Auto Warranty
Top Companies in 2026
CARCHEX vs Guardian Auto Shield
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- Relationship with multiple VSC
- Trip interruption reimbursement
- Flexibility of warranty options
- Refund upon contract cancellation
- Choose your own repair shop
- Strong customer service
- Low deductibles
- Coverage for luxury cars
- Does not cover all cars
- May be more expensive than others
- They are brokers, not administrators
- Limited added benefits
- No sample contracts
CARCHEX boasts a great reputation and excellent customer service, among their many advantages. CARCHEX has been helping people protect their vehicles since 2004. They have an A+ rating from the Better Business Bureau and have been consistently ranked as one of the best extended warranty companies in the industry. If you own a vehicle with high mileage, CARCHEX is an especially good option for you.
Guardian Auto Shield, once a prominent figure in the auto warranty industry, shut down in 2023. During their operation, they positioned themselves as a reputable extended auto warranty provider. Founded in 2015 and headquartered in California, the company was dedicated to providing excellent vehicle protection through their extended auto warranty contracts. Noteworthy features that enhanced Guardian's offerings encompass extensive coverage for diverse vehicle makes, a customer-focused approach emphasizing robust customer service, low deductibles, and a plan that is optimal for luxury vehicles. The company's emphasis on affordability made it an appealing choice for budget-conscious consumers. While Guardian excelled in simple claims processes, certain drawbacks existed, such as an absence of sample contracts and fewer additional benefits than competitors. The lack of clear information about coverage and pricing on the company's website raised concerns about its transparency. It is important to note that Guardian Auto Shield is now out of business. Despite their closure, their vast experience and dedication to personalized coverage plans made them a compelling option for those seeking reliable vehicle protection in their operational days.
- BBB Rating : A+
- Maximum Mileage : 250,000 miles
- Money-Back Guarantee : Yes
- Number of Plans Available : 5
- Waiting Period : 30 days
- Operating Status : Active
- BBB Rating : N/R
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : Yes
- Number of Plans Available : 3
- Waiting Period : 30 days
- Operating Status : Inactive
- Services backed by industry standard-bearers like Kelley Blue Book, CARFAX, RepairPal, and Edmunds.com
- Covers cars with up to 250,000 miles on them
- Choose your own repair shop
- Trip interruption reimbursement
- Available in California and all states
- Long contract terms of up to 10 years
- 24/7 Roadside assistance
- 24/7 customer support
- 48-month-long contract
- Free Quotes
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage—Undisclosed
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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