Auto Warranty
Top Companies in 2026
Endurance vs Mopar
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- Direct provider with in-house claims handling
- Unlimited mileage on most plans
- Free first year of Elite Benefits
- Online quotes without a phone call
- Transferable coverage
- Accepts salvage and rebuilt titles
- Interest-free payment plans available
- Comprehensive trip interruption coverage
- Key fob repairs and replacement reimbursement
- Custom vehicle dashboard
- Flexible deductible
- May deny claims based on maintenance record requirements
- 30-day/1,000-mile waiting period before coverage begins
- Aftermarket or used parts may replace OEM
- No weekend customer service hours
- Not available as direct-to-consumer in Massachusetts
- EV and hybrid batteries explicitly excluded
- Limited to dealerships
- Limited coverage
- Limited availability
Founded in 2006 and headquartered in Northbrook, Illinois, Endurance Warranty Services has grown into one of the largest independent direct providers of vehicle service contracts in the United States. Unlike brokers that resell plans from third-party administrators, Endurance underwrites and administers most of its own contracts, meaning there's no middleman between you and the company handling your claim. The company offers six distinct coverage tiers, ranging from basic powertrain protection to exclusionary near-factory coverage, plus a unique Advantage plan that bundles up to $3,500 in annual maintenance benefits. Endurance is one of the few providers offering unlimited mileage on most plans and accepts vehicles up to 20 years old, making them a rare option for high-mileage drivers and owners of older cars. They offer MBI coverage to California residents instead of traditional service contracts. All plans include perks like 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage, as well as a free first year of Elite Benefits. Customer feedback is mixed, but Endurance holds an A rating from the BBB and is accredited.
Mopar®, recognized for its parts and services for Fiat Chrysler Automobiles (FCA), also offers extended auto warranty contracts for FCA vehicles. With flexible plans and a wide range of services, Mopar's extended auto warranty includes convenient features like roadside and towing assistance.
- BBB Rating : A
- Maximum Mileage : Unlimited
- Money-Back Guarantee : Available (30 days)
- Number of Plans Available : 6
- Waiting Period : 30 days / 1,000 miles
- Operating Status : Active
- Deductible Range : $0–$200
- BBB Rating : F
- Maximum Mileage : 150,000 miles
- Money-Back Guarantee : Available
- Number of Plans Available : 5+
- Waiting Period : Undisclosed
- Operating Status : Active
- Risk-Free 30-Day Money-Back Guarantee
- Your Choice of Any ASE-Certified Mechanic or Dealership
- 1 Year of Free Elite Benefits
- Coverage for Vehicles Up to 20 Years / 200K Miles
- Covers EV batteries
- Provides comprehensive access to a complete owner's manual program
- Covers key FOB replacements and repairs, on newer vehicles
- $1000 trip interruption protection for lodging, meals, and car rental
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support—Undisclosed
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online—Undisclosed
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
Endurance vs. Mopar
When protecting your vehicle, choosing the proper auto warranty is crucial. Endurance and Mopar are two prominent providers in the auto warranty industry, each offering unique features and benefits. This comparison will explore their coverage plans, pricing, standout benefits, and potential drawbacks to help you make an informed decision.
Coverage plans and options
Endurance and Mopar offer extensive coverage plans to protect various vehicle components. Endurance provides five levels of coverage, including powertrain, comprehensive, and exclusionary options, along with add-ons such as roadside assistance and rental car reimbursement. Conversely, Mopar offers multiple plans, focusing on critical components and providing benefits like trip interruption coverage and key fob replacement.
Endurance stands out with their customizable plans, allowing customers to tailor coverage to their needs, including options for high-tech components and hybrid vehicles. Mopar also provides customization but emphasizes their unique features, such as a personalized dashboard and flexible deductibles. Mopar’s coverage extends to specific benefits like key fob repairs, which are not standard in Endurance's offerings. Additionally, Mopar’s plans are tailored specifically for Chrysler, Dodge, Jeep, and RAM vehicles, which might limit their appeal to owners of other brands.
Pricing
Both companies offer competitive pricing structures, with Endurance generally being more transparent about their pricing ranges, which fall between $70 and $125 per month. Mopar’s pricing is less transparent but is noted for their flexibility and ability to fit various budgets through customizable deductibles.
Endurance provides a clear price range but requires potential customers to request a personalized quote for exact pricing. They also offer discounts for government employees, military personnel, and first-time callers. Mopar does not publicly list their prices but offers flexible deductibles, which can influence the overall cost. This flexibility allows customers to select a plan that fits their financial situation, potentially making it more adaptable to different budgets.
Standout benefits
Both Endurance and Mopar provide valuable benefits to enhance their warranty offerings. Endurance includes 24-hour roadside assistance, rental car reimbursement, and trip interruption coverage, which ensure convenience and peace of mind. Mopar offers comprehensive trip interruption coverage, key fob repairs, 24-hour roadside assistance, and a personalized dashboard for MVP customers.
Endurance's standout benefits include a robust online platform and mobile app that allow easy access to coverage details and claim tracking. Their elite benefits, such as tire repair, replacement, and collision discounts, add extra value. Mopar’s unique offerings include key fob replacement for up to $600 and a custom vehicle dashboard that provides various functionalities, from scheduling service appointments to accessing maintenance records. These features enhance the user experience but may be less relevant for those who prefer a more fundamental approach to vehicle protection.
Potential drawbacks
Both Endurance and Mopar have potential drawbacks that warrant consideration. Endurance plans can be on the pricier side, especially for higher levels of coverage, and some customers have reported challenges with the claims process. Mopar’s pricing is not as transparent, and the flexibility in deductibles might not always equate to lower costs, depending on the plan chosen.
Endurance’s higher cost and potential claim delays might concern some users. Additionally, their coverage may exclude pre-existing conditions and specific high-tech components unless specified. Mopar’s significant drawbacks are their pricing transparency and the limited availability of their plans to specific vehicle brands, which might not be suitable for owners of other vehicle types. The need to transfer coverage and the $50 fee associated with it might also be a consideration for those looking to sell their vehicles.
Conclusion
Endurance and Mopar offer robust auto warranty options with valuable benefits but cater to different needs and preferences. Endurance is ideal for those seeking extensive and customizable coverage with added benefits like roadside assistance and a mobile app. Mopar is a strong choice for those who value brand-specific coverage, key fob replacement, and a personalized dashboard.
When choosing between these providers, consider your vehicle's make, coverage needs, and budget. For further details and to get a personalized quote, contact each provider directly and explore their offerings to find the best fit for your vehicle protection needs.
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