Auto Warranty
Top Companies in 2026
Ox Car Care vs Toco Warranty
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Pros
- 24/7 roadside assistance
- Flexible installment plans
- May cover rideshares or modified vehicles
Pros
- Trip interruption reimbursement
- Extensive mileage coverage
- Hybrid vehicle coverage
- In-house plan management and distribution
- Inclusion of high-tech components
Cons
- Premium plans can come with a higher price tag
- Some plan information is not disclosed on the website
Cons
- Geographic limitations
- Non-transferable contracts
- Rigid deductible terms
- Limited freedom of choice
Summary
Ox Car Care is dedicated to reducing the high costs of car repairs, and offers plans customized to different needs that come with features like choosing your own repair shop, covering major parts, 24/7 roadside assistance, and more, all at affordable prices.
Summary
Toco offers comprehensive coverage, flexible payment options, and easy claims processing. Toco sells and manages its plans internally. They are also accredited with an A+ rating from the BBB! Some additional benefits of Toco's extended auto warranty are 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage.
Quick Stats
- BBB Rating : A+
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : 30-day money-back guarantee
- Number of Plans Available : 3
- Waiting Period : Claims: 30 Days from purchase date & 1,000 additional miles from starting odometer
- Operating Status : Active
Quick Stats
- BBB Rating : A+
- Maximum Mileage : 250,000
- Money-Back Guarantee : Unavailable
- Number of Plans Available : 4
- Waiting Period : Undisclosed
- Operating Status : Active
Selling Points
- Customizable plans
- Affordable compared to other services on the market
- You have the flexibility to get covered repairs done at either a dealership or at any repair facility that holds certification from the National Institute for Automotive Service Excellence (ASE)
- They administer their own contracts for their main plans
Selling Points
- Coverage of up to 250,000 miles on the odometer
- Plans available for high tech components and technology packages
- Covers hybrid cars
- Variety of plans that can be tailored to individual needs
Coverage & Plan Flexibility
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare—Undisclosed
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits
- Transferable—Undisclosed
Coverage & Plan Flexibility
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits
- Transferable—Undisclosed
Claims & Repair Experience
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage—Undisclosed
Claims & Repair Experience
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
Customer Support & Transparency
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online
Customer Support & Transparency
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
Contract & Payment Terms
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
Contract & Payment Terms
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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