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SilverRock vs Uproar.car

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Pros
  • Nationwide network of participating repair facilities
  • Many plans include roadside assistance and rental reimbursement
  • Eligible contracts can be transferred to a new owner
  • Lower deductibles may be available when using in-network repair shops
  • Coverage available through Carvana and DriveTime at the time of vehicle purchase
Pros
  • No down payments required
  • Month-to-month plans
  • $1,760+ in annual membership perks
Cons
  • Coverage cannot be purchased directly from SilverRock
  • Plan details and benefits vary by retailer and contract
  • No publicly available pricing before the vehicle purchase process
  • Customer reviews frequently mention claim and communication issues
Cons
  • Only offers 2 coverage tiers
  • Pre existing conditions are not covered
  • Vehicle must be less than 10 years old and less than 120,000 miles
  • Company has shut down
Summary

SilverRock is a vehicle service contract administrator founded in 2014 and headquartered in Phoenix, Arizona. Rather than selling extended auto warranties directly to consumers, they administer protection plans for vehicles purchased through retailers such as Carvana and DriveTime. Depending on the contract, customers may receive a limited warranty, an optional vehicle service contract, or both, with coverage for many major mechanical and electrical systems. Many plans also include benefits such as roadside assistance, rental reimbursement, transferable coverage, and access to a nationwide network of participating repair facilities.

One feature that distinguishes SilverRock is their close integration with the vehicle buying process. Eligible customers can often add protection when purchasing a vehicle, and participating repair shops can work directly with SilverRock during the claims process. Pricing and contract terms vary based on the retailer, vehicle, and selected coverage, so there is no standard published price.

Customer feedback is mixed across major review platforms. While some policyholders report smooth claims and substantial savings on expensive repairs, others describe claim disputes, communication issues, and inconsistent service experiences. This review takes a closer look at SilverRock's coverage options, contract terms, costs, customer experience, support resources, and overall value to help determine whether their vehicle protection plans are worth considering.

Summary

On January 24, 2022, Olive.com completed the acquisition of Uproar.car, a Seattle-based fully digital startup specializing in extended auto warranties. This strategic move is set to enhance Olive.com's digital proficiency and broaden its customer base. Through this acquisition, Olive.com aims to strengthen its position in the expanding market for extended auto warranties.

Quick Stats
  • BBB Rating : B
  • Maximum Mileage : Undisclosed
  • Money-Back Guarantee : Available (contract-dependent cancellation)
  • Number of Plans Available : Varies by retailer
  • Waiting Period : N/A (coverage begins according to the contract effective date)
  • Operating Status : Active
  • Deductible Range : $100–$350 (contract dependent)
Quick Stats
  • BBB Rating : NR
  • Maximum Mileage : 120,000
  • Money-Back Guarantee : 90-day money-back guarantee
  • Number of Plans Available : 2
  • Waiting Period : Unavailable
  • Operating Status : Closed
Selling Points
  • Administers both CarvanaCare and DriveCare protection products for major used-car retailers
  • Retailer-integrated claims process with direct payment to participating repair facilities
  • Includes retailer-specific limited warranties alongside optional vehicle service contracts
  • Technology-driven warranty administration designed to support digital vehicle purchases
Selling Points
  • $1,760+ in annual membership perks
  • Month-to-month plans
  • No down payments required
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Coverage & Plan Flexibility
  • —
    Undisclosed
    High-mileage
  • —
    Undisclosed
    Exclusionary
  • —
    Undisclosed
    Powertrain
  • —
    Undisclosed
    $0 deductible option
  • —
    Undisclosed
    Commercial/rideshare
  • —
    Undisclosed
    EV/hybrid components
  • —
    Undisclosed
    No waiting period
  • —
    Undisclosed
    Option with free maintenance benefits
  • —
    Undisclosed
    Transferable
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Claims & Repair Experience
  • —
    Undisclosed
    24/7 roadside assistance
  • —
    Undisclosed
    Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • —
    Undisclosed
    Mobile app for claims
  • —
    Undisclosed
    Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Customer Support & Transparency
  • Phone
  • —
    Undisclosed
    24/7 customer support
  • —
    Undisclosed
    Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • —
    Undisclosed
    Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Contract & Payment Terms
  • Contract (lump-sum) payments
  • —
    Undisclosed
    Pay-in-full discount
  • —
    Undisclosed
    Month-to-month payments
  • —
    Undisclosed
    Cancellation fee
  • —
    Undisclosed
    Multi-vehicle discount
  • —
    Undisclosed
    Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees

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