trusted formAmerican First Auto Protect vs CARCHEX | Several.com
Although we earn commissions from partners, we ensure unbiased evaluations. More on our 'How We Work' page

American First Auto Protect vs CARCHEX

Press [Add to Compare] to Edit, Add or Remove Vendors

Pros
  • Offers a variety of discounts
  • Nationwide coverage
Pros
  • Five coverage levels
  • Choice of licensed repair facilities
  • 24/7 roadside assistance
  • Rental and trip interruption benefits
  • 30-day money-back guarantee
Cons
  • Currently on alert with BBB
  • No sample contracts
  • Lack of clear information on their website about plans and coverage
Cons
  • No published plan pricing
  • Claims handled by third-party administrators
  • Contract terms vary by administrator
  • Mixed customer feedback
Summary

We advise caution when considering American First Auto Protect for your extended auto warranty needs. The volume of concerning reviews about this company is notable, and we suggest that you thoroughly read through customer feedback. It's important to be aware of the numerous warnings that have surfaced regarding their services before making a decision.

Summary

Founded in 1999 and headquartered in Baltimore, Maryland, CARCHEX is a vehicle protection broker that connects customers with vehicle service contracts administered by third-party providers. Their current lineup includes five levels of coverage, ranging from basic Powertrain protection to the exclusionary Titanium plan, along with dedicated coverage for eligible electric vehicles. CARCHEX also offers access to licensed repair facilities and benefits such as towing, rental car reimbursement, and trip interruption coverage on eligible plans. The company has a long history in the extended warranty business and has received recognition, including multiple appearances on the Inc. 5000 list. Their Better Business Bureau profile currently carries an A+ rating, though CARCHEX is not BBB accredited. Customer feedback is mixed. Trustpilot currently lists a 3.2 out of 5 rating based on more than 1,500 customer reviews, while BBB customer ratings are considerably lower. This review looks deeper into CARCHEX’s plans, costs, contract terms, advantages, drawbacks, and customer experiences.

Quick Stats
  • BBB Rating : F
  • Maximum Mileage : Undisclosed
  • Money-Back Guarantee : 30-days
  • Number of Plans Available : 3
  • Waiting Period : 30-days
  • Operating Status : Active
Quick Stats
  • BBB Rating : A+ (Unaccredited)
  • Maximum Mileage : 250,000 miles
  • Money-Back Guarantee : Yes
  • Number of Plans Available : 5
  • Waiting Period : Varies by contract
  • Operating Status : Active
Selling Points
  • Covers vehicles from the year 2000 onwards
  • Offers services for luxury vehicles and high-end components
  • Offers trip interruption reimbursement in all its plans
Selling Points
  • Multiple contract administrators
  • Dedicated electric vehicle coverage
  • Partnerships with CARFAX, Kelley Blue Book & RepairPal
  • Coverage options for vehicles over 100,000 miles
  • Coverage terms available for up to 10 years
Coverage & Plan Flexibility
  • High-mileage
  • —
    Undisclosed
    Exclusionary
  • —
    Undisclosed
    Powertrain
  • —
    Undisclosed
    $0 deductible option
  • Commercial/rideshare
  • —
    Undisclosed
    EV/hybrid components
  • —
    Undisclosed
    No waiting period
  • —
    Undisclosed
    Option with free maintenance benefits
  • —
    Undisclosed
    Transferable
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Claims & Repair Experience
  • —
    Undisclosed
    24/7 roadside assistance
  • —
    Undisclosed
    Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • —
    Undisclosed
    Mobile app for claims
  • —
    Undisclosed
    Online claims portal
  • Trip interruption coverage
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • —
    Undisclosed
    24/7 customer support
  • Email
  • FAQs / Educational resources
  • —
    Undisclosed
    Live Chat
  • —
    Undisclosed
    Mobile Application
  • —
    Undisclosed
    Online quote without phone
  • —
    Undisclosed
    Sample contracts online
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • Contract (lump-sum) payments
  • —
    Undisclosed
    Pay-in-full discount
  • —
    Undisclosed
    Month-to-month payments
  • —
    Undisclosed
    Cancellation fee
  • —
    Undisclosed
    Multi-vehicle discount
  • —
    Undisclosed
    Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees

Save Big on Auto Warranty

Fill out a quick form to claim special offers on Auto Warranty

image