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AAA Vehicle Protection vs GWC Warranty

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Pros
  • $0 deductible at AAA-owned auto repair shops
  • Rental car reimbursement
  • No waiting period on some plans
Pros
  • No waiting period
  • Renewable contracts
  • Transferable contracts
  • High mileage protection
Cons
  • Not available in all states
  • Benefits and coverage differ by location
  • Must be a member to purchase
Cons
  • Limited information about their contracts online
  • Not a direct provider
  • No online quote engine
Summary

AAA is best known for its roadside assistance and automotive care services, but AAA also offers extended warranty plans in some locations. AAA Extended Auto Warranty offers a variety of other benefits, including roadside assistance, rental car reimbursement, and trip interruption coverage.

Summary

GWC Warranty has a good name in the car insurance business. They were started in 1995. There were more than 11 million claims, and they say they paid more than $3.5 billion. These people sell car repair contracts and have different plans for new and used vehicles. Their motto is "No Worries, Just Drive." They've also made deals with repair shops and stores across the country so that you can get good service wherever you are. They are a good choice for service contracts for your car that keep you from having to pay for fixes you didn't expect. Many consumers have reported favorable experiences with the organization, highlighting its wide coverage, particularly for significant repairs like as engine and gearbox issues. There are, however, some unfavorable reviews to be wary of. Customers have complained about extended wait times for claims to be accepted, as well as specific exclusions that result in unexpected costs. 

Quick Stats
  • BBB Rating : Varies between clubs
  • Cancelation Option : Available
  • Maintenance Coverage : Unavailable
  • Money-Back Guarantee : 60-day money-back guarantee (30 days for pre-owned vehicles)
  • Number of Plans Available : 3
  • Repair Shop Choice : No
  • Term Limits : 12 years
  • Waiting Period : No waiting period
  • Operating Status : Active
  • Business Started : 1905
  • Online Quote : False
Quick Stats
  • BBB Rating : A+
  • Cancelation Option : Available
  • Maintenance Coverage : Unavailable
  • Money-Back Guarantee : Undisclosed
  • Number of Plans Available : 5
  • Repair Shop Choice : Dealerships and ASE-certified service facilities
  • Term Limits : Undisclosed
  • Waiting Period : None
  • Operating Status : Active
  • Business Started : 1995
  • Online Quote : False
Selling Points
  • Optional "rideshare" coverage for commercial use
  • Risk-free trial period
  • Reduced or "disappearing" deductible
  • General AAA member perks
Selling Points
  • Most of their plans cover trip interruption reimbursement
  • Available on vehicles with starting mileage as high as 200,000
  • Coverage starts immediately upon vehicle purchase
Customer Support
  • Phone
  • Email
  • FAQs
  • Undisclosed
    Help Guides
  • Undisclosed
    Live Chat
  • Mobile Application
  • Ticket
Customer Support
  • Phone
  • Email
  • FAQs
  • Undisclosed
    Help Guides
  • Undisclosed
    Live Chat
  • Undisclosed
    Mobile Application
  • Ticket
Payment Options
  • Major Credit Cards
  • Major Debit Cards
  • Undisclosed
    Cash
  • Undisclosed
    Check
  • Undisclosed
    ACH Transactions
  • Undisclosed
    PayPal
  • Undisclosed
    Apple Pay
  • Undisclosed
    Google Pay
  • Undisclosed
    Money Order
  • Undisclosed
    Wire Transfer
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Payment Options
  • Major Credit Cards
  • Major Debit Cards
  • Cash
  • Undisclosed
    Check
  • Undisclosed
    ACH Transactions
  • Undisclosed
    PayPal
  • Undisclosed
    Apple Pay
  • Undisclosed
    Google Pay
  • Undisclosed
    Money Order
  • Undisclosed
    Wire Transfer
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees

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