trusted formDelta Auto Protect vs Toyota Extra Care | Several.com
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Delta Auto Protect vs Toyota Extra Care

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Pros
  • Affordable plans
  • Coverage for vehicles for up to 20 years
  • Direct provider
Pros
  • Multiple coverage levels
  • High-mileage eligibility
  • Transferable coverage
  • Travel benefits included
Cons
  • Not available in every state
  • Unhelpful website
  • Doesn't accept new customers
Cons
  • No published pricing
  • Factory warranty overlap
  • Used-plan purchase restrictions
  • Maintenance excluded
Summary

Delta Auto Protect was a nationwide extended auto warranty provider that pays for covered vehicle repairs in case of breakdown. However, the company shut down their website in 2020 and stopped accepting new customers. This was due to downsizing in staff, which was due to the COVID-19 pandemic.

Summary

Toyota Motor Corporation was founded in 1937 and is headquartered in Toyota City, Japan, while Toyota Motor North America operates from Plano, Texas. Their Toyota Extra Care program is a factory-backed vehicle service agreement administered through Toyota Financial Services, with Platinum, Gold, and Powertrain coverage available for eligible new, used, and Toyota Certified Used vehicles. Depending on the plan, protection can cover major mechanical and electrical systems, with Platinum covering up to 1,100 vehicle parts. Other features include $0 or $100 disappearing deductible options, 24/7 roadside assistance, substitute transportation, travel protection, and transferable coverage. Independent customer feedback specifically about Extra Care is limited. Toyota Financial Services has a low Trustpilot rating, although many reviews concern financing and account services rather than the VSA, making it difficult to assess Extra Care from that score alone. As a manufacturer-backed program with several coverage levels and access to Toyota dealerships for covered repairs, Extra Care offers several features worth examining alongside its costs, exclusions, and contract terms.

Quick Stats
  • BBB Rating : F
  • Maximum Mileage : 140,000
  • Money-Back Guarantee : 30-day money-back guarantee
  • Number of Plans Available : 3
  • Waiting Period : Undisclosed
  • Operating Status : Stopped accepting new customers since 2020
Quick Stats
  • Maximum Mileage : 150,000
  • Money-Back Guarantee : true
  • Number of Plans Available : 3
  • Waiting Period : N/A
  • Operating Status : Active
  • Deductible Range : $0–$100
Selling Points
  • Affordable plans
  • Coverage for vehicles for up to 20 years
  • Direct provider
Selling Points
  • Factory-backed by Toyota
  • Up to 1,100 covered parts
  • Disappearing deductible option
  • Toyota dealer repairs
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • —
    Undisclosed
    $0 deductible option
  • —
    Undisclosed
    Commercial/rideshare
  • —
    Undisclosed
    EV/hybrid components
  • —
    Undisclosed
    No waiting period
  • —
    Undisclosed
    Option with free maintenance benefits
  • —
    Undisclosed
    Transferable
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Claims & Repair Experience
  • —
    Undisclosed
    24/7 roadside assistance
  • —
    Undisclosed
    Any licensed repair shop
  • Direct shop payment
  • —
    Undisclosed
    In-network repair network
  • —
    Undisclosed
    Mobile app for claims
  • —
    Undisclosed
    Online claims portal
  • —
    Undisclosed
    Trip interruption coverage
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • —
    Undisclosed
    Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • —
    Undisclosed
    24/7 customer support
  • Email
  • —
    Undisclosed
    FAQs / Educational resources
  • —
    Undisclosed
    Live Chat
  • —
    Undisclosed
    Mobile Application
  • —
    Undisclosed
    Online quote without phone
  • —
    Undisclosed
    Sample contracts online
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • —
    Undisclosed
    Contract (lump-sum) payments
  • —
    Undisclosed
    Pay-in-full discount
  • Month-to-month payments
  • —
    Undisclosed
    Cancellation fee
  • —
    Undisclosed
    Multi-vehicle discount
  • —
    Undisclosed
    Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Contract & Payment Terms
  • —
    Undisclosed
    Contract (lump-sum) payments
  • —
    Undisclosed
    Pay-in-full discount
  • —
    Undisclosed
    Month-to-month payments
  • Cancellation fee
  • —
    Undisclosed
    Multi-vehicle discount
  • —
    Undisclosed
    Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees

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