Auto Warranty
Top Companies in 2026
CARCHEX vs Onust
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- Relationship with multiple VSC
- Trip interruption reimbursement
- Flexibility of warranty options
- Refund upon contract cancellation
- Choose your own repair shop
- No waiting period for breakdown coverage to begin
- Live chat option
- Roadside assistance
- Rental car reimbursement
- Trip interruption reimbursement
- Does not cover all cars
- May be more expensive than others
- They are brokers, not administrators
- Coverage limitations
- Availability limitations
- Non transferable contracts
CARCHEX boasts a great reputation and excellent customer service, among their many advantages. CARCHEX has been helping people protect their vehicles since 2004. They have an A+ rating from the Better Business Bureau and have been consistently ranked as one of the best extended warranty companies in the industry. If you own a vehicle with high mileage, CARCHEX is an especially good option for you.
Headquartered in Centennial, Colorado, Onust is an auto warranty provider that offers protection against unexpected repair costs. Onust continues to set itself apart from others by providing three levels of coverage: Onust Connect, Onust Connect Family, and Onust Connect Plus. Their fully integrated software makes it easy to file a claim, and they offer three different levels of coverage. This has made this auto warranty provider a popular choice for car owners who want peace of mind knowing their vehicle is protected. They also offer lifetime coverage for their members on some of their plans. While details may vary, Onust has built a positive reputation for delivering reliable services and responsive customer support. Customer reviews continually highlight Onust as a notable choice in the extended auto warranty business, stressing timely coverage, a simple claims procedure, cutting-edge technology, and comprehensive coverage with critical extra features.
- BBB Rating : A+
- Maximum Mileage : 250,000 miles
- Money-Back Guarantee : Yes
- Number of Plans Available : 5
- Waiting Period : 30 days
- Operating Status : Active
- BBB Rating : N/R
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : Available
- Number of Plans Available : 3
- Waiting Period : None (specific to Onust Connect Plus)
- Operating Status : Active
- Services backed by industry standard-bearers like Kelley Blue Book, CARFAX, RepairPal, and Edmunds.com
- Covers cars with up to 250,000 miles on them
- Choose your own repair shop
- Trip interruption reimbursement
- Available in California and all states
- Long contract terms of up to 10 years
- Highly affordable
- They offer an app that empowers customers to manage their warranty
- $0 Deductible (Specific to Onust Connect Plus)
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage—Undisclosed
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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