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Olive vs Onust

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Pros
  • No vehicle inspection required to enroll
  • Rates locked in for three years
  • Month-to-month payments with no long-term commitment
  • Cancel anytime with no cancellation fee
  • Any ASE-certified repair shop in the US and Canada
  • Deductible charged per visit, not per component
  • A+ BBB accredited
  • Available in all 50 states plus Canada
  • Any ASE-certified repair shop in the US and Canada
Pros
  • $0 deductible plan options
  • Coverage accepted at licensed repair facilities nationwide
  • Includes roadside assistance and rental benefits
  • Strong BBB rating and accreditation
Cons
  • Strict eligibility limits (under 10 years old and 140,000 miles)
  • Coverage capped at three years per term
  • No exclusionary plan
  • Broker model; cannot override QBE claim decisions
  • No mobile app for policy or claims management
  • Commercial and rideshare use excluded entirely
Cons
  • No mobile app or live chat support
  • Public contract sample not readily available
  • Some concerns about coverage limit transparency in reviews
Summary

Olive is a digital-first vehicle service contract brand launched in 2020 by Repair Ventures LLC, a company with a longer history in the vehicle protection space. Unlike many providers that require phone-based quotes and sales conversations, Olive lets customers get instant pricing, purchase coverage, manage their policy, and cancel online. Plans are sold month to month, rates are locked for three years, and coverage begins the day after purchase with no vehicle inspection required. Olive operates as a broker, with claims administered and paid by QBE Administration Services. They offer three stated-component plans: Powertrain, Powertrain Plus, and Complete Care. Coverage is available for eligible vehicles up to 10 years old and under 140,000 miles at purchase, with repairs accepted at any ASE-certified facility in the US or Canada. Benefits include towing reimbursement, rental car reimbursement, direct repair shop payment, free transfers, and a 60-day money-back guarantee. Olive is BBB-accredited with an A+ rating and receives strong feedback for their transparent purchase experience, though some customers report claim denials tied to pre-existing conditions, prior authorization rules, and the limits of Olive’s broker role.

Summary

Onust Warranty is a vehicle service contract provider headquartered in Scottsdale, Arizona. Founded in 2023, they focus on extended coverage options for drivers seeking protection after their factory warranty expires. Their plans are available for many newer and used vehicles and feature benefits such as roadside assistance, rental car reimbursement, and nationwide repair facility access. One of their most notable features is unlimited mileage coverage, allowing eligible vehicles to remain covered without a mileage cap while the contract is active. They also offer exclusionary coverage options, which generally provide broader protection by covering most vehicle components except those specifically excluded in the agreement. Some plans are available with a $0 deductible, helping reduce out-of-pocket costs when covered repairs are approved. Onust Warranty holds an A+ rating and accreditation from the Better Business Bureau. Customer feedback is currently limited, with only a small number of reviews available across major platforms such as Trustpilot, Yelp, and the BBB. The available reviews generally praise customer service, claims support, and coverage value, though the low review volume makes it difficult to assess overall customer sentiment. Readers interested in long-term vehicle protection may want to explore the details of their coverage, costs, benefits, and contract terms more closely.

Quick Stats
  • BBB Rating : A+ (accredited)
  • Maximum Mileage : 140,000 miles at purchase; coverage continues to 185,000 miles
  • Money-Back Guarantee : Available (60 days)
  • Number of Plans Available : 3
  • Waiting Period : N/A (coverage begins day after purchase)
  • Operating Status : Active
  • Deductible Range : $100, $250, or $500 (per repair visit)
Quick Stats
  • BBB Rating : A+
  • Maximum Mileage : Unlimited miles
  • Money-Back Guarantee : Available
  • Number of Plans Available : 1
  • Waiting Period : 30 days and 1,000 miles
  • Operating Status : Active
  • Deductible Range : $0
Selling Points
  • No waiting period with day-after coverage
  • 100% digital experience from quote to claim
  • 60-day money-back guarantee
  • Free contract transfer with no transfer fee
  • MBI in California with insurance-level regulatory oversight
  • No robocall commitment
Selling Points
  • Unlimited mileage coverage with no mileage expiration
  • Coverage remains active even as vehicles accumulate high mileage
  • Designed for drivers who plan to keep their vehicles long term
  • Coverage options that may suit both newer and older vehicles
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • Commercial/rideshare
  • Undisclosed
    EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • No waiting period
  • Undisclosed
    Option with free maintenance benefits
  • Transferable
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Undisclosed
    Trip interruption coverage
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • Undisclosed
    Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Undisclosed
    Pay-in-full discount
  • Month-to-month payments
  • Undisclosed
    Cancellation fee
  • Undisclosed
    Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
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