Auto Warranty
Top Companies in 2026
American Dream Auto Protect vs Protection Direct
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- Customizable plans
- Coverage for salvaged or branded titles
- Multi-car discounts
- Commercial car coverage
- Extensive extra benefits
- Sample contract
- 24/7 roadside assistance
- Flexible payment options
- Prices available on the website
- Trip interruption reimbursement
- Excludes specific states
- Lack of price transparency
- Contracts are not transferable
- Limited to 10 roadside assistance occurrences over the course of the contract
- May not be available in California
American Dream Auto Protect, founded in 2000 and headquartered in New Jersey, has emerged as a notable player in the extended auto warranty industry. The company prides itself on solving vehicle protection dilemmas by offering three comprehensive VSCs, Platinum, Gold, and Silver. A standout feature is the flexibility afforded to customers through customizable plans, allowing them to tailor coverage to specific needs. They uniquely extend coverage to salvaged or branded title and commercial vehicles and offer a multi-car discount, further positioning themselves as a versatile and comprehensive provider. The company's commitment to protecting customers is evident in providing a sample contract to review before purchasing. Additionally, a notable offering is that the contract's first three months are free, allowing customers to experience the benefits without making any payments. While positive customer reviews praise the coverage options and responsive customer service, negative experiences highlight claim denials and communication issues. Additionally, American Dream Auto Protect's array of benefits contributes to the overall value of their service, enhancing the customer experience. As a direct provider of plans, the company continues to evolve, leaving potential customers intrigued about the depth of their coverage and the unique advantages they bring to the table.
Protection Direct is an extended warranty company that offers comprehensive coverage for cars, trucks, SUVs, and RVs. Their plans cover a wide range of components, including the engine, transmission, electrical system, and more. Their plans are EZ Guard, EZ Elite, and EZ Select.
They also include 24/7 roadside assistance. Countless customer reviews attest to their exceptional service and commitment to going above and beyond to meet and exceed expectations. With coverage for a wide range of components, their plans are an excellent choice for cars up to 150,000 miles or more.
- BBB Rating : N/R
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : Yes
- Number of Plans Available : 3
- Waiting Period : 30 days
- Operating Status : Active
- BBB Rating : A+
- Maximum Mileage : Up to 500,000
- Money-Back Guarantee : Available
- Number of Plans Available : 3
- Waiting Period : 60 days
- Operating Status : Active
- Get 3 Months Free When You Sign Up Today
- Plans Are Tailored to Your Car's Needs
- Easy Claims Process for Fast Approvals
- Choose Your Own Certified Mechanic
- 24/7 Roadside Assistance, Courtesy Towing, Rental Cars
- Covers most vehicles up to 20 model years and 500,000 miles
- Covers commercial vehicles such as Lyft/Uber/Ride share vehicles
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online—Undisclosed
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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