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AA Auto Protection: The Full Review

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AA Auto Protection: The Full Review

AA Auto Protection: The Full ReviewAA Auto Protection: The Full Review

Pros

Direct payments to repair shops
Multiple plans to choose from
30-day money-back guarantee

Cons

On alert on the Better Business Bureau
Contracts are not transparent
Little information on their website
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Quick Stats

BBB Rating
F
Cancelation option
Available
Cost
5 cents per mile
Customer Experience
bad
Maintenance coverage
Depending on the plan you can get a basic coverage with a specified list of components or a bumper-to-bumper coverage
Maximum mileage
N/A
Money-back guarantee
30-day money-back guarantee
Number of extended warranty plans available
39
Repair Shop Choice
Use any repair facility
Term limits
24 months
Trustpilot Score
1.7
Waiting period
N/A

AA Auto Protection connects you with different auto warranty providers that match your needs and budget, meaning they are a broker. You can get coverage for cars, trucks, or SUVs, and it can range anywhere from full bumper-to-bumper coverage to basic powertrain coverage.

About AA Auto Protection

AA Auto Protection is a broker, which means they help you find a car warranty provider that fits what you asked for; they are partnered with United Car Care, Royal Administration Service, DOWC, Matrix Warranty Solution, and National Warranty Administration.

AA Auto Protection has been in business for the last 32 years, but they are not the best-rated company in the industry. The Better Business Bureau, or BBB, has not accredited them, but they gave them an F rating. They also posted an alert about this extended auto warranty provider, as they have constant complaints about failing to refund their customers after cancellations.
 

AA Auto Protection is not associated with the American Automobile Association (AAA).

AA Auto Protection Coverage

This extended auto warranty provider offers you 39 different policy plans, giving you the option to flexibly choose which vehicle parts you want to be covered.

Coverage level Number of plans available  What is included
Full coverage  7 This is an exclusionary plan; all parts are covered except the ones excluded in the contract.
Premium stated component coverage 9 It is an extended service contract for vehicles that cannot get full coverage.
Stated component coverage 10 Covers most major parts of the vehicle, the contract states precisely what parts are covered. 
Premium powertrain plus coverage  7 It covers the engine, transmission, water pump, drivetrain, and alternator. 
Premium Powertrain coverage  6 This is the basic plan that covers the engine, transmission, and drivetrain. 


AA Auto Protection also offers roadside assistance and rental car reimbursement; you will have to go through your contract to check the coverage limits. Extra benefits are not included in every plan. 

You will need to thoroughly go through your contract since the parts covered and not covered are unclear. Each contract is 40 pages long, making it difficult to understand.

AA Auto Protection Cost

You won't get a free quote instantly when you reach out to AA Auto Protection. Instead, you will have to wait until you receive an email. The questions are quick and simple, so you won't run into any issues filling them out on your own.

The average plan breaks down to about five cents per mile, which is a bit higher than other extended auto warranty companies. This, however, is not the standard rate; your total amount is a result of different factors:

  • Coverage: Comprehensive coverage that covers most of the vehicle will be more expensive than a basic warranty policy plan.
     
  • Deductible: The lower the deductible, the more expensive the coverage cost will be.
     
  • Vehicle: High-mileage, older vehicles break down more often, which increases the price of the extended warranty policy.
     
  • Parts: Some brand parts are more expensive than others and have a higher repair cost, which increases the extended auto warranty cost.
     
Their website does not offer instant quotes; you'll have to wait a while before you receive one by email.


AA Auto Warranty Customer Support

Their operating hours are: 

Monday - Friday: 9 AM - 10 PM EST
Saturday: 9 AM - 6 PM EST

To reach them, you can call +1-888-222-4445, or you can fill out an online quote, and they will reach out to you by email.
 

Conclusion 

AA Auto Protection provides five different coverages that break down into 17 plans, giving you the flexibility to choose which parts you want to be covered. Before signing a contract, read it and make sure you clearly understand all the terms.

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FAQs

Who are they partnered with?
Is AA Auto Protection a warranty provider or broker?
How many plans are available?
Does AA Auto Protect have roadside assistance.
Are AA Auto Protect and AAA affiliated?
Can I cancel my AA Auto Protect contract?
Can I get a refund?
What is AA Auto Protection BBB rating?
Can I get an instant online quote?

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