Auto Warranty
Top Companies in 2026
American First Auto Protect vs ASC Warranty
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- Offers a variety of discounts
- Nationwide coverage
- Nearly four decades of experience in the vehicle service contract industry
- Nationwide access to participating dealerships and ASE-certified repair shops
- Roadside assistance and travel-related benefits are included with many plans
- Transferable contracts that may help preserve resale value
- Currently on alert with BBB
- No sample contracts
- Lack of clear information on their website about plans and coverage
- Coverage terms and financing options can vary by dealership
- Some customer complaints involve payout limits and coverage disputes
- Additional costs, such as diagnostics, fluids, and taxes, may remain the customer's responsibility
We advise caution when considering American First Auto Protect for your extended auto warranty needs. The volume of concerning reviews about this company is notable, and we suggest that you thoroughly read through customer feedback. It's important to be aware of the numerous warnings that have surfaced regarding their services before making a decision.
ASC Warranty is a vehicle service contract provider founded in 1986 and headquartered in Mountain Home, Arkansas. They primarily distribute coverage through dealerships across the United States and offer several protection levels, ranging from basic drivetrain plans to exclusionary coverage designed to resemble a factory warranty. Their contracts are backed by an A-rated insurance carrier and often include additional benefits such as 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage. One feature that distinguishes the provider is their combination of long industry experience and flexible repair options, allowing customers to use participating dealerships and ASE-certified repair facilities nationwide. Coverage can also be transferred to a subsequent owner under certain conditions, which may add value when selling a vehicle. ASC Warranty is accredited by the Better Business Bureau and holds an A+ rating. Customer feedback on Google Reviews and the BBB is generally favorable, with many reviewers praising the claims process and customer service team. At the same time, some complaints focus on coverage limitations and out-of-pocket expenses. Those factors, along with the company's contract options and pricing structure, are explored in greater detail throughout this review.
- BBB Rating : F
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : 30-days
- Number of Plans Available : 3
- Waiting Period : 30-days
- Operating Status : Active
- BBB Rating : A+
- Maximum Mileage : 120,000
- Money-Back Guarantee : Available
- Number of Plans Available : 4
- Operating Status : Active
- Deductible Range : $0–$200 (varies by contract)
- Covers vehicles from the year 2000 onwards
- Offers services for luxury vehicles and high-end components
- Offers trip interruption reimbursement in all its plans
- Factory Type Coverage plan uses an exclusionary format similar to a manufacturer's warranty
- Contracts are backed by an A-rated insurance carrier for added financial security
- Long-standing BBB accreditation dating back to 1987
- Coverage is available through a large network of dealerships across the United States
- High-mileage
- Exclusionary—Undisclosed
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- Phone
- 24/7 customer support—Undisclosed
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online—Undisclosed
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments—Undisclosed
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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