Auto Warranty
Top Companies in 2026
Onust vs Toco Warranty
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- No waiting period for breakdown coverage to begin
- Live chat option
- Roadside assistance
- Rental car reimbursement
- Trip interruption reimbursement
- Trip interruption reimbursement
- Extensive mileage coverage
- Hybrid vehicle coverage
- In-house plan management and distribution
- Inclusion of high-tech components
- Coverage limitations
- Availability limitations
- Non transferable contracts
- Geographic limitations
- Non-transferable contracts
- Rigid deductible terms
- Limited freedom of choice
Headquartered in Centennial, Colorado, Onust is an auto warranty provider that offers protection against unexpected repair costs. Onust continues to set itself apart from others by providing three levels of coverage: Onust Connect, Onust Connect Family, and Onust Connect Plus. Their fully integrated software makes it easy to file a claim, and they offer three different levels of coverage. This has made this auto warranty provider a popular choice for car owners who want peace of mind knowing their vehicle is protected. They also offer lifetime coverage for their members on some of their plans. While details may vary, Onust has built a positive reputation for delivering reliable services and responsive customer support. Customer reviews continually highlight Onust as a notable choice in the extended auto warranty business, stressing timely coverage, a simple claims procedure, cutting-edge technology, and comprehensive coverage with critical extra features.
Toco offers comprehensive coverage, flexible payment options, and easy claims processing. Toco sells and manages its plans internally. They are also accredited with an A+ rating from the BBB! Some additional benefits of Toco's extended auto warranty are 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage.
- BBB Rating : N/R
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : Available
- Number of Plans Available : 3
- Waiting Period : None (specific to Onust Connect Plus)
- Operating Status : Active
- BBB Rating : A+
- Maximum Mileage : 250,000
- Money-Back Guarantee : Unavailable
- Number of Plans Available : 4
- Waiting Period : Undisclosed
- Operating Status : Active
- Highly affordable
- They offer an app that empowers customers to manage their warranty
- $0 Deductible (Specific to Onust Connect Plus)
- Coverage of up to 250,000 miles on the odometer
- Plans available for high tech components and technology packages
- Covers hybrid cars
- Variety of plans that can be tailored to individual needs
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits
- Transferable—Undisclosed
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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