Century Warranty Review: Should You Give It a Try?

When it comes to vehicle repairs, having a valid manufacturer's limited warranty can provide peace of mind. However, once that warranty expires, the cost of repairs can become overwhelming for drivers.

To mitigate these costs, many turn to extended auto warranty providers, such as Century Warranty Services. In this review, we will examine the details, benefits, and potential drawbacks of Century Warranty Services to assist you in determining if it is the right choice for protecting your vehicle.

Century Warranty Services has been offering its protection plans for more than 40 years now. With the increased demands and awareness of the importance of auto warranties, the company has expanded its services to include more than 6,000 repair shops across the US and Canada.
 

What Does Century Warranty Have to Offer?

To repair your vehicle, Century Warranty offers 6,000 repair shops to choose from across the US and Canada, with toll-free claim service, free roadside assistance, and direct payment by Century Warranty to the mechanic or repair shop, which means you don't have to pay and wait for reimbursement.

However, Century Warranty states that vehicle protection plan agreements might not be available in all areas within the US. That's why it's recommended to call the free-toll number and check if the service is available in your area.
 

Century Warranty Plans and Cost

Century Warranty offers flexible plans for people with different budgets. Each plan covers certain fixes and components. Here is what each plan offers:
 

Power Care Plan

This plan is a good choice if you're looking for a protection plan covering engine breakdowns, transmission, and drive axles. However, some limitations or restrictions might apply. That's why you need to read through your contract for detailed coverage.

• Engine: Century Warranty includes several parts of the engine with this plan, including all eternally lubricated parts, besides many other components, such as intake manifold; exhaust manifolds; balance shaft; water pump; fuel pump, diesel injection pump, diesel oil controlled fuel injectors; thermostat; oil pump; rotor housing, and many more components that you can read about in your contract.
   
• Transmission/ transfer case: This includes all internally lubricated parts within the transmission, transfer case, or transaxle, besides other components including all internal fasteners, nuts, and bolts; shift cover and forks; bell housing, components within the bell housing; torque converter; external valve bodies, control units, and solenoids; seals and gaskets. Transmission and drive axle with all the components
   

Sentry Care Plan

This plan covers all repairs and fixes that come with the Power Care Plan plus more components and repairs regarding the engine, cooling components, transmission, drive axle, steering, brakes, air conditioning, front and rear suspensions, and electrical components. Besides additional hybrid or plug-in electric, compressed natural gas, or hydrogen components,
 

Sentry Guard Max Plan

This plan extends to cover more assemblies of your vehicle, besides the covered repairs that come with the Sentry Care Plan and Power Care Plan. Some of the fixes include but are not limited to brake linings, brake drums and rotors, disc brake pads, standard manual transmission clutch friction disc, pressure plate, pilot bearing, throw-out bearing, and arm, airbags, solar-powered devices, glass, lenses, sealed beams, body parts and/or panels, weather stripping, trim, moldings, lock cylinders, tires, wheels, all batteries except Hybrid/EV/Hydrogen High Voltage batteries as listed under Sentry Care Coverage, light bulbs, upholstery, paint, bright metal, freeze plugs, and filters.
 

Additional paid features

All Century Warranty plans come with the following additional features to keep your vehicle running with no struggles:

• Alternative transportation coverage: Up to $40 per day for ten days per covered mechanical breakdown.
   
• Towing coverage: Up to $100 in towing charges per covered mechanical breakdown.
   
• Travel coverage: If you are 1000 miles away from your home and you experience a covered mechanical breakdown, there is a reimbursement of up to $100 per day, up to $500 per occurrence, for food and lodging.
   
• Fluids coverage: Replacement of necessary greases, oils, lubricants, and approved air conditioner gases needed in conjunction with a covered repair.

The cost varies depending on the vehicle's mileage, model, year, and make. However, Century Warranty doesn't provide any information about the plan's cost, especially since multiple factors affect the price, so it's hard to give an approximate cost.
 

Waiting time and transferability

Most extended warranties have a 30-day waiting period until the coverage is activated, but with Century Warranty, the coverage starts immediately upon the purchase and is measured from the vehicle's mileage at the time of purchase.

Century Warranty's plans are transferable, making it easy for customers to sell their vehicles without losing the money they paid for their extended warranties. It may even make it easier to sell your car for a good price. 
 

How to Make a Claim with Century Warranty

Claims are easily made with the Century Warranty by following very simple steps. As a first step, you'll need to pull your vehicle over and turn it off to avoid any further damage. Then, call Century Warranty's claims number at 1-866-732-8503.

Century Warranty pays claims directly, eliminating the need to wait for reimbursement or fill out paperwork. Deductibles are directly taken from the repair payment amount.

The repair shop or mechanic contacts Century Warranty to confirm coverage and bases their decision on that. They start with the needed repairs and fixes.

Unlike some other extended warranties, Century Warranty doesn't charge a deductible per item. Instead, it offers you a choice of deductibles: $0, $100, $250, and $500 per repair visit, based on your contract and other factors.
 

Customer Support

You can contact Century Warranty via phone calls at 1-866-732-8503 to make a claim from Monday - Friday: 8 a.m.-9 p.m. EST, and on Saturday: 9 a.m.-4 p.m. EST. For roadside assistance, you can call 1-800-517-8500.

You can head to the help center page for more detailed information. You can find all you need about the deductibles options, covered parts/repairs, payment options, and restrictions.
 

Final Verdict

Compared to other extended warranty providers, Century Warranty offers very convenient and comprehensive protection plans. Roadside assistance is included with all plans, and you can choose from 6,000 repair shops across the US and Canada. However, roadside assistance and claim-making aren't available 24 hours a day. Also, you might want to read your contract carefully to know which areas are included and which are not.