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Olive vs Route 66

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Pros
  • No vehicle inspection required to enroll
  • Rates locked in for three years
  • Month-to-month payments with no long-term commitment
  • Cancel anytime with no cancellation fee
  • Any ASE-certified repair shop in the US and Canada
  • Deductible charged per visit, not per component
  • A+ BBB accredited
  • Available in all 50 states plus Canada
  • Any ASE-certified repair shop in the US and Canada
Pros
  • No deductible
  • Instant coverage
  • Nationwide coverage
  • Emergency roadside assistance
Cons
  • Strict eligibility limits (under 10 years old and 140,000 miles)
  • Coverage capped at three years per term
  • No exclusionary plan
  • Broker model; cannot override QBE claim decisions
  • No mobile app for policy or claims management
  • Commercial and rideshare use excluded entirely
Cons
  • Lack of transparency
  • Limited availability
Summary

Olive is a digital-first vehicle service contract brand launched in 2020 by Repair Ventures LLC, a company with a longer history in the vehicle protection space. Unlike many providers that require phone-based quotes and sales conversations, Olive lets customers get instant pricing, purchase coverage, manage their policy, and cancel online. Plans are sold month to month, rates are locked for three years, and coverage begins the day after purchase with no vehicle inspection required. Olive operates as a broker, with claims administered and paid by QBE Administration Services. They offer three stated-component plans: Powertrain, Powertrain Plus, and Complete Care. Coverage is available for eligible vehicles up to 10 years old and under 140,000 miles at purchase, with repairs accepted at any ASE-certified facility in the US or Canada. Benefits include towing reimbursement, rental car reimbursement, direct repair shop payment, free transfers, and a 60-day money-back guarantee. Olive is BBB-accredited with an A+ rating and receives strong feedback for their transparent purchase experience, though some customers report claim denials tied to pre-existing conditions, prior authorization rules, and the limits of Olive’s broker role.

Summary

Established in 1986 and based in Mountain Home, Arkansas, Route 66 Extended Warranty, an Auto Services Company, Inc. subsidiary, stands out in the national extended auto warranty sector. The company aims to provide "Peace of Mind" through comprehensive mechanical breakdown coverage. Advantages of Route 66's extended warranties include instant coverage, no deductibles, nationwide accessibility, and 24-hour emergency roadside assistance. However, drawbacks include limited plan transparency, exclusive availability through financial institutions, and the absence of an online quote service. The company offers three plans—First Street, Main Street, and Easy Street—ranging from $1200 to $3500. Customer reviews vary, offering both positive and negative feedback. They highlight the positive experience of timely reimbursement and express concerns about denied claims and challenges with customer service. The company operates under Auto Services Company, Inc., which holds an A+ rating on the Better Business Bureau. Despite some limitations, Route 66 Extended Warranty remains a comprehensive option for reliable and tailored vehicle coverage. The company caters to a diverse audience, focusing on used car owners, frequent travelers, and new vehicle owners looking to extend factory warranty coverage. 

Quick Stats
  • BBB Rating : A+ (accredited)
  • Maximum Mileage : 140,000 miles at purchase; coverage continues to 185,000 miles
  • Money-Back Guarantee : Available (60 days)
  • Number of Plans Available : 3
  • Waiting Period : N/A (coverage begins day after purchase)
  • Operating Status : Active
  • Deductible Range : $100, $250, or $500 (per repair visit)
Quick Stats
  • BBB Rating : A+
  • Maximum Mileage : Undisclosed
  • Money-Back Guarantee : Available
  • Number of Plans Available : 3
  • Waiting Period : Instant coverage
  • Operating Status : Active
Selling Points
  • No waiting period with day-after coverage
  • 100% digital experience from quote to claim
  • 60-day money-back guarantee
  • Free contract transfer with no transfer fee
  • MBI in California with insurance-level regulatory oversight
  • No robocall commitment
Selling Points
  • Instant coverage
  • Instant reimbursement for covered repairs
  • $0 deductibles on all plans
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • Commercial/rideshare
  • Undisclosed
    EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • Undisclosed
    $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • Undisclosed
    No waiting period
  • Option with free maintenance benefits
  • Undisclosed
    Transferable
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Undisclosed
    Trip interruption coverage
Claims & Repair Experience
  • Undisclosed
    24/7 roadside assistance
  • Undisclosed
    Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Undisclosed
    Mobile app for claims
  • Undisclosed
    Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Undisclosed
    Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • Undisclosed
    Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
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