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Pinpoint Payments: Payment Processing Review

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Pinpoint Payments: Payment Processing Review

Pinpoint Payments: Payment Processing ReviewPinpoint Payments: Payment Processing Review


Chargeback protection & management
Cash discount program
Virtual terminal


Fees & rates not advertised
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Pinpoint Payments is a payment processing provider that can help your business save thousands with no hidden fees, the latest technology, and zero merchant fees. The company offers credit card processing services for businesses in any industry, including retail, eCommerce, high-risk categories, and much more. Continue reading our full Pinpoint Payments Credit Card Processing review to know more about its services.

About Pinpoint Payments

Pinpoint Payments is a global payment processing solutions leader and a four-time Inc. 5000 company. The company was established in 2013 and has helped thousands of merchants reduce their costs, boost their profits and grow their businesses.

Pinpoint Payments is an accredited business by the Better Business Bureau with an A+ rating. The company also earns positive customer reviews and ratings from reviewing sites; 4.6/5 stars from Trustpilot and 4/5 stars from Glassdoor.

Pinpoint Payments Credit Card Processing

Pinpoint Payments offers credit card processing solutions for a variety of industries with the best rates, including:

  • Retail
  • Health/Beauty
  • eCommerce
  • CBD and Vape
  • Affiliate Marketing
  • Restaurants
  • Automotive
  • And more.


Pinpoint Payments can provide your retail business with multiple terminal options with the latest point of sale solutions that are packed with contactless payments, mobile payments, and more. The company also offers the lowest rates with a cash discount program that can help you eliminate credit card processing fees altogether.


eCommerce card processing provides your business a portal for processing online payments with a reliable merchant account. Online stores can benefit from Pinpoint’s eCommerce payment processing with the following benefits and features:

  • Industry-Leading Fraud Prevention
  • Real-time Chargeback Management
  • Unparalleled Customer Support
  • Robust Reporting & Advanced Analytics

Virtual Terminal

Pinpoint Payment offers mobile payment processing solutions with wireless terminals that provide your customers with the same accessibility, convenience, and protection they expect from your business.

Pinpoint Payment’s Portable Wireless Services include the following:

  • Secure portable technology
  • Free virtual terminal
  • Comprehensive fraud protection
  • Low swipe rates
  • Next-day funding
  • Round-the-clock support


Mobile payment processing allows you to process payments from your smartphone or tablet as they become your terminal or POS system.

Pinpoint Payments Solutions

Pinpoint Payments Cash Discount Program

The cash discount program can help your business save thousands by offering your customers to pay in cash. It works by simply posting your prices with the card payments rate, and your customers have the option to either pay this built-in processing fee or have that amount discounted by paying cash.

Chargeback Management

Chargeback management is a dispute resolution service by Pinpoint Payments that allow you to:

  • To stop Chargebacks before they hit your Merchant account with Pre-Chargeback Alerts
  • Protect your business from Friendly Fraud with 3D Secure
  • Track, review, and recover lost revenue due to card payment disputes with Chargeback Representment
  • Understand your business chargeback activity with advanced analytics.

Fraud Prevention

Pinpoint Payments offers three fraud prevention solutions through its partnerships with:

1. Verifi, A Visa Solution

Verifi, A Visa Solution is an award-winning service that enables near real-time communication between the merchant and the issuer to resolve fraud and non-fraud disputes before they become a chargeback. By using Verifi, you as a merchant will receive timely notifications directly from the issuer to resolve the cardholder issue instantly and avoid costly chargebacks that could hurt your profile.

2. Ethoca Alerts

Ethoca Alerts allow you to take action to stop the fulfillment of fraudulent orders as the service receives the cardholders confirmed fraud and customer dispute transactions and sends the data to you, the merchant, in an alert, so you get a window of opportunity to stop goods from shipping or refund the customer to avoid chargebacks.

3. 3D Secure powered by PAAY

PAAY offers protection against friendly fraud when an authorized cardholder makes a transaction. PAAY simplified the 3D secure protocol that was created by Visa and Mastercard to protect merchants from fraud by providing them with easy, simplified integrations that drastically reduce shopping cart abandonment.

Fees & Customer Support

Pinpoint Payments does not advertise its payment processing rates or subscription fees; it recommends you contact them by phone at a toll-free number 888.370.9596, email at [email protected], or online from its website by clicking on ‘Apply Now.’

Final Words

Pinpoint Payments is a reputable payment processing provider that offers intuitive solutions for several industries to accept all kinds of payments and protect them from chargebacks with a variety of supporting tools. The company is highly rated in online customer reviews and has an A+ rating and accreditation from the Better Business Bureau.



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