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Endurance vs MaxCare

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Pros
  • Flexible coverage plans
  • Exceptional customer service
  • Offers plenty of discounts
  • True nationwide coverage
  • Many useful add-on options to plans
  • May cover hybrid cars
Pros
  • 24/7 emergency roadside assistance
  • Customizable plan
  • Flexible payment options
  • Transferable coverage
  • Nationwide protection
  • Rental car reimbursement
  • Live chat option
Cons
  • Endurance Elite expires after one year
  • Limited rental car coverage
  • Expensive compared to competitors
Cons
  • No sample contract
  • No free quote
  • Can only be purchased through CarMax
  • Can only be bought at the time of vehicle purchase
  • MaxCare is administered by a third-party
Summary

Endurance is a leading provider of extended auto warranties that offers different plan options, superb customer service, and maintenance coverage. Endurance is also a direct provider and administrator of their own contracts. If you're looking for a comprehensive extended auto warranty that can help you save money on repairs and maintenance, Endurance is a great option.

Summary

MaxCare is an extended auto warranty that is available for all cars purchased from CarMax. This warranty must be purchased at the same time as the car purchase. MaxCare can save you money on repairs and give you peace of mind, knowing your car is covered.

When someone buys a car from CarMax, they get a free limited plan. You can get service for up to 90 days or 4,000 miles with this plan. They can also buy an additional protection called MaxCare. There are now over 200 CarMax stores across the United States. The first one opened in 1993 in Richmond, Virginia. On top of that, the Better Business Bureau (BBB) page gives them an A!
 

Quick Stats
  • BBB Rating : N/R
  • Cancelation Option : Available
  • Maintenance Coverage : Available
  • Money-Back Guarantee : Yes
  • Number of Plans Available : 5
  • Repair Shop Choice : Yes
  • Term Limits : Up to 8 years or 200,000 miles
  • Waiting Period : Minimum of 30 days
  • Operating Status : Active
  • Business Started : 2006
  • Online Quote : True
Quick Stats
  • BBB Rating : NR
  • Cancelation Option : Available
  • Maintenance Coverage : Undisclosed
  • Money-Back Guarantee : 30 days
  • Number of Plans Available : 1
  • Repair Shop Choice : Yes
  • Term Limits : Mileage-based
  • Waiting Period : 30 days
  • Operating Status : Active
  • Business Started : 1993
  • Online Quote : False
Selling Points
  • 30-day money-back guarantee
  • Plans for vehicles 20 years old or newer without mileage limitations
  • Plans for commercial vehicles
  • Plans for luxury vehicles and high-end components
  • Choose any certified mechanic to work on your vehicle
Selling Points
  • Flexible payment options
  • Comprehensive roadside assistance tool
Customer Support
  • Phone
  • Email
  • FAQs
  • Help Guides
  • Undisclosed
    Live Chat
  • Mobile Application
  • Ticket
Customer Support
  • Phone
  • Email
  • FAQs
  • Help Guides
  • Live Chat
  • Undisclosed
    Mobile Application
  • Undisclosed
    Ticket
Payment Options
  • Major Credit Cards
  • Major Debit Cards
  • Undisclosed
    Cash
  • Check
  • ACH Transactions
  • PayPal
  • Apple Pay
  • Google Pay
  • Undisclosed
    Money Order
  • Undisclosed
    Wire Transfer
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Payment Options
  • Major Credit Cards
  • Undisclosed
    Major Debit Cards
  • Cash
  • Check
  • Undisclosed
    ACH Transactions
  • Undisclosed
    PayPal
  • Undisclosed
    Apple Pay
  • Undisclosed
    Google Pay
  • Undisclosed
    Money Order
  • Undisclosed
    Wire Transfer
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees

Endurance vs. MaxCare

When choosing an extended auto warranty, both Endurance and MaxCare by CarMax stand out as reputable providers. While Endurance is a direct provider offering coverage for various vehicles, MaxCare is exclusively available to CarMax customers. Each company has unique benefits and limitations, making it essential to compare their coverage plans, pricing, standout perks, and potential drawbacks before making a decision.

Coverage plans and options

Both Endurance and MaxCare offer comprehensive coverage for major vehicle components, including the engine, transmission, electrical systems, and drivetrain. However, their coverage structures differ significantly.

Endurance provides five extended warranty plans that range from basic powertrain coverage to full exclusionary plans that mimic manufacturer warranties. They also offer optional add-ons, including coverage for high-tech components, commercial vehicles, and hybrid systems. Another notable perk is Endurance Elite, which provides additional benefits like tire replacement, key fob replacement, and trip interruption coverage.

MaxCare, on the other hand, offers a single exclusionary plan that covers most mechanical and electrical repairs, excluding only a few components. MaxCare’s coverage lasts up to five years or 150,000 miles and allows customers to select their deductible, making it somewhat customizable. However, it lacks the range of plan choices Endurance provides.

Pricing

Endurance follows a quote-based pricing model, meaning the cost of coverage varies depending on factors like the vehicle’s age, mileage, and make. Monthly payments generally range between $70 and $125, with various discounts available for military personnel, government employees, and first-time callers.

MaxCare does not provide upfront pricing on their website. Customers must request a quote when purchasing a vehicle from CarMax, making it difficult to compare costs beforehand. However, MaxCare allows customers to roll their warranty payments into their vehicle financing, offering flexible payment options. Deductibles range from $50 to $300, with lower deductibles available when servicing a vehicle at CarMax or a RepairPal-certified shop.

Standout benefits

Both Endurance and MaxCare provide benefits like roadside assistance, rental car reimbursement, and flexible repair options at licensed service centers. However, their additional perks differ.

Endurance offers several benefits through their Endurance Elite package, which includes 24/7 roadside assistance, tire replacement, and total loss protection. Their plans are also more flexible, covering a wide range of vehicles, including older cars, hybrids, and commercial vehicles.

MaxCare stands out for its convenience, particularly for CarMax customers. Since it’s integrated into CarMax’s financing options, it offers a seamless purchasing process. Additionally, MaxCare warranties are transferable if you sell your vehicle, potentially increasing its resale value.

Potential drawbacks

Endurance can be more expensive than other providers, especially for comprehensive coverage plans. Some customers have reported issues with claim denials and delays in reimbursement, making it essential to thoroughly review their contract terms.

MaxCare is only available for vehicles purchased from CarMax, which limits options for those who buy from other dealerships or private sellers. Additionally, they do not provide an online quote tool, making it harder to compare their pricing with other warranty providers.

Conclusion

Endurance is a great option for drivers looking for long-term, customizable coverage with a variety of add-ons and perks. It’s ideal for those who want flexible warranty plans that cover a wide range of vehicles.

MaxCare, however, is best suited for CarMax customers who want an easy, integrated warranty solution with financing options. While it offers solid coverage, its lack of transparency in pricing and exclusivity to CarMax vehicles may not appeal to all buyers.

Ultimately, choosing between Endurance and MaxCare depends on your vehicle purchase method, coverage needs, and budget.

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