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Century Warranty vs Nissan Extended Warranty

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Pros
  • Rental car reimbursement
  • Nationwide coverage
  • Roadside assistance
  • Trip interruption reimbursement
  • Flexible deductible options
Pros
  • Three coverage levels
  • 24/7 roadside assistance
  • Transferable contracts
  • 0% payment plans
Cons
  • Limited coverage
  • Limited coverage terms
  • No transparency
  • Lack of transparency
Cons
  • No fixed pricing
  • Dealer-focused repairs
  • Mileage eligibility limits
  • Mixed claims feedback
Summary

Century Warranty Services has a 40-year history of providing protection plans and has responded to the growing demand for auto warranties by expanding its services to over 6,000 repair shops in the US and Canada. The company also has an A+ rating from the Better Business Bureau.

Summary

Nissan Security+Plus is a factory-backed vehicle service contract program administered by Nissan Extended Services North America (NESNA), which was established in 2005 and is headquartered in Franklin, Tennessee. The program offers three main coverage levels for eligible Nissan vehicles, ranging from powertrain protection to Gold Preferred coverage for more than 2,300 components, with dedicated options available for certain electric and certified pre-owned vehicles. Security+Plus stands out for repairs through participating Nissan dealerships, where factory-trained technicians use genuine Nissan or Nissan-approved parts. Plans can also include roadside assistance, rental car reimbursement, trip interruption coverage, transferable contracts, and eligible 0% payment plans. NESNA is accredited by the Better Business Bureau and holds an A+ rating, though their BBB customer feedback leans negative, particularly around claims and communication. This review takes a closer look at their coverage, costs, contract terms, benefits, and customer experience.

Quick Stats
  • BBB Rating : A+
  • Maximum Mileage : 120,000
  • Money-Back Guarantee : Undisclosed
  • Number of Plans Available : 3
  • Waiting Period : None
  • Operating Status : Active
Quick Stats
  • BBB Rating : A+ (Accredited)
  • Maximum Mileage : 120,000 miles
  • Money-Back Guarantee : Unavailable
  • Number of Plans Available : 3
  • Waiting Period : N/A
  • Operating Status : Active
  • Deductible Range : $0–$100
Selling Points
  • Trip interruption reimbursement is available on all their plans
  • Reimbursement on covered repairs is instant
  • Covers hybrid/EV/hydrogen batteries
Selling Points
  • Factory-backed coverage
  • 2,300+ covered components
  • Genuine Nissan parts
  • EV-specific coverage
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • —
    Undisclosed
    $0 deductible option
  • —
    Undisclosed
    Commercial/rideshare
  • EV/hybrid components
  • —
    Undisclosed
    No waiting period
  • —
    Undisclosed
    Option with free maintenance benefits
  • —
    Undisclosed
    Transferable
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Claims & Repair Experience
  • —
    Undisclosed
    24/7 roadside assistance
  • —
    Undisclosed
    Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • —
    Undisclosed
    Mobile app for claims
  • —
    Undisclosed
    Online claims portal
  • Trip interruption coverage
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • —
    Undisclosed
    24/7 customer support
  • —
    Undisclosed
    Email
  • FAQs / Educational resources
  • —
    Undisclosed
    Live Chat
  • —
    Undisclosed
    Mobile Application
  • —
    Undisclosed
    Online quote without phone
  • —
    Undisclosed
    Sample contracts online
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • —
    Undisclosed
    Contract (lump-sum) payments
  • —
    Undisclosed
    Pay-in-full discount
  • Month-to-month payments
  • —
    Undisclosed
    Cancellation fee
  • —
    Undisclosed
    Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees

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