Auto Warranty
Top Companies in 2026
AAA Vehicle Protection vs Penn Warranty Corporation
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- $0 deductible at AAA-owned auto repair shops
- Rental car reimbursement
- No waiting period on some plans
- Nationwide coverage
- 24/7 customer support
- Roadside assistance
- Rental car reimbursement
- Not available in all states
- Benefits and coverage differ by location
- Must be a member to purchase
- Information on plans not available on website
- Contract terms are not transparent
- Complicated claims process
AAA is best known for its roadside assistance and automotive care services, but AAA also offers extended warranty plans in some locations. AAA Extended Auto Warranty offers a variety of other benefits, including roadside assistance, rental car reimbursement, and trip interruption coverage.
Penn Warranty Corporation is known for their commitment to customer service and providing reliable coverage options. They offer different plans to accommodate varying needs and budgets, allowing customers to choose the level of coverage that suits them best. Like other companies in the extended auto warranty industry, Penn Warranty aims to assist drivers in managing and mitigating the financial impact of unexpected vehicle repairs. They are an extended auto warranty company that has been in business for over 30 years. They offer a variety of plans to fit most budgets.
They are backed by an A-rated insurer, but they have a complicated claim process. They have received numerous conflicting reviews, ranging from positive to negative, with most customers expressing dissatisfaction with their experiences. According to some of the good reviews, customers appreciate the lower cost, the option to choose their own repair business, and roadside help. The negative feedback, on the other hand, varied from restricted coverage and bad customer service to customers believing their contracts were dishonest.
- BBB Rating : Varies between clubs
- Maximum Mileage : 175,000 miles
- Money-Back Guarantee : 60-day money-back guarantee (30 days for pre-owned vehicles)
- Number of Plans Available : 3
- Waiting Period : No waiting period
- Operating Status : Active
- BBB Rating : A+
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : Undisclosed
- Number of Plans Available : 5
- Waiting Period : 30 Days
- Operating Status : Active
- Optional "rideshare" coverage for commercial use
- Risk-free trial period
- Reduced or "disappearing" deductible
- General AAA member perks
- Offers coverage for new, remanufactured, aftermarket, and sometimes used parts, depending on their cost and availability
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage—Undisclosed
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage—Undisclosed
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online—Undisclosed
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online—Undisclosed
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount—Undisclosed
- Month-to-month payments—Undisclosed
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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