Auto Warranty
Top Companies in 2026
AAA Vehicle Protection vs Allstate vs CarShield vs Zurich
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- $0 deductible at AAA-owned auto repair shops
- Rental car reimbursement
- No waiting period on some plans
- Trip interruption reimbursement
- Rental car reimbursement
- Roadside assistance
- Flexible plans and payments
- Repair shop choice
- Cancel any time
- Affordable prices
- 24/7 roadside assistance
- Trip interruption reimbursement
- Transferable warranties
- Accepts high-mileage vehicles
- Transferable contracts
- No waiting period
- Live chat option
- Can be bought directly or at dealerships
- True nationwide availability
- Comprehensive plans are very thorough
- Offers many other protection products
- Not available in all states
- Benefits and coverage differ by location
- Must be a member to purchase
- Low mileage limits
- Not available in California and Massachusetts
- Vehicle service contract sample unavailable
- Lack of plan transparency online
- May not cover hybrid vehicles
- May not cover entire cost of repairs
- Strained relationship with BBB
- Doesn't offer services in California
- Not transparent, no sample contracts available
- Policies are not renewable, you have to purchase another contract
- Could be pricey
- Different administrator in Florida
AAA is best known for its roadside assistance and automotive care services, but AAA also offers extended warranty plans in some locations. AAA Extended Auto Warranty offers a variety of other benefits, including roadside assistance, rental car reimbursement, and trip interruption coverage.
Allstate is a leading provider of insurance products, including extended auto warranties. The warranty covers a wide range of repairs, including engine, transmission, and electrical problems. You can also choose to add coverage for other parts of your car, such as the brakes, tires, and windshield. Allstate's extended auto warranty is easy to purchase and use. You can buy it online or over the phone.
CarShield is one of the most well-known brands in the vehicle service contract industry. They offer a variety of cost-effective packages and a very high mileage limit. With CarShield, you can choose the coverage that best fits your needs and budget. And because CarShield has a high mileage limit, you can rest assured that your car will be protected for years to come.
Zurich's extended auto warranty covers a wide range of parts and services, including the engine, transmission, electrical system, and more. You can choose from a variety of plans to fit your needs and budget. Zurich's extended auto warranty is easy to purchase either directly from the provider, through warranty brokers, or at authorized dealerships. You can get a quote online or by calling a Zurich representative.
- BBB Rating : Varies between clubs
- Cancelation Option : Available
- Maintenance Coverage : Unavailable
- Money-Back Guarantee : 60-day money-back guarantee (30 days for pre-owned vehicles)
- Number of Plans Available : 3
- Repair Shop Choice : No
- Term Limits : 12 years
- Waiting Period : No waiting period
- Operating Status : Active
- Business Started : 1905
- Online Quote : False
- BBB Rating : F
- Cancelation Option : Available
- Maintenance Coverage : Unavailable
- Money-Back Guarantee : Available
- Number of Plans Available : 5
- Repair Shop Choice : Yes, any repair shop of your choosing
- Term Limits : 10
- Waiting Period : Undisclosed
- Operating Status : Active
- Business Started : 2001
- Online Quote : False
- BBB Rating : D
- Cancelation Option : Available
- Maintenance Coverage : Unavailable
- Money-Back Guarantee : Yes
- Number of Plans Available : 7
- Repair Shop Choice : Yes
- Term Limits : Mileage-based
- Waiting Period : 25 to 40 days
- Operating Status : Active
- Business Started : 2005
- Online Quote : True
- BBB Rating : A+
- Cancelation Option : Available
- Maintenance Coverage : Unavailable
- Money-Back Guarantee : Available
- Number of Plans Available : 3
- Repair Shop Choice : Any providing dealership or any ASE certified repair shop
- Term Limits : Undisclosed
- Waiting Period : None
- Operating Status : Active
- Business Started : 1872
- Online Quote : False
- Optional "rideshare" coverage for commercial use
- Risk-free trial period
- Reduced or "disappearing" deductible
- General AAA member perks
- Coverage administered and handled by Allstate itself
- Many other associated protection products
- Low deductibles
- Affordable plans that can be tailored to your budget and coverage needs
- Monthly & term period contracts
- Coverage for most vehicle types (cars, EVs, trucks, SUVs, motorcycles, and all-terrain vehicles (ATVs))
- Covers luxury vehicle and high-end components
- Cars with up to 300,000 miles are covered
- Easy-to-use mobile app
- Get a discount of up to $360 yearly
- Online chat available
- Covers electric vehicles
- High-tech components and computer systems coverage
- Generous eligibility criteria
- Many other protection products
- Phone
- FAQs
- Help Guides—Undisclosed
- Live Chat—Undisclosed
- Mobile Application
- Ticket
- Phone
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Ticket
- Phone
- —Undisclosed
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- Live Chat—Undisclosed
- Mobile Application
- Ticket
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- FAQs
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- Live Chat
- Mobile Application—Undisclosed
- Ticket
- Major Credit Cards
- Major Debit Cards
- Cash—Undisclosed
- Check—Undisclosed
- ACH Transactions—Undisclosed
- PayPal—Undisclosed
- Apple Pay—Undisclosed
- Google Pay—Undisclosed
- Money Order—Undisclosed
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- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Major Credit Cards
- Major Debit Cards
- Cash—Undisclosed
- Check—Undisclosed
- ACH Transactions
- PayPal
- Apple Pay—Undisclosed
- Google Pay—Undisclosed
- Money Order—Undisclosed
- Wire Transfer—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Major Credit Cards
- Major Debit Cards
- Cash
- Check
- ACH Transactions
- PayPal
- Apple Pay
- Google Pay
- Money Order
- Wire Transfer
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Major Credit Cards
- Major Debit Cards
- Cash—Undisclosed
- Check
- ACH Transactions—Undisclosed
- PayPal
- Apple Pay—Undisclosed
- Google Pay—Undisclosed
- Money Order—Undisclosed
- Wire Transfer—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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