Auto Warranty
Top Companies in 2026
Nissan Extended Warranty vs Zurich
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- Transferable coverage
- Roadside assistance
- Trip and rental reimbursement
- Cancellation options
- New and used car coverage
- No waiting period when purchased at dealership
- Exclusionary Comprehensive plan covering virtually all mechanical and electrical components
- Vehicles up to 15 years old and 150,000 miles eligible
- Available in all 50 states, including California
- Any ASE-certified repair facility in the US
- Direct payment to repair facility upon claim approval
- Purchasing flexibility: dealerships, direct, and broker partners
- A+ BBB accreditation with AM Best A++ financial strength rating
- Coverage limitations
- Quotes only available through dealership or direct contact
- Dealership-only primary sales model introduces dealer markup
- Non-renewable contracts; new purchase required at expiry
- Significant gap between Standard and Comprehensive tiers
- Engine teardown requirement documented in major failure claims
- Florida contracts administered by a third-party entity (Vehicle Dealer Solutions, Inc.)
- Plans not transferable on dealer trade-ins, only on private sales
- No mobile app or online claims portal for consumers
Founded almost a century ago and headquartered in Japan, Nissan is a symbol of reliable vehicles. In 2005, they began providing their extended warranty, Security+Plus, continuing their legacy of reliability. This extended warranty protects owners from unexpected repair costs that may arise after the factory warranty period expires. With coverage options for new and used cars and 200,000 covered components, their extended warranty provides peace of mind for a diverse range of Nissan owners. With different coverage plans available, such as Powertrain Preferred, Silver Preferred, and Gold Preferred, owners can choose the level of protection that suits their requirements based on their vehicle needs, preferences, and budgets. Key benefits include transferable coverage, roadside assistance, trip interruption reimbursement, towing services, and cancellation options, providing flexibility and convenience. The company's accreditation and A+ rating from the BBB demonstrates a commitment to customer satisfaction. As Nissan continues to evolve and adapt in the automotive landscape, its extended warranty remains a crucial aspect, offering a strong defense against surprise repair costs. For those seeking additional protection for their Nissan vehicles, delving deeper into the specifics of coverage plans and eligibility criteria is essential.
Zurich North America offers vehicle service contracts backed by one of the world’s largest insurance organizations, with US auto-related coverage dating back to 1914. Their plans are issued and administered by Universal Underwriters Service Corporation in most states, with state-specific structures in Florida, California, and New York. Coverage is primarily sold through franchised and independent dealerships, though direct inquiry and select broker access may also be available. Zurich’s vehicle protection lineup includes three main tiers: Powertrain, Standard, and Comprehensive. The Comprehensive plan is exclusionary, covering most mechanical, electrical, and electronic components except listed exclusions. Zurich also offers a dedicated EV service contract, with the Comprehensive EVSC tier standing out for its high-voltage battery coverage. Eligible vehicles may qualify up to 15 years old and under 150,000 miles, and most dealership-purchased plans begin with no waiting period. Benefits include roadside assistance, rental reimbursement, trip interruption coverage, direct repair shop payment, and access to any ASE-certified repair facility. Zurich’s institutional strength, A+ BBB accreditation, and A++ AM Best rating add credibility, though pricing transparency, dealership markup, non-renewable contracts, and mixed claim-related feedback are important considerations.
- BBB Rating : A+
- Maximum Mileage : 120,000
- Money-Back Guarantee : False
- Number of Plans Available : 3
- Waiting Period : Unavailable
- Operating Status : Active
- BBB Rating : A+ (accredited)
- Maximum Mileage : 150,000 miles
- Money-Back Guarantee : Undisclosed
- Number of Plans Available : 3 plus dedicated EVSC plans
- Waiting Period : N/A (no waiting period when purchased at dealership; inspection may apply if purchased after factory warranty expiry)
- Operating Status : Active
- Deductible Range : $0–$200 (negotiated at point of sale)
- Transferable coverage
- Trip and rental reimbursement
- New and used car coverage
- Authentic Nissan parts
- Dedicated EV service contract with explicit high-voltage battery coverage
- $284 million in mechanical claims paid in 2024
- Motorcycle, powersport, personal watercraft, and snowmobile VSCs available through dealerships
- Most extensive ancillary protection suite in the dealership F&I market
- 150+ years of institutional insurance history backing every contract
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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