Auto Warranty
Top Companies in 2024
Fidelity Warranty Services vs Toco Warranty
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Pros
- Rental car reimbursement
- Nationwide coverage
- Transferable coverage
- Many other protection plans
- EV and hybrid coverage
Pros
- Trip interruption reimbursement
- Extensive mileage coverage
- Hybrid vehicle coverage
- In-house plan management and distribution
- Inclusion of high-tech components
Cons
- Roadside assistance is not included in their 3 main plans
- Only available through dealerships
- Less transparent- no sample contracts online
- Less plan benefits compared to other VSCs
Cons
- Geographic limitations
- Non-transferable contracts
- Rigid deductible terms
- Limited freedom of choice
Summary
Fidelity Warranty Services has been in the business of auto warranties since 1978! They provide coverage for high-mileage vehicles in the United States and Canada, as sold through authorized dealers. Their extensive experience and wide-reaching coverage make them a trusted choice for car owners with older vehicles.
Summary
Toco offers comprehensive coverage, flexible payment options, and easy claims processing. Toco sells and manages its plans internally. They are also accredited with an A+ rating from the BBB! Some additional benefits of Toco's extended auto warranty are 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage.
Quick Stats
- BBB Rating : A-
- Cancelation Option : Available
- Maintenance Coverage : Available through extra, optional coverage
- Money-Back Guarantee : N/A
- Number of Plans Available : 5
- Repair Shop Choice : Any authorized service center or licensed repair facility
- Term Limits : 11 years/150,000 miles
- Waiting Period : N/A
- Operating Status : Active
- Business Started : 1978
- Online Quote : False
Quick Stats
- BBB Rating : A+
- Cancelation Option : Available
- Maintenance Coverage : Available
- Money-Back Guarantee : Unavailable
- Number of Plans Available : 4
- Repair Shop Choice : Use any repair facility
- Term Limits : Undisclosed
- Waiting Period : Undisclosed
- Operating Status : Active
- Business Started : 2013
- Online Quote : False
Selling Points
- Higher contract term limits
- High-mileage vehicles covered
- Many associated protection products
- EV & hybrid coverage
Selling Points
- Coverage of up to 250,000 miles on the odometer
- Plans available for high tech components and technology packages
- Covers hybrid cars
- Variety of plans that can be tailored to individual needs
Customer Support
- Phone
- FAQs
- Help Guides—Undisclosed
- Live Chat—Undisclosed
- Mobile Application
- Ticket—Undisclosed
Customer Support
- Phone
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Ticket
Payment Options
- Major Credit Cards
- Major Debit Cards
- Cash—Undisclosed
- Check
- ACH Transactions
- PayPal—Undisclosed
- Apple Pay—Undisclosed
- Google Pay—Undisclosed
- Money Order
- Wire Transfer—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
Payment Options
- Major Credit Cards
- Major Debit Cards
- Cash—Undisclosed
- Check—Undisclosed
- ACH Transactions—Undisclosed
- PayPal
- Apple Pay—Undisclosed
- Google Pay—Undisclosed
- Money Order—Undisclosed
- Wire Transfer—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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