Infinite Auto Protection vs Toco Warranty

Infinite Auto Protection has ceased operations as of February 2023. The specifics behind the shutdown remain somewhat ambiguous, with a variety of potential causes suggested. For further insights, we encourage you to read our in-depth review.

Founded in 2013 and headquartered in Houston, Texas, Toco Warranty is a direct-to-consumer vehicle service contract provider offering month-to-month protection for eligible vehicles. Their coverage follows a mileage-based structure, with four levels that change as an enrolled vehicle accumulates miles and protection that can continue up to 250,000 miles. Customers can use state-licensed repair facilities, while approved claims are paid directly to the service location. Coverage also comes with breakdown-related perks, including roadside services, rental assistance, and trip interruption benefits. Toco is accredited by the Better Business Bureau and currently holds an A+ BBB rating. Customer feedback is largely positive, with BBB reviewers frequently highlighting helpful service, successful claims, and repair-cost savings, though complaints also raise concerns about claim decisions, maintenance documentation, and repair delays. Their combination of mileage-based coverage, monthly contracts, and high-mileage protection gives prospective customers several factors to examine more closely when comparing vehicle protection options.