Auto Warranty
Top Companies in 2026
Olive vs Onust
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- No vehicle inspection required to enroll
- Rates locked in for three years
- Month-to-month payments with no long-term commitment
- Cancel anytime with no cancellation fee
- Any ASE-certified repair shop in the US and Canada
- Deductible charged per visit, not per component
- A+ BBB accredited
- Available in all 50 states plus Canada
- Any ASE-certified repair shop in the US and Canada
- No waiting period for breakdown coverage to begin
- Live chat option
- Roadside assistance
- Rental car reimbursement
- Trip interruption reimbursement
- Strict eligibility limits (under 10 years old and 140,000 miles)
- Coverage capped at three years per term
- No exclusionary plan
- Broker model; cannot override QBE claim decisions
- No mobile app for policy or claims management
- Commercial and rideshare use excluded entirely
- Coverage limitations
- Availability limitations
- Non transferable contracts
Olive is a digital-first vehicle service contract brand launched in 2020 by Repair Ventures LLC, a company with a longer history in the vehicle protection space. Unlike many providers that require phone-based quotes and sales conversations, Olive lets customers get instant pricing, purchase coverage, manage their policy, and cancel online. Plans are sold month to month, rates are locked for three years, and coverage begins the day after purchase with no vehicle inspection required. Olive operates as a broker, with claims administered and paid by QBE Administration Services. They offer three stated-component plans: Powertrain, Powertrain Plus, and Complete Care. Coverage is available for eligible vehicles up to 10 years old and under 140,000 miles at purchase, with repairs accepted at any ASE-certified facility in the US or Canada. Benefits include towing reimbursement, rental car reimbursement, direct repair shop payment, free transfers, and a 60-day money-back guarantee. Olive is BBB-accredited with an A+ rating and receives strong feedback for their transparent purchase experience, though some customers report claim denials tied to pre-existing conditions, prior authorization rules, and the limits of Olive’s broker role.
Headquartered in Centennial, Colorado, Onust is an auto warranty provider that offers protection against unexpected repair costs. Onust continues to set itself apart from others by providing three levels of coverage: Onust Connect, Onust Connect Family, and Onust Connect Plus. Their fully integrated software makes it easy to file a claim, and they offer three different levels of coverage. This has made this auto warranty provider a popular choice for car owners who want peace of mind knowing their vehicle is protected. They also offer lifetime coverage for their members on some of their plans. While details may vary, Onust has built a positive reputation for delivering reliable services and responsive customer support. Customer reviews continually highlight Onust as a notable choice in the extended auto warranty business, stressing timely coverage, a simple claims procedure, cutting-edge technology, and comprehensive coverage with critical extra features.
- BBB Rating : A+ (accredited)
- Maximum Mileage : 140,000 miles at purchase; coverage continues to 185,000 miles
- Money-Back Guarantee : Available (60 days)
- Number of Plans Available : 3
- Waiting Period : N/A (coverage begins day after purchase)
- Operating Status : Active
- Deductible Range : $100, $250, or $500 (per repair visit)
- BBB Rating : N/R
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : Available
- Number of Plans Available : 3
- Waiting Period : None (specific to Onust Connect Plus)
- Operating Status : Active
- No waiting period with day-after coverage
- 100% digital experience from quote to claim
- 60-day money-back guarantee
- Free contract transfer with no transfer fee
- MBI in California with insurance-level regulatory oversight
- No robocall commitment
- Highly affordable
- They offer an app that empowers customers to manage their warranty
- $0 Deductible (Specific to Onust Connect Plus)
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period
- Option with free maintenance benefits
- Transferable
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage—Undisclosed
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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