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American Dream Auto Protect

American Dream Auto Protect Review: The Road to Confidence

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American Dream Auto Protect Review: The Road to Confidence

Published: November 21st, 2023

Are you tired of bearing the unexpected costs of breakdowns? American Dream Auto Protect promises to cover all your extended auto warranty needs. However, the question is: does this extended warranty provider put you in the driver's seat or leave you stranded?

In this review, we will conduct an in-depth analysis of American Dream Auto Protect, covering everything you need to know. We'll start with the basics, such as who they are, their history, and their reputation. We'll also go into the details of their pricing structures and coverage plans. To provide a comprehensive perspective, we'll delve into customer reviews and feedback. Furthermore, we'll explore the advantages and benefits of choosing American Dream Auto Protect. By the end of this post, you'll have a clear understanding of whether or not this provider is the right choice for you.


Customizable plans
Coverage for salvaged or branded titles
Multi-car discounts
Commercial car coverage
Extensive extra benefits
Sample contract


Excludes specific states
Lack of price transparency


Quick Stats

BBB Rating
Cancelation Option
Customer Experience
Maintenance Coverage
Maximum Mileage
Money-Back Guarantee
Number of Plans Available
Repair Shop Choice
Term Limits
Trustpilot Score
4.8 out of 5
Waiting Period
30 days
Operating Status
Business Started
Online Quote

Who Is American Dream Auto Protect?

American Dream Auto Protect (ADAP), established in 2000 in New Jersey, was born out of a commitment to resolve vehicle protection challenges. They provide three different extended auto warranties for new and used cars in the form of Vehicle Service Contracts (VSCs) and act as direct providers of their plans. 

Their plans are customizable for both personal and commercial vehicles, allowing you to shield your vehicle the way you see fit. Additionally, they offer several added benefits, such as battery boosts, lockout assistance, and rental reimbursement. With a goal of providing unmatched peace of mind, the company has steadily developed since their inception with extensive and comprehensive plans, features, and benefits. 

Showcasing the Advantages & Disadvantages 


Customizable plans: American Dream Auto Protect distinguishes itself with its customizable plans, enabling customers to personalize their coverage to fit their unique needs and preferences. This means customers only pay for the coverage they need, offering a more tailored and cost-efficient solution.

Coverage for salvaged or branded titles: Setting themselves apart from other providers, American Dream Auto Protect offers warranty plans that cover salvaged and branded title vehicles. This inclusive approach to repair coverage expands the range of protection, enabling owners of these cars to benefit from their services.

Multi-car discounts: Recognizing the need to provide covered repairs for multiple vehicles, ADAP offers multi-car discounts, further strengthening themselves as a cost-effective option for extended auto warranties. 

Commercial car coverage: They offer coverage not only for personal vehicles but also for commercial ones, ensuring that owners of business vehicles receive the necessary protection.

Extensive extra benefits: An added value of this provider is that they provide comprehensive benefits, enhancing the overall experience of using their service and ensuring customers get more than just basic protection.

Sample contract: To boost trust, they also offer potential customers a sample contract to review, providing a clear understanding of the fine print and coverage details.

Initial three months free: The company stands behind its service by providing customers with a feature where the first three months of coverage come at no cost. During this introductory period, customers enjoy the benefits of the auto protection plan without making any payments. 


Excludes specific states: One notable drawback is that ADAP does not offer coverage in all states. Residents of certain states, like California, Alaska, and Washington, may not have access to the services, limiting the provider's availability.

Lack of price transparency: Pricing information for each plan is not immediately accessible on their website, necessitating customers to contact their representatives or request a quote directly for details.

Exclusion of older vehicles: Their coverage is only available for vehicles manufactured in 2007 or later, excluding older vehicles from their plans.

American Dream Auto Protect Plans & Pricing 

American Dream Auto Protect is an extended car warranty provider that prides themselves on their extensive services, offering three different coverage plans. As with most providers, the higher the level of coverage, the more parts and systems are covered. 

According to their website, their warranties are available for vehicles manufactured in 2007 or later. They come with roadside assistance, a network of 50,000 ASE-certified repair shops, and many other benefits. 

Platinum coverage plan

The Platinum plan is the pinnacle of protection, offering comprehensive coverage that leaves no aspect of your vehicle unprotected. Unlike a regular powertrain protection plan, this plan covers the major components of a vehicle's powertrain system but also the electrical systems of the vehicle. With the Platinum plan, customers can confidently navigate the road, knowing that a wide range of potential issues are covered. 

Gold coverage plan

The Gold plan is ideal for those looking for a balanced combination of coverage and affordability. It extends coverage to the powertrain, encompassing critical elements like the engine and transmission. This is a valuable inclusion, as powertrain repairs can be among the most expensive, which makes it the best coverage plan for critical car repairs. 

Silver coverage plan

This vehicle protection plan offers essential coverage tailored for those on a budget. While being the most economical choice, it doesn't compromise on the fundamental protection your vehicle needs. The Silver plan is designed to address the core components, providing a cost-effective solution for vehicle owners who want a level of protection that goes beyond standard warranties.


Unfortunately, American Dream does not publicize the corresponding prices for each plan, meaning you will have to directly contact their customer representatives or obtain a free quote on their website. 

However, some reports online state that prices fall between $3,200 and $4,200 for three to four years based on varying mileage limits. 

Additional benefits

ADAP goes the extra mile by offering a range of additional benefits to enhance the overall customer experience. These benefits contribute to the convenience of owning an extended auto warranty and add value to the coverage plans.

Additionally, you are entitled to one flat tire change per year as part of these benefits. It is important to note that these benefits are not applicable during the waiting period and cannot be used with other providers of the same service.

Towing services: Included in their plans, towing services provide valuable assistance in the case of a breakdown or accident. In the event that your car has broken down, while they do not directly tow, they will provide free towing services up to $100. 

Battery boost: The battery boost service provides crucial assistance in jump-starting a dead battery. This benefit helps customers get back on the road promptly, addressing one of the common issues drivers face.

Lockout assistance: In the unfortunate event of a customer locking themselves out of their vehicle, this benefit assists in unlocking the car. This prompt and helpful service prevents unnecessary delays and ensures that customers can swiftly regain access to their cars.

Rental car reimbursement: The rental car reimbursement benefit is a practical and thoughtful inclusion. In the event of covered repairs, this feature covers the cost of a rental car. This ensures that customers have a temporary vehicle at their disposal while their vehicle is undergoing repairs, minimizing disruptions to their daily routine.

Trip reimbursement: Some plans may include trip reimbursement, adding an extra layer of coverage for customers. This benefit compensates customers for lodging, meals, and transportation expenses if a covered breakdown occurs far from home. Knowing that unexpected expenses are covered provides peace of mind for those embarking on longer journeys.

What Do Customer Reviews & Feedback Say About Them? 

Customer reviews and feedback play a pivotal role in assessing the reliability and satisfaction of an extended auto warranty provider. They offer real insights into the practical experiences of customers and help potential buyers make informed decisions. Although they do not have a business profile on the BBB, they have garnered a 4.8 out of 5 rating on Trustpilot

Positive reviews often highlight the coverage options for a wide variety of vehicles, specifically those that other providers hesitate to provide coverage for. Additionally, customers praise the quick and responsive customer service. Others expressed delight with ADAP's easy cancelation option and the assurance that major repairs would be covered. 

Some reviewers expressed their dissatisfaction with ADAP's lack of diagnostic test coverage, which the contract highlights but customer representatives have not adequately explained. Other reviewers expressed their discontent with claim denials while being told that those parts are eligible for coverage. 

One reviewer states that some components were said to be eligible for coverage by their customer representatives but soon found out that those parts were not covered when filing a claim. 

Lastly, reviewers have also complained about assertive sales phone calls in which their sales representatives excessively pursue potential customers who inquire about additional information. 

While it is important to consider customer reviews, it is also noteworthy to mention that each review corresponds with one person's experience and is not a consensus of the company's overall performance. 

How to Get in Touch?

What sets this company apart is their top-notch customer support. Most customer reviews sing the praises of the American Dream Auto Protect support team! To get in touch with their customer service team, simply call (800) 349-3027. You can also email them at

Is American Dream Auto Protect the Right Option for You?

When considering if American Dream Auto Protect is the right choice, evaluating various factors tailored to your specific needs and interests is crucial. Start by identifying the coverage you require. This provider offers customizable plans, allowing you the flexibility to tailor your coverage according to your unique requirements.

Importantly, ADAP covers vehicles made in 2007 or later, so if your vehicle falls within this range, it meets their eligibility requirements. If your car is older, you may need to look into alternative providers offering a wider selection of model years. 

Budget considerations are key; while ADAP offers adjustable plans, getting a personalized quote means contacting them directly, as their website doesn't openly display pricing information. Also, it's important to check if their services are available in your state, as American Dream Auto Protect may not operate in all states.                                                                                                   


In summary, our analysis of American Dream Auto Protect reveals a provider with strengths such as customizable plans, coverage for salvaged titles, and comprehensive benefits. However, limitations include state exclusions, a lack of price transparency, and restrictions on older vehicles. Their plans offer varying coverage, but the website does not disclose prices. 

While valuable, additional benefits come with usage limitations, such as being unable to utilize them during the waiting period. Customer reviews present a mixed picture, with positives on coverage and service but negatives on claim denials and communication issues. So, to answer the question, is American Dream Auto Protect worth it? The answer depends on your vehicle's needs, age, and budget. 

If you’re still unsure about this provider, we recommend you look at our blog and review pages and compare each provider to find the best-extended auto warranty provider for you. 

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