Lexington Law: Credit Repair Services Amid Legal Scrutiny
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Updated: July 22nd, 2025
Disclaimer: In 2019, the Consumer Financial Protection Bureau (CFPB) filed a lawsuit against Lexington Law and CreditRepair.com, alleging that they engaged in illegal conduct, including deceptive marketing practices. This lawsuit was part of a broader crackdown on credit repair organizations. In 2023, as part of the PGX Holdings bankruptcy case, Lexington Law settled with the CFPB.
The settlement required Lexington Law to cease certain illegal practices and provide redress and other relief to affected consumers. The company announced they have voluntarily filed
for Chapter 11 reorganization under the United States Bankruptcy Code on June 4, 2023.
It’s very important for potential clients to be aware of this legal history when considering their services. While they seem to be still operating for their current customers, their website does not work when writing this review, so we are unsure whether they accept new customers.
If you want to learn more about Lexington Law’s services and offerings before the lawsuit, read our review to learn more. However, if you want to find other providers in the credit repair industry, visit our informative website and read our reviews.
Pros
Cons
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Quick Stats
About Lexington Law
Lexington Law is one of the top options you’ll get when you research credit repair companies. They have become the industry's most significant credit repair company by removing more than 56 million negative items and sending out over 221 million disputes on behalf of their clients since they were founded.
They have been in the industry for over two decades.
How Does Lexington Law Work?
The process is simple; you can start the first step online. All you have to do is go to their website and select “Start online.” Once you select that, you will be directed to an online form where they will ask you to fill out general information about yourself. After that, they will direct you to choose your best plan.
Lexington Law will offer you the following:
- Free Credit Score
- Free Credit Report Summary
- Free Credit Repair Recommendations
Their services work in four steps:
Obtain a credit report analysis: The first step is to check your credit score and what’s affecting it; you can fill out an online form with your personal information to receive a credit report analysis.
Dispute your credit: The report will highlight your inaccurate negatives on your report, and they will dispute it on your behalf.
Follow-up on disputes: Some negative items require additional correspondence, so they monitor those negative items till they are resolved.
Monitor your progress: The app and online portal will offer you 24/7 access to your credit score analysis and continue offering solutions until you reach your credit goal.
Lexington Law Cost
Lexington Law Premier Plus Plan: $139.95/month
Lexington Law now offers a single, all-inclusive plan—Premier Plus—designed to deliver comprehensive credit repair services and added financial tools in one package. By consolidating their offerings into one tier, Lexington Law ensures that every client receives the full range of support without having to choose between multiple plans.
The Premier Plus plan includes:
• Credit Disputes
• Creditor Intervention
• Inquiry Assist
• ID Theft Insurance
• Debt Handler
• Cease and Desist Letters
• Access to FICO Credit Score
This all-in-one approach simplifies the credit repair process and ensures you’re getting the most complete service Lexington Law has to offer.
Lexington Law Customer Support
Lexington Law currently offers services in all U.S. states except Oregon. New clients can sign up online only, with a streamlined digital process that makes it easy to get started from anywhere.
For assistance, chat and email support are available. Chat consultants are accessible seven days a week, from 7:00 AM to 7:00 PM MST.
Lexington Law clients can cancel their membership at any time after signing up. To do so, simply contact Client Services via email, chat, or phone. While online self-cancellation isn’t available through the website or app, support representatives are ready to assist you directly through any of these channels.
Conclusion
Lexington Law offers many features that other credit repair companies don’t. You can use their services online with their top-rated smartphone app, which has almost excellent reviews. You can also get a free online credit report self assessment, a free credit report summary, and repair recommendations.
If you are still unsure about this provider and their services, we recommend visiting our website. There, you can find many reviews on other credit repair service providers. Our informative blog posts will help you gather more details about the industry, and our comparison tool will assist you in making your final decision.
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