Auto Warranty
Top Companies in 2026
SilverRock vs Toco Warranty
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Pros
- Repairs available outside of business hours
- Rental car reimbursement
- Transferable coverage
- Available nationwide
- Trip interruption reimbursement
- Convenient in-network vendor allocation engine
Pros
- Trip interruption reimbursement
- Extensive mileage coverage
- Hybrid vehicle coverage
- In-house plan management and distribution
- Inclusion of high-tech components
Cons
- Lack of plan options
- Limited coverage conditions
- Inflexible deductible choices
- No roadside assistance
- Non-transparent
Cons
- Geographic limitations
- Non-transferable contracts
- Rigid deductible terms
- Limited freedom of choice
Summary
SilverRock is not your typical auto warranty company; they're on a mission to transform the warranty industry. With a focus on redefining warranty services, SilverRock brings innovation to the forefront. From its cutting-edge vendor allocation engine to comprehensive theft protection and nationwide coverage, SilverRock is committed to revolutionizing the customer experience in the auto warranty sector.
Summary
Toco offers comprehensive coverage, flexible payment options, and easy claims processing. Toco sells and manages its plans internally. They are also accredited with an A+ rating from the BBB! Some additional benefits of Toco's extended auto warranty are 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage.
Quick Stats
- BBB Rating : B
- Maximum Mileage : 50,000
- Money-Back Guarantee : Available
- Number of Plans Available : 2
- Waiting Period : None
- Operating Status : Active
Quick Stats
- BBB Rating : A+
- Maximum Mileage : 250,000
- Money-Back Guarantee : Unavailable
- Number of Plans Available : 4
- Waiting Period : Undisclosed
- Operating Status : Active
Selling Points
- They offer mobile mechanics through an interactive map
- Works as a grace period for new vehicles protected by Carvana warranty
- In case of a theft, you can track your car through the LO Jack app; in case the car isn't found, they'll give you $5000
Selling Points
- Coverage of up to 250,000 miles on the odometer
- Plans available for high tech components and technology packages
- Covers hybrid cars
- Variety of plans that can be tailored to individual needs
Coverage & Plan Flexibility
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
Coverage & Plan Flexibility
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits
- Transferable—Undisclosed
Claims & Repair Experience
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network—Undisclosed
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
Claims & Repair Experience
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
Customer Support & Transparency
- Phone
- 24/7 customer support—Undisclosed
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online—Undisclosed
Customer Support & Transparency
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
Contract & Payment Terms
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
Contract & Payment Terms
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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