Honda Care vs Select Auto Protect

American Honda Motor Co., Inc. was established in 1959 and is headquartered in Torrance, California. Through Honda Care, they offer manufacturer-backed vehicle service contracts for eligible new, pre-owned, and Honda Certified Pre-Owned vehicles, with coverage ranging from broad mechanical and electrical protection to more focused powertrain coverage. Qualifying terms can extend up to eight years or 120,000 miles, while covered repairs are generally performed at authorized Honda dealerships by factory-trained technicians using Honda Genuine Parts. Depending on the contract, additional benefits may include 24-hour roadside assistance, towing, rental car reimbursement, trip interruption coverage, and concierge services. Independent customer feedback specifically about Honda Care is limited, while broader Honda Financial Services profiles largely reflect experiences with financing and account services rather than vehicle protection. American Honda Finance Corporation is BBB-accredited and currently holds an A+ BBB rating, adding an established industry credential to Honda Care's manufacturer-backed approach.

Founded in 2020 and headquartered in Wilmington, Delaware, Select Auto Protect is a direct provider of vehicle service contracts specializing in high-mileage and older vehicle coverage. Unlike many extended warranty companies that impose strict eligibility limits, they accept vehicles of any age and mileage, provided the car is in good working condition at the time of purchase. A major differentiator is their unlimited claims policy, with no stated annual or lifetime cap on approved repairs. The company structures its coverage into three stated-component tiers: Silver, Gold, and Platinum. While the Platinum plan is their most comprehensive offering, Select Auto Protect does not provide an exclusionary bumper-to-bumper contract. Plans include benefits such as 24/7 roadside assistance, rental car reimbursement, trip interruption coverage, and direct payment to ASE-certified repair shops nationwide. Pricing is generally positioned on the more affordable side of the market, with many plans reportedly falling between $1,000 and $3,000. Customer feedback is mixed. Many customers praise the company’s sales experience, affordability, and willingness to cover vehicles rejected elsewhere, while others report inconsistencies in claims processing, communication, and cancellation experiences.