Auto Warranty
Top Companies in 2026
Mopar vs Toco Warranty
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- Factory-backed coverage
- Broad Extended Care Premium protection
- Genuine Mopar parts for covered repairs
- Transferable contracts
- Roadside assistance and travel benefits
- Trip interruption reimbursement
- Extensive mileage coverage
- Hybrid vehicle coverage
- In-house plan management and distribution
- Inclusion of high-tech components
- No online pricing
- Limited eligibility for older vehicles
- Mixed customer reviews
- Dealer-centered repair network
- Geographic limitations
- Non-transferable contracts
- Rigid deductible terms
- Limited freedom of choice
Mopar's FlexCare Vehicle Protection program is a factory-backed vehicle service contract provider operated by Stellantis, with roots dating back to the original Mopar brand established in 1937 and headquartered in Auburn Hills, Michigan. Designed for Chrysler, Dodge, Jeep, Ram, FIAT, and Alfa Romeo owners, the program offers three levels of mechanical protection, including the comprehensive Extended Care Premium plan, which covers more than 5,000 components. Eligible contracts also include roadside assistance, rental reimbursement, trip interruption coverage, transferable contracts, and repairs completed with genuine Mopar parts by factory-trained technicians. Rather than publishing fixed prices online, the provider offers customized quotes based on the vehicle and coverage selected, with flexible contract terms, mileage options, deductibles, and payment plans. Their factory-backed status and dealership repair network help distinguish them from many third-party providers, although public feedback is more mixed, with an F rating from the Better Business Bureau and no accreditation. This review examines their coverage, pricing, customer experience, support, and overall value to help you better understand what the program offers and whether it fits your ownership needs.
Toco offers comprehensive coverage, flexible payment options, and easy claims processing. Toco sells and manages its plans internally. They are also accredited with an A+ rating from the BBB! Some additional benefits of Toco's extended auto warranty are 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage.
- BBB Rating : F (Unaccredited)
- Maximum Mileage : 125,000 miles
- Money-Back Guarantee : Not available
- Number of Plans Available : Three
- Waiting Period : None for eligible new vehicles
- Operating Status : Active
- Deductible Range : $0–$200
- BBB Rating : A+
- Maximum Mileage : 250,000
- Money-Back Guarantee : Unavailable
- Number of Plans Available : 4
- Waiting Period : Undisclosed
- Operating Status : Active
- Factory-backed by Stellantis
- Over 5,000 covered components
- Factory-trained dealership technicians
- Interest-free monthly payment plans
- Coverage of up to 250,000 miles on the odometer
- Plans available for high tech components and technology packages
- Covers hybrid cars
- Variety of plans that can be tailored to individual needs
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits
- Transferable—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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