair shop
  • —
    Undisclosed
    Direct shop payment
  • —
    Undisclosed
    In-network repair network
  • Mobile app for claims
  • Online claims portal
  • —
    Undisclosed
    Trip interruption coverage
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • —
    Undisclosed
    In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • —
    Undisclosed
    Online quote without phone
  • Sample contracts online
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • —
    Undisclosed
    Contract (lump-sum) payments
  • —
    Undisclosed
    Pay-in-full discount
  • —
    Undisclosed
    Month-to-month payments
  • —
    Undisclosed
    Cancellation fee
  • —
    Undisclosed
    Multi-vehicle discount
  • —
    Undisclosed
    Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees

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