Auto Warranty
Top Companies in 2026
American Dream Auto Protect vs Fidelity Warranty Services
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- Three coverage tiers
- Roadside assistance
- Rental and trip benefits
- Rental car reimbursement
- Nationwide coverage
- Transferable coverage
- Many other protection plans
- EV and hybrid coverage
- Quote-based pricing
- Limited contract transparency
- F BBB rating
- Roadside assistance is not included in their 3 main plans
- Only available through dealerships
- Less transparent- no sample contracts online
- Less plan benefits compared to other VSCs
Founded in 2021 and headquartered in Edison, New Jersey, American Dream Auto Protect offers vehicle service contracts for drivers seeking protection from certain repair costs after factory coverage expires. They provide three coverage tiers, Silver, Gold, and Platinum, ranging from essential powertrain protection to broader mechanical and electrical coverage. Eligible vehicles can be up to 20 years old and/or have 200,000 miles, while customers have access to more than 250,000 ASE-certified mechanics. Plans also include roadside assistance and may provide rental car reimbursement and trip interruption benefits. Customer feedback varies considerably across platforms, with generally favorable ratings on Trustpilot and Birdeye but more critical feedback on the BBB, where the company currently holds an F rating and is not accredited. Their combination of multiple coverage options, high-mileage eligibility, repair network access, and mixed customer feedback provides several areas worth examining more closely.
Fidelity Warranty Services has been in the business of auto warranties since 1978! They provide coverage for high-mileage vehicles in the United States and Canada, as sold through authorized dealers. Their extensive experience and wide-reaching coverage make them a trusted choice for car owners with older vehicles.
- BBB Rating : F (Unaccredited)
- Maximum Mileage : 200,000 miles
- Money-Back Guarantee : Undisclosed
- Number of Plans Available : 3
- Waiting Period : Undisclosed
- Operating Status : Active
- Deductible Range : Undisclosed
- BBB Rating : A-
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : N/A
- Number of Plans Available : 5
- Waiting Period : N/A
- Operating Status : Active
- Up to 20 years or 200,000 miles
- 250,000+ ASE-certified mechanics
- Customizable coverage
- Higher contract term limits
- High-mileage vehicles covered
- Many associated protection products
- EV & hybrid coverage
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support—Undisclosed
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online—Undisclosed
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount
- Month-to-month payments—Undisclosed
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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