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Honda Care vs MaxCare

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Pros
  • Up to 8 years/120,000 miles
  • $0 deductible options
  • Transferable coverage
  • Roadside and rental benefits
Pros
  • Coverage similar to factory’s bumper-to-bumper warranty
  • $1.5 billion+ in claims paid since 2009 (3.8M+ customers)
  • 24/7 roadside assistance included
  • Rental car reimbursement for up to 7 days
  • Cancel anytime with a pro-rated refund
  • Transferable to new owner (fee applies)
  • Roll into monthly car payment or pay upfront
Cons
  • Dealer-dependent pricing
  • Limited vehicle eligibility
  • Factory coverage overlap
  • Restricted repair network
Cons
  • Only available during a CarMax vehicle purchase, not after
  • Independent shops may not accept MaxCare
  • Pre-approval required for all repairs
  • Maintenance items excluded (batteries, brakes, tires, wiper blades)
  • Strict documentation requirements; DIY receipts often rejected
  • Third-party administrators handle claims, not CarMax
  • No online claims portal; phone support only
Summary

American Honda Motor Co., Inc. was established in 1959 and is headquartered in Torrance, California. Through Honda Care, they offer manufacturer-backed vehicle service contracts for eligible new, pre-owned, and Honda Certified Pre-Owned vehicles, with coverage ranging from broad mechanical and electrical protection to more focused powertrain coverage. Qualifying terms can extend up to eight years or 120,000 miles, while covered repairs are generally performed at authorized Honda dealerships by factory-trained technicians using Honda Genuine Parts. Depending on the contract, additional benefits may include 24-hour roadside assistance, towing, rental car reimbursement, trip interruption coverage, and concierge services. Independent customer feedback specifically about Honda Care is limited, while broader Honda Financial Services profiles largely reflect experiences with financing and account services rather than vehicle protection. American Honda Finance Corporation is BBB-accredited and currently holds an A+ BBB rating, adding an established industry credential to Honda Care's manufacturer-backed approach.

Summary

MaxCare is an extended vehicle service contract introduced by CarMax in 2009, available exclusively at the time of purchasing a vehicle through their dealership network. Unlike many third-party warranty providers that offer multiple plan tiers, MaxCare uses a single exclusionary coverage model, similar to a factory bumper-to-bumper warranty, covering most mechanical and electrical components except for a defined list of exclusions. Contracts are tailored to each vehicle, with coverage typically extending up to 75,000 to 150,000 total odometer miles. While CarMax facilitates the customer experience, the plans are administered by third-party providers such as Fidelity Warranty Services and CNA National Warranty Corporation. Key benefits include 24/7 roadside assistance, rental car reimbursement, transferable coverage, and flexible payment options, including rolling the cost into monthly financing. A $50 deductible discount is also offered when using CarMax service centers or RepairPal-certified shops. Customer feedback is mixed, with many reporting strong coverage for major repairs, while others cite delays, strict claim requirements, and challenges when working with independent repair facilities.

Quick Stats
  • BBB Rating : A+ (accredited)
  • Maximum Mileage : 120,000 miles
  • Money-Back Guarantee : Available
  • Number of Plans Available : 6
  • Waiting Period : N/A
  • Operating Status : Active
  • Deductible Range : $0–$100
Quick Stats
  • BBB Rating : N/R (A- for CarMax)
  • Maximum Mileage : 150,000 miles (varies by plan)
  • Money-Back Guarantee : Available (pro-rated refund; fee may apply
  • Number of Plans Available : 1
  • Waiting Period : None for coverage; 30 days/1,000 miles for pre-existing conditions
  • Operating Status : Active
  • Deductible Range : $50–$300
Selling Points
  • Factory-trained Honda technicians
  • Honda Genuine Parts
  • Manufacturer-backed coverage
  • Family roadside benefits
Selling Points
  • $50 deductible discount at dealer’s service centers and RepairPal shops
  • Available on any used car sold by CarMax, regardless of year, make, or mileage
  • Over 670,000 rental cars loaned to customers since 2009
  • No waiting period for coverage
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Coverage & Plan Flexibility
  • —
    Undisclosed
    High-mileage
  • Exclusionary
  • —
    Undisclosed
    Powertrain
  • $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • —
    Undisclosed
    Transferable
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • —
    Undisclosed
    Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
Contract & Payment Terms
  • Contract (lump-sum) payments
  • —
    Undisclosed
    Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees

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